Robert J. Matos is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In his role, he focuses on creating personalized wealth management strategies that integrate the investment insights of Merrill and the banking and lending solutions of Bank of America. He emphasizes a comprehensive understanding of clients' full financial situations to develop flexible strategies aligned with their goals and the dynamics of today's markets. Mr. Matos holds a Bachelor's degree from the University of California system. His professional designations include Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). His approach centers on connecting all aspects of clients’ financial lives to help them prioritize and pursue the objectives that matter most. Outside of his professional work, Robert J. Matos engages in a variety of personal interests, including baseball, basketball, biking, fishing, football, gardening, music, reading, skiing, and spending time with his family.

Christopher Hernandez is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked with Mass Mutual Investors Services since 2019 and previously spent one year at AXA Advisors, LLC. Outside of his advisory role, he works as a health insurance broker. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-oriented planning without discretionary authority over client investments.

Brian G. Lockier is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds a Series 63 designation and has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research and capital markets access through its extensive platform.

James Howell Jr is a financial advisor with Equitable Advisors in Bloomfield, NJ, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. Prior to joining Equitable Advisors in 2021, he worked for Ameriprise Financial Services, Inc. for 10 years. Outside of his advisory role, he serves as executor and limited power of attorney for his mother's estate. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that includes both advisory and brokerage channels tailored to client goals, risk tolerance, and time horizon.

Michael Gagliotti is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 66 designations and has been with Cetera Investment Services LLC since 2007. Outside of his advisory work, he serves as treasurer for the Hillside Ave Historic District Association and is a director of the Save The Queen City nonprofit. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform that includes affiliated and third-party managers.

Holly Kogan is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds the Series 63 designation and has worked at Wells Fargo Clearing since 2016, following three years with Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Claudia Diaz is a financial advisor with Morgan Stanley Wealth Management, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. Her prior roles include positions at Morgan Stanley Smith Barney LLC, NYLife Securities LLC, and New York Life Insurance Company. Outside of her advisory work, she serves as executor/co-executor for an estate. Morgan Stanley Wealth Management offers a broad range of advisory programs for individual and institutional clients, featuring tailored financial planning and access to extensive resources, including specialized planning tools and investment strategies developed by its Global Investment Committee.

Stephen Park is a financial advisor with LPL Financial in Short Hills, NJ, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior work includes roles at BOFA Securities, Merrill, Columbus Hill Capital Management, and Meru Capital Group. He also provides financial planning and consulting services through Randy Neumann Wealth Management, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs supported by research, model portfolios, and varied management approaches.

Jason Mancini is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2014. In his role, he focuses on delivering wealth management strategies tailored to help clients pursue their financial goals through a personalized process. This approach begins with understanding clients’ priorities, followed by developing and executing customized savings and investment plans, with ongoing oversight and adjustments as needed. Jason’s professional background includes experience as a portfolio analyst and trader at a boutique investment firm in New York City. He holds a Bachelor's and a Master's Degree in Economics from Kent State University. His expertise encompasses a comprehensive four-pillar system involving assets, debt, trusts and estates, and banking solutions through Bank of America, N.A. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Residing in Westfield, New Jersey, Jason lives with his wife Amanda, their son Giuseppe, and their dog Pongo. Outside of his professional life, he enjoys running, hiking, reading, playing chess, and CrossFit. Jason maintains involvement in his community through participation with organizations such as Knights of Columbus and The Father's Heart Ministries.

Jason Goldberg is a Series 66 licensed financial advisor with 15 years of industry experience, currently with Wells Fargo Advisors since 2025. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney for a combined 15 years. Goldberg serves as a board member of the Long Branch NJ Arts Council. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad menu of planning options tailored to clients meeting net-worth thresholds. The firm combines advisory services with various financial products and referral channels, supporting discrete planning engagements and optional implementation through its brokerage or advisory programs.

James Kennedy is a financial advisor at UBS Financial Services with 10 years of industry experience. He has been with UBS since 2015 and holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets services.

Gaetano Ciccarella is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory and tailored to plan-specific objectives and risk tolerances.

Sam Gladson is a financial advisor with Equitable Advisors, holding Series 65 and Series 63 licenses and three years of industry experience. He has held diverse roles across education, real estate, and landscaping, including work at Jim Gladson Landscaping, Inc., a business he has been involved with for six years. Equitable Advisors serves a broad client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through a dual-registered SEC investment adviser and broker-dealer structure.

Michael Campbell is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in developing investment strategies that analyze clients’ current financial positions and identify their short- and long-term needs. Working closely with the Merrill Global Institutional Consulting Group and the Merrill Lynch Wealth Management platform, he provides guidance to a diverse client base including endowments, charitable organizations, C-suite executives, family trusts, and individual investors. His approach focuses on designing holistic investment strategies tailored to meet the comprehensive needs of his clients. With a career spanning over three decades, Michael has held roles such as Portfolio Analyst and Director of Merrill's Global Equity Sales and Trading. He also served as a senior member of the Global Relationship Management team, managing relationships with major global sovereign wealth funds, mutual funds, hedge funds, pension funds, and multinational investment banks. His professional expertise is complemented by his registrations in FINRA Series 7, 9, 10, 55, 63, 66, as well as a New Jersey Insurance License, and the Personal Investment Advisor (PIA) designation. Michael earned a bachelor's degree in Accounting from Iona College and holds an MBA in International Business from Seton Hall University. He is active in community and philanthropic activities and participates in organizations including Saint Patrick’s Cathedral in New York City, the Delbarton School Brotherhood Committee, Friendly Sons of Saint Patrick NYC, Summit Elks Lodge, National and New York State Traders Associations, and the Hedge Fund Roundtable. Michael and his wife reside in Chatham, New Jersey, where they have raised their four children.

Matthew Corby is a financial advisor with Equitable Advisors in Woodbridge, NJ. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at Amboy Bank and Ramapo College of New Jersey, and was involved with Ship Ahoy Beach Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage/insurance channels to deliver tailored financial solutions.

Richard Wager is a financial advisor at Merrill with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2020. Prior to that, he was with Wells Fargo Clearing and Wells Fargo Advisors, LLC, as well as Wells Fargo Bank NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Matthew Giugliano is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at UBS Financial Services Inc. for 12 years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options tailored to plan objectives and risk tolerances.

Kevin Morrison is a CFA® charterholder with 24 years of industry experience, currently serving at J.P. Morgan Securities. He has held positions at J.P. Morgan Securities since 2010 and at JPMorgan Chase Bank, N.A. since 2016. Morrison is a trustee for the KIPP Team Academy Charter School, involved in overseeing the school's operations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Samuel Wallace Jr. is a financial advisor at Merrill with 30 years of industry experience. He has been with Merrill since 2009 and holds Series 63 and Series 65 licenses. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Harrison Hoyes is a CFP® and holds a Series 66 license with 18 years of industry experience. He has been with UBS Financial Services in Warren, NJ since 2013. Outside of his advisory role, he serves as treasurer on the board of the Academy for Certification of Vision Rehabilitation Education Professionals and is a partner at AccessAbility Officer, a digital accessibility firm supporting government clients, where he assists with strategic direction. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.