Joseph Johnson is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and has been with LPL Financial since 2004. Outside of his advisory role, he is involved with an insurance agency offering Universal, Whole, Term, and LTC insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Robin Sabat is a financial advisor with UBS Financial Services in Philadelphia, PA, holding a Series 66 license and 14 years of industry experience. He has been with UBS and UBS Bank USA since 2009. Outside of his advisory role, Sabat is the owner of a property management company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor solutions. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory functions.

Jeffrey Simpson is a financial professional with 31 years of industry experience, currently affiliated with Cetera. He holds the ChFC® designation along with Series 63 and Series 65 licenses. His prior experience includes long-term roles at Minnesota Life and Securian Financial Services, as well as ongoing involvement with Wechsler/Marsico Agency and Wexco Financial Group. Outside of advisory work, he serves on the advisory board of the Rocky Run YMCA. Cetera Investment Advisers LLC operates a large nationwide network of independent advisors serving individuals, retirement plans, and institutional clients. The firm offers a range of portfolio management and financial consulting services, utilizing a multi-manager platform that includes automated and bespoke investment strategies.

Aidan Bradley is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 65 credentials and four years of industry experience. Prior to joining J.P. Morgan Securities and J.P. Morgan Chase Bank in 2022, he worked at Benchmark Financial for one year and was affiliated with the University of Delaware for four years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates centralized due diligence and combines quantitative and qualitative research, offering recommendations limited to eligible strategies that may include an ESG eligibility framework.

Michelle Hand is a financial advisor with Ameriprise in Philadelphia, PA, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its related entities since 2005. Outside of her advisory work, she is a co-owner of Big Bear Realty and a silent partner in Helen St LLC, both entities involved in real estate holdings. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendations and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Michal Pieczonka is a Series 66-licensed financial advisor at J.P. Morgan Securities with 15 years of industry experience. He previously worked at Bank of America and Merrill from 2011 to 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. The firm’s non-discretionary program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

David Waters is a CFP® and ChFC® with 45 years of experience in financial advising. He has been affiliated with Cetera and its related entities since 2018, following prior work at Private Advisor Group and LPL Financial. Waters owns multiple insurance and financial services businesses, including Professional Planning Associates, Inc. and Great Oak Financial, and serves as a moderator and speaker for CPA continuing professional education seminars. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and retirement services across multiple program structures and custodial relationships.

Michael Bookman is a financial advisor with Ameriprise in Cherry Hill, NJ, holding a Series 66 designation and 13 years of industry experience. He has been with Ameriprise and its related entities since 2012. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Brandon Friday is a Series 66-licensed financial advisor with Equitable Advisors, based in Bala Cynwyd, PA, and has 18 years of industry experience. His work history includes multiple tenures at Equitable Advisors as well as experience with Axa Advisors and MSI Financial Services. Outside of his advisory role, he is involved with several business activities under DBAs including Karr Barth Associates and Firstrust Financial Resources. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations by offering financial planning, retirement plan consulting, and various asset management programs. The firm utilizes a network of Investment Adviser Representatives and third-party managers to provide customized solutions without sponsoring its own wrap fee program.

David Marsico is a CFP® professional with 20 years of industry experience. He is currently affiliated with Cetera and Diamond State Financial Group and has worked previously at BNY Mellon Advisors, Minnesota Life Insurance Co, and Securian Financial Services Inc. Outside of his advisory roles, Marsico owns business entities used for tax purposes. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a range of portfolio management and financial planning services through a large network of independent advisors. The firm operates a multi-manager platform with various program structures and custodial relationships.

James Altieri is a financial advisor with Merrill in Philadelphia, PA, holding Series 63 and Series 66 licenses and possessing 33 years of industry experience. He has been with Merrill since 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Sean McGovern is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. His prior roles include positions at Royal Alliance Associates, Inc., John Hancock Mutual Life Insurance Company, and Signator Investors, Inc. Outside of his advisory work, McGovern coaches youth soccer and flag football with the Hadden Township Athletic Association. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations through a large multi-advisor platform. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and the utilization of discretionary and third-party managed strategies.

Christopher Gerrard is a financial advisor with Equitable Advisors, holding a Series 66 designation and 11 years of industry experience. He has worked with Equitable Advisors since 2015 and has prior experience at Capital One Investing. Gerrard is also involved with Integrated Financial Strategies as a registered sales assistant. Equitable Advisors serves individual, institutional, and nonprofit clients, offering financial planning, retirement plan consulting, and asset-management services through a network of Investment Adviser Representatives. The firm utilizes a range of advisory programs, including third-party TAMPs and firm-offered solutions, and provides ERISA fiduciary services to qualified plans.

Daniel First is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. His prior roles include positions at Metlife Securities Inc. and New England Securities. Outside of his financial career, he serves as a basketball coach at Bishop Shanahan High School. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, collaborative planning engagements using firm-approved tools and offers a range of event-driven planning programs.

Geoffrey Walsh is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds a Series 66 designation and has been with JPMorgan Securities LLC since 2005 and JPMorgan Chase Bank NA since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their approach combines written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and an ESG eligibility framework.

Domenica Leitner is a financial advisor at Cetera with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with firms including Private Advisor Group, LPL Financial, and Cetera Advisors LLC. In addition to her advisory role, she is engaged as an insurance agent selling life, health, disability, and long-term care insurance, and she is involved with Professional Planning Associates, Inc. providing insurance and financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes affiliated and third-party model portfolios, with more than $256 billion in assets under management.

Lauren Zakarian Cogswell is a financial advisor with J.P. Morgan Securities in Philadelphia, PA, holding Series 63 and Series 66 licenses and having nine years of industry experience. Her prior roles include positions at Sotheby's and Masterworks Administrative Services LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting.

Alexander Lambros is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at various roles including positions at JPMorgan Chase Bank and involvement with nonprofit and educational organizations such as Metropolis Of Detroit Summer Camp and the University of Delaware. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory approach emphasizes written asset allocation advice, manager and fund searches, and customized performance reporting, supported by centralized due diligence and combining quantitative and qualitative research.

Matthew Ryan is a Series 66-licensed financial advisor with Merrill, based in Philadelphia, PA, and has seven years of industry experience. He has worked at Merrill since 2018 and Bank of America since 2019. Outside of his advisory role, he serves as committee co-president and event co-chair for The American Association for Cancer Research Foundation, where he oversees event planning and manages social media activities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional accounts.

Daniel Fordice is a financial advisor with Mass Mutual Investors Services in Newtown Square, PA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2015 to 2017. He is a member and 20% owner of Sugarfoot Advisors, LLC, an operating entity for his Mass Mutual business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning processes to deliver written recommendations without investment discretion.