Jarmila Stehle is a financial advisor at LPL Financial with 21 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at INVEST Financial Corp and Affinity Federal Credit Union, where she continues to maintain a role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources.

Trina Tirpak is a financial advisor at Fidelity with 18 years of industry experience. She holds a Series 66 designation and has worked previously at Wells Fargo Clearing Services LLC and RBC Capital Markets Corporation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm serves retail and institutional investors and is noted for its role as a commodity pool operator, use of AI in research, and advisory responsibilities for multiple registered investment companies.

Noah Stancampiano is a financial advisor at J.P. Morgan Securities with five years of industry experience. He has held roles at Morgan Stanley and the Federal Deposit Insurance Corporation prior to joining J.P. Morgan. Outside of his advisory work, he is an owner and partner of Snowbird Sports, a business focused on golf club fitting and building. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through investment consulting and advisory services, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Rekha Trivedi is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding a Series 66 designation and with seven years of industry experience. She has been with Mass Mutual Investors Services since 2018 and has also worked with MassMutual since 2017. Outside of her advisory role, she is co-owner and partner of AAMA Consulting LLC, a marketing and brand-building business. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual client relationships and event-driven planning services.

Samuel Barnes is a financial advisor with Wells Fargo Clearing in Berkeley Heights, NJ, holding Series 63 and Series 65 designations and 14 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and held roles at Wells Fargo Bank, NA and Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s IPS-driven investment process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

William Hoffman is a CFA® charterholder with 17 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and has been with JPMorgan Chase Bank, N.A. since 2008. Hoffman serves as treasurer and board member of the Ramsey Golf and Country Club, where he assists with financial strategy and cash management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As part of J.P. Morgan, the firm combines institutional advisory services with brokerage, distribution, and investment management capabilities.

David Silverman is a financial advisor with Merrill based in Highland Park, NJ. He holds Series 63 and Series 65 designations and has 29 years of industry experience. His work history includes roles at Merrill since 2010 and Bank of America, N.A. since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Rothman is a financial advisor at UBS Financial Services with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2016. His current role at UBS began in 2022. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and various capital markets services.

Stephen Locker is a CFP® professional with 34 years of industry experience, currently serving at LPL Financial since 2017. Prior to this, he spent 11 years with National Planning Corporation. His other business activities include involvement with Lock23, LLC, a non-investment-related entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Jennifer Cowden is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ayushi Shah is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she joined the Sentinel Team in 2017. Prior to this role, she worked as a Financial Advisor Associate with the Sentinel Team at Morgan Stanley in Short Hills, NJ. Ayushi's expertise includes executive compensation, equity compensation services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. She holds a Bachelor of Science degree from Rutgers Business School and maintains her FINRA Series 7 and 66 registrations. Ayushi is also a Certified Financial Planner and a Personal Investment Advisor. Outside of her professional work, Ayushi enjoys cooking, painting, spending time with her family, and traveling. She resides in Colonia, NJ.

Tyler Dey is a Financial Advisor at Merrill Lynch Wealth Management. He partners with clients to build disciplined, personalized financial strategies and is part of a team that provides a concierge-style experience, assisting individuals and families with investment management, retirement planning, and long-term wealth goal navigation. Tyler also collaborates with Advisors on retirement plan administration and guidance. Prior to becoming a Financial Advisor, Tyler served as a Registered Wealth Management Client Associate. In that role, he supported portfolio operations, retirement plan administration, and daily client needs. He has been with Merrill Lynch and Bank of America since 2021 and is Series 7 and 66 FINRA registered, holding the Personal Investment Advisor (PIA) designation. Tyler earned a Bachelor's Degree in Finance with a focus on investment analysis from Rider University. He received several academic honors there, including the Andrew J. Rider Award and induction into Beta Gamma Sigma. He currently resides in New Egypt, New Jersey. Personal interests include baseball, football, golfing, hiking, music, and reading.

John Capeci is a financial advisor at Edward Jones with 29 years of industry experience. He has held roles at Edward Jones since 2018 and previously worked at Funds Distributor, LLC and Mirae Asset from 2010 to 2017. Outside of his advisory role, he is involved in commercial property financial services in Fanwood, NJ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

Anthony Lee is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 40 years of industry experience. He has worked at Cetera and its affiliated entities since 2020, and prior to that spent eight years with First Allied Advisory Services and fourteen years with First Allied Securities. Lee serves as a trustee for the Montgomery Academy Foundation and is a member of the Commerce and Industry Association of New Jersey. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that includes affiliated and unaffiliated managers, with over $256 billion in assets under management.

Brianna Wishengrad is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation. Prior to joining J.P. Morgan, she worked at JPMorgan Chase Bank, N.A., and has experience in various roles including operating a small business, Tina's Lifeguards LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Harris Jr is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior work includes roles at Hellman Worldwide Logistics and Mack Staffing Agency, alongside long-term involvement with PFS Investments Inc and Primerica Financial Services. He also engages in part-time activities related to home security and automation product referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm curates third-party asset managers and uses an exclusively percentage-based wrap fee structure.

Brandon Leung is currently the Branch Leader at Fidelity Investments, where he leads a team of financial professionals dedicated to assisting clients in achieving their financial goals and ensuring peace of mind. In this role, he emphasizes a collaborative approach, working closely with clients and their families to develop personalized wealth management plans. Brandon's professional experience spans various roles within the financial services industry. Prior to his current position, he served as a Planning Consultant at Fidelity Investments from 2021 to 2025. His background also includes positions as an Insurance Advisor at The Fortis Agency LLC, Founder and Managing Partner of Invictus Financial Partners LLC, Internal Advisor Consultant at New York Life Investment Management LLC, Financial Consultant at JPMorgan Chase, and Financial Solutions Advisor at Merrill Edge. Outside of his professional responsibilities, Brandon has interests that include food, football, social events, movies, pets, and volunteering.

Stephen Croghan is a financial advisor with Ameriprise, holding Series 63 and Series 65 credentials and over 31 years of industry experience. He has been with Ameriprise Financial Service, LLC since 1993 and Ameriprise Financial Services, Inc. from 2005 to 2020. Outside of his advisory role, he serves as president of the North Hunterdon Rotary Club. He is also the owner of Three Bridges Wealth Advisors LLC, a financial planning and investment firm. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Cheryl Thorpe is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds the Series 66 designation and previously worked at Citi for 10 years before joining J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. in 2019. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering recommendations on a non-discretionary basis.

Jayant Singh is a financial advisor at Wells Fargo Clearing with Series 66 and Series 63 licenses and three years of industry experience. He has worked at Wells Fargo Bank, N.A. since 2018 and previously at People's United Bank from 2013 to 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.