Joseph Gough is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked at Merrill since 1986 and is also associated with Bank of America since 2009. Gough serves as a board member of CAFRICO, Inc., a nonprofit organization that collects charitable donations to support a health clinic in Uganda and other nonprofits. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

N Sean Longo is a Senior Financial Advisor at Merrill Lynch Wealth Management and a partner of The Morrison, Longo & De Stefano Group. Since beginning his career at Merrill in 2005, he has focused on helping clients develop personalized wealth management strategies that address their unique financial objectives and concerns. Sean leads the group's investment committee, collaborating with colleagues and clients to implement customized investment plans that consider risk tolerance, investment timeline, liquidity needs, and both short- and long-term goals. His expertise includes executive compensation, family wealth management strategies, liquidity management, philanthropic planning, portfolio management, socially responsible and ESG investing, individual and corporate investment strategy, and tax minimization. Sean holds a Bachelor of Science degree from Montclair State University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor (CPFA™), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has also been recognized on Forbes' "Best-in-State Next Gen Advisors" list in 2019. Sean resides in Scotch Plains, New Jersey, with his wife Alicia and their three children. Outside of work, he enjoys mountain biking, cooking, playing the guitar, and running.

Evyavan Patel is a financial advisor at LPL Financial with two years of industry experience. Prior to joining LPL, Patel held positions at Santander US Capital Markets LLC, Morgan Stanley, and Cetera Investment Management, and has operated Evyavan Advisory Services LLC. Patel’s background also includes four years at Princeton University and seven years at Central Jersey College Prep Charter School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Mark Spedaliere is a Wealth Management Advisor at Merrill Lynch Wealth Management and a Senior Vice President. He has been part of the Keller, Spedaliere, and Langley team for 25 years, where he applies his background in economics, financial data analysis, and knowledge of macroeconomic factors to support clients in managing their wealth. Mark holds the CERTIFIED FINANCIAL PLANNER® designation, earned in 2005, and is also a qualified Portfolio Manager who provides personalized investment strategies, including discretionary management through the firm's Investment Advisory Program. Mark graduated from Lehigh University with a Bachelor of Science degree in Finance and Economics and is a life member of Mensa. His team has been recognized on the Forbes "Best-in-State Wealth Management Teams" list for 2023 and 2024. Mark's approach emphasizes understanding clients' goals through frequent and open conversations to deliver integrated strategies beyond investment management, including retirement planning, education planning, tax minimization, and family wealth management. In his personal life, Mark resides in Basking Ridge with his wife and three children. Outside of work, he enjoys cooking, tennis, watching Italian soccer and football, playing pickleball and racquetball, listening to music, and spending time with his family.

Michael Turchi is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in retirement planning, diversification strategies, tax-efficient investing, and goal planning. Michael works with a team to assist individuals and families in meeting their financial objectives. His client focus areas include education planning, employee benefits planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Michael holds the Professional Investment Advisor (PIA) designation. He completed his education at CUNY College of Staten Island. Outside of his professional work, Michael enjoys baseball, football, music, spending time with his family, and watching movies.

Kathryn Carlson is a Series 66-registered financial advisor with Merrill, based in Pennington, NJ, and has 22 years of industry experience. She has been with Merrill since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Conrad is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 21 years of industry experience. He has been with Merrill since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Filipinas Enriquez Van Duzer is a Series 66-licensed financial advisor with Merrill, based in Pennington, NJ. She has six years of industry experience, including roles at Bank of America and First Flight Federal Credit Union. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Noah Hochrun is a financial advisor at Merrill with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Merrill and Bank of America, N.A., he worked at The Vanguard Group, Inc. and has held various roles outside finance, including positions in the food service industry and publishing. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Lukis is a financial advisor with Merrill in Pennington, NJ, holding Series 66 and Series 63 licenses and four years of industry experience. His prior work includes roles at Malcon and Sons, Malcon Contractors, and Wawa, Inc. Outside of his advisory work, he serves as a referee for USA Hockey sanctioned games in the Princeton area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Nicholas Fitzgerald is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab, he has worked at Charles Schwab Bank, The Office Restaurant and Lounge, and Vintony Mechanical. Outside of finance, he is involved in managing The Office Restaurant and Lounge. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Randy Cai is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and previously worked at Quartile and Wawa. He also spent five years at Temple University. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with a range of model-based and discretionary investment strategies.

Gary Stocker is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 66 securities licenses and has been with Merrill and its affiliated entities since 1996, including 15 years at Bank of America/Merrill Lynch. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Sekulski is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 registrations and has been with Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal CIO teams and third-party managers.

Vincent Wible is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill since 2018. Prior to joining Merrill, he was employed at Bank of America, N.A., and has also held roles at the Defense Logistics Agency, Philly Junk, Inc., and Heudia Health. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Nathan O'Connell is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 credential and has worked at firms including Capital Group, First Republic Bank, UBS Financial Services, and J.P. Morgan Securities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program.

Henry Kerekesh is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1997 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies using internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Amran Ajmal is a financial advisor at Merrill with Series 63 and Series 66 designations and two years of industry experience. Prior to joining Merrill and Bank of America in 2025, he worked in various roles at firms including American Auto and JP Morgan Securities. Outside of advising, Ajmal operates a small retail business selling household items online and occasionally works as a part-time Uber driver. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies tailored to individuals, institutions, and charitable organizations.

Ahmed Iqbal is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America/Merrill Lynch and Citizens. Outside of his advisory role, he is involved with Alaraa Corp. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Michael Haderer is a CFP® with 20 years of industry experience, currently at LPL Enterprise since 2024. He previously worked at The Prudential Insurance Company of America and PRUCO Securities, LLC for a combined 22 years. Outside of his financial advisory work, he engages in voice-over work for radio, TV, and podcasts. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management programs through an integrated platform that combines adviser programs with brokerage and insurance products.