Shraga Goldhirsch is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and beginning his advisory career in 2026. He has been associated with Massachusetts Mutual Life Insurance Company since 2012. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software and collaborative planning processes.

Michael Wares is a Financial Advisor with Merrill Lynch Wealth Management, specializing in developing tailored strategies to help professionals, non-profit organizations, and companies achieve their financial goals. He integrates the investment insights of Merrill Lynch and the banking services of Bank of America to address a broad range of client needs including asset allocation, retirement income planning, education funding, risk management, estate planning, cash management, and endowment and employee benefit plan strategies. Since beginning his career in financial services in 2013, Michael has concentrated on providing personalized wealth management solutions that adapt to changing market conditions and client circumstances. His expertise extends to family wealth management, liquidity management, small business strategies, and tax minimization. Michael emphasizes working collaboratively with clients to create and maintain financial strategies designed to pursue their goals over time. Michael holds a Bachelor of Science degree from the School of Management at Binghamton University and has completed accredited certificate programs at Georgetown University and Yale University. He is a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor. He is also involved in his local community through support of the Orange County Firefighters Museum. In his personal time, Michael enjoys cooking, golfing, spending time with his family, traveling, and watching movies.

Dionne Archer is a financial advisor with Morgan Stanley in Paramus, NJ, holding a Series 66 designation and 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Anthony Cefaloni is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Northwestern Mutual and various positions outside the financial industry, including time spent at Harrison Recreation and Gus's Franklin Park Restaurant. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Gregory Libby is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, following 11 years at Citigroup Global Markets. Outside of his advisory role, he is the owner and president of a village boat club in Tuxedo Park, NY. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services that encompass broad investment and planning strategies.

Charles Camilleri is a Series 66-licensed financial advisor with 26 years of industry experience. He has worked at Ameriprise Financial Services, LLC for 20 years before joining Raymond James Financial Services Advisors, Inc. in 2025. He is also the owner of Camilleri Wealth Management, a non-investment-related business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients. The firm uses analytical tools and tailored strategies to support client goals and maintains specialized offerings including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting.

Preston Weaver is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds the Series 66 designation and has prior work experience at Globus Medical and the University of Virginia Health System. Cambridge Investment Research Advisors serves a diverse client base, including individual investors and institutional clients such as pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, proprietary model strategies, and third-party advisers.

Loveleen Engineer is a financial advisor at LPL Enterprise with 11 years of industry experience. They hold Series 63 and Series 66 designations and have previously worked at Wells Fargo Clearing, JP Morgan Securities LLC, and HSBC Securities among other firms. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm’s investment approach is primarily model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers services such as financial planning, access to third-party asset managers, and insurance product facilitation through affiliated entities.

Jason Sperber is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 19 years of industry experience. His prior roles include positions at City National Bank and RBC Capital Markets. Outside of his advisory work, he is involved in the resale of timepieces through a business he owns with his spouse. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs research and analytics to guide investment decisions and offers brokerage and advisory solutions across a broad client base.

Luis Martinez is a financial advisor with Wells Fargo Clearing and holds a Series 63 designation. He has 22 years of industry experience, including nine years at UBS Financial Services and six years at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.

Thomas Koscal Jr. is a financial advisor at J.P. Morgan Securities in Scarsdale, NY, holding Series 63 and Series 65 licenses with 18 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015 and previously at LPL Financial for one year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. Their advisory process combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework, with certain services provided by affiliated entities.

Liang Wang is a financial advisor at Edward Jones with four years of industry experience. He has held his current role since 2022 and previously worked at Fast Communication from 2004 to 2022. Wang holds a Series 66 credential. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices across the country.

Robert Tria is a financial advisor at Ameriprise with 30 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jose Vicente Jr. is a CFP®-designated financial advisor with Ameriprise, bringing 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of NJ2CA, LLC, a financial planning business. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to support its advisory process while emphasizing the use of Ameriprise-managed accounts.

Bridget Deverna is a financial advisor at Fidelity with two years of industry experience and holds a Series 66 designation. Her prior experience includes roles at NewEdge Wealth and Fidelity Investments, as well as work in education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

John Renda is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and 13 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC prior to joining LPL Enterprise. In addition to his advisory work, he is involved in selling health insurance products with various companies. LPL Enterprise provides investment advisory and brokerage services to individual and institutional clients, including high-net-worth investors and retirement plans. The firm utilizes model-driven investment strategies with access to third-party asset managers and offers financial planning, insurance products, and affiliated trust custody services.

Ardell Roan is a financial advisor with Wells Fargo Advisors, holding Series 63, Series 65, and Series 66 credentials and bringing 26 years of industry experience. Prior to joining Wells Fargo Advisors in 2022, Ardell worked at Morgan Stanley Smith Barney and Wells Fargo Clearing Services. In addition to his advisory role, he has been involved with SUNY Orange since 2018. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers a broad range of investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations supported by Wells Fargo research and tools, with planning services covering areas such as retirement, education, and niche needs like business-owner transition and special-needs analysis.

Amanda Capuano is a financial advisor at UBS Financial Services with two years of industry experience. She holds Series 63 and Series 65 licenses and has prior work experience at Core Facility Services, Direct Computer Resources, and Monmouth University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets, custody, and research resources.

Paul Levis is a CFP® and CFA® with 25 years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at Summit Financial Consultants, Cadaret, Grant & Co., Inc., and Allianz Global Investors Managed Accounts LLC. Levis also has involvement with Summit Financial Consultants' non-variable insurance business. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party investment strategies.

Paul Lotito is a Wealth Management Advisor at Merrill Lynch Wealth Management and a member of the RLA Group. He has over 33 years of experience focusing on portfolio design and implementation for high-net-worth individuals, associations, and charitable institutions. Paul works closely with clients to develop portfolios that align with their financial needs and concerns, specializing in areas such as family wealth management strategies, legacy planning, liquidity management, and retirement income. Paul holds a Bachelor's degree from Rutgers University and is a CERTIFIED FINANCIAL PLANNER® professional as well as a Personal Investment Advisor (PIA). His expertise includes tactical asset allocation strategies and portfolio management services. The RLA Group at Merrill Lynch Wealth Management, which he is part of, serves clients including high net worth individuals and their families, foundations, and corporate retirement plans, helping them prepare for significant life events like retirement and generational wealth transfer. Paul has been married to Cheryl for over 39 years and they have two adult children. His personal interests include basketball, racquetball, spending time with family, traveling, and watching movies.