Kyle Warehime is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 10 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets and employing over 14,000 financial advisors. The firm offers both brokerage and advisory solutions, leveraging research from Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Tamer Luzi is a financial advisor at J.P. Morgan Securities, holding a Series 66 designation and beginning his industry experience in 2026. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Luzi worked at Protiviti and has various roles including positions related to Dartmouth College and other diverse businesses. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative screening with qualitative research to build model asset allocations and integrates ESG criteria in its recommendations.

Barry Guariglia is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 65 licenses. His career includes positions at Merrill, Citigroup Global Markets, and Morgan Stanley Smith Barney, where he has worked since 2009, transitioning into Morgan Stanley Private Bank in 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides various investment and planning services alongside its institutional capabilities.

Michael Muzikar is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and 22 years of industry experience. He has previously worked at Invest Financial Corporation and Axa Advisors, Llc. Outside of finance, he is a professional comedian and owner of Mike Muzikar's Comedy. Equitable Advisors serves individual and institutional clients with financial planning, retirement consulting, and asset management programs. The firm delivers advice through a network of Investment Adviser Representatives and partners with third-party asset managers and LPL-sponsored advisory programs.

Bilal Mian is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch and PNC Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, and includes capabilities in derivatives and commodities through its broader regulatory registrations.

Jack Flusser is a financial advisor at J.P. Morgan Securities with a Series 66 credential and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Ameriprise Financial’s Capital Wealth Advisory Group, and the Borough of North Caldwell. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager research, and customized performance reporting. The firm’s process combines quantitative and qualitative manager due diligence and may incorporate an ESG eligibility framework.

Jose Diaz is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. His prior work includes roles at Santander Bank N.A., Santander Securities, LLC, and JPMorgan Chase Bank, N.A. Outside of his advisory role, Diaz owns and manages residential rental properties and has worked as an independent driver for a rideshare service. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and offers broader derivatives and commodities capabilities relative to many institutional advisory programs.

John Cholankeril is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2005, with prior roles at PNC Wealth Management, J.J.B. Hilliard, W.L. Lyons, LLC, and Prudential Equity Group, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative due diligence with model asset allocations and incorporates ESG eligibility considerations.

Julian Lim Hanna is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he was affiliated with New York University for four years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s advisory process includes preparation of investment policy statements, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

John Fraser is a financial advisor with Ameriprise Financial Services and holds a Series 63 designation. He has 32 years of experience in the financial services industry, including prior roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. He has been with Ameriprise since 2019. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Seamus Whalen is a financial advisor with LPL Financial in Woodbridge, NJ, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior roles include positions at Lincoln Financial Advisors, J.P. Morgan Securities, Santander Securities, and Merrill. He is also involved in financial education through the Financial Educators Network. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management solutions, utilizing both proprietary research and third-party subadvisors, supported by advanced operational tools.

Christopher Cort is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent time at Oppenheimer in 2007-2008. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Omar Aburadi is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior roles include positions at Bank of America, TSG Capital Advisors, and Prudential Insurance. He also served in the US Air Force from 2017 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Arlene Armando is a financial advisor at Cetera with one year of industry experience. She holds the Series 66 designation and has previously worked at Cetera Wealth Services, LLC and ELA Financial Group, LLC. Prior to entering finance, she served four years on the Ridgewood Board of Education. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients. The firm offers access to affiliated and third-party managers through various program structures and manages over $256 billion in assets with a nationwide network of more than 10,000 advisors.

Jeffrey Rosenblum is a Certified Financial Planner® with 31 years of industry experience. He has worked at UBS Financial Services since 2013, following eight years at Merrill and three years at RBC Capital Markets. Rosenblum is based in Short Hills, NJ. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Cynthia Magaletta is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. She holds Series 66 and Series 63 credentials and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research to deliver non-discretionary asset allocation advice, investment manager searches, and customized performance reporting.

Daniel Blloshmi is a Senior Financial Advisor at Merrill Lynch Wealth Management. Since joining Merrill in September 2022, he has utilized his extensive experience from previous roles at Citigroup and JP Morgan Wealth Management to provide disciplined wealth management services. His focus includes family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, special needs planning strategies, women and wealth, tax minimization, and retirement income. Daniel holds multiple professional designations, including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA), and others, reflecting his commitment to helping clients achieve their financial goals. He employs a disciplined wealth management process emphasizing tax minimization and asset allocation, working closely with clients' accountants and attorneys to deliver holistic financial advice. He leverages resources from Bank of America to provide customized investment and portfolio management solutions. He attended Pace University without degree conferred and is fluent in English and Albanian. Daniel participates in community service through involvement with organizations such as the Global Albanians Foundation and the Roseland Police Foundation. Outside of his professional role, he enjoys baseball, biking, golfing, music, and photography.

Gevin Robertson is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 and Series 63 licenses and has worked at J.P. Morgan Chase & Co. since 2017. Prior to this, he was employed at Northwestern Mutual and Stop and Shop Co., and has experience in various roles including at Demarest Farm and William Paterson University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to develop model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Summi Verma is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 designations and 13 years of industry experience. Prior to joining J.P. Morgan, Verma worked at Jackson, Grant Investment Advisers, Inc. from 2013 to 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative screening and qualitative research with forward-looking capital market assumptions to support model asset allocations.

Michael Serrapica is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 designations and has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2005. In addition to his advisory role, Serrapica is a Certified Public Accountant and principal of his own CPA firm, Michael Serrapica CPA PLLC, which provides tax and accounting services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers across multiple program structures and custodial relationships.