Joseph Semper is a financial advisor with Primerica Advisors in New York, NY, holding a Series 63 designation and 29 years of industry experience. He has been with Primerica Financial Services and Primerica Advisors since 1996. Outside of his advisory role, he is involved in the sale of mortgage and home-related products through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options tailored to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Daniel Malone is a financial advisor with J.P. Morgan Securities in North Massapequa, NY. He holds Series 63 and Series 66 licenses and has 11 years of industry experience. He has been with J.P. Morgan Securities since 2014 and with JPMorgan Chase Bank since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Allan Gramonte is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2018. Prior to that, he held positions at National Securities and Dominies. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Russell Mcmanus is a financial advisor with Ameriprise, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Kaitlin Martinez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at several firms including HSBC Securities, New York Life Investment Management, and multiple roles within J.P. Morgan entities. Outside of her advisory work, she serves as the Director of Strategic Partnerships at Alliance Homecare, focusing on home health care sales and relationship development. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Matthew Heslin is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, he serves on the Investment Committee of the Tomorrow’s Hope Foundation, an education-focused nonprofit in Uniondale, New York. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research, with approximately $2.74 trillion in client assets under management.

Damon Silverstein is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2017, following prior roles at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and committee-driven investment estimates.

Kenneth Sicari is a financial advisor at MassMutual Investors Services with 43 years of industry experience. He has worked with Metlife Securities Inc. for 39 years before joining MassMutual Life Insurance Company and MassMutual Investors Services. In addition to his advisory role, he is an independent insurance agent specializing in life, accident, health, and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative annual planning and strategy recommendations rather than specific product selections.

Tracey Bierman is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked at Merrill since 2012 and previously held positions at Wells Fargo Clearing and Morgan Stanley. Outside of her advisory work, she operates a part-time sole proprietorship focused on crafts and handmade party supplies. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies supported by internal and third-party managers for a broad range of individual and institutional clients.

Ashley May is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in helping clients build solid financial frameworks tailored to each chapter of their lives. Ashley's focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and values-based investing, women and wealth, and retirement income. Ashley has been in the financial services industry since 2011. She holds the Certified Private Wealth Advisor (CPWA) designation and the Personal Investment Advisor (PIA) credential. She earned her bachelor's degree from New York University, where she graduated magna cum laude and was awarded the College Prize in Politics for excellence in her field and service to the department. Ashley lives in Locust Valley, New York. She is involved with Cove Animal Rescue and participates in walking shelter dogs. Her personal interests include biking, reading, yoga, and spending time with her family.

Glenn Graepel is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Matthew Smart is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and having 10 years of industry experience. He has worked at PFS Investments Inc. and Primerica Financial Services since 2015. Primerica Advisors sponsors and manages a wrap-fee asset management program that serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and offers model-based investment strategies supported by third-party asset managers and custodians.

John Hernandez is a financial advisor at OSAIC with 52 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including SagePoint Financial and Doral Asset Managers, where he is CEO and sells life and health insurance as well as fixed annuities to individuals and businesses. Hernandez is based in Massapequa, NY. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and supports both discretionary and non-discretionary account management, with a complex platform footprint that includes multiple mergers and private equity ownership.

Charles Dullea is a Series 66–licensed financial advisor with UBS Financial Services, where he has worked since 2011. He has 14 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and both discretionary and non-discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research and capital markets services to support tailored client strategies.

Richard Eisman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing investment portfolios and providing financial advice to individuals and families. Richard focuses on creating personalized wealth management strategies to help clients pursue their long-term financial goals through tailored investment planning. His areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income planning. Richard holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Massachusetts System. Outside of his professional work, Richard enjoys baseball, biking, camping, gardening, music, reading, spending time with his family, traveling, and watching movies. His approach emphasizes one-on-one collaboration to develop financial strategies aligned with clients' personal objectives.

Xavier Rodriguez is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 65 and Series 63 licenses and five years of industry experience. His prior roles include positions at J.P. Morgan Securities, BNY Mellon, LPL Financial, and Banco Popular. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Jody Sacks is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 42 years of industry experience. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2024, Sacks worked at Bank of America for 13 years and Merrill Lynch, Pierce, Fenner & Smith for 17 years. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning with tools such as Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements with employers.

Richard Punturo is a CFP® professional with 25 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has held roles at Cambridge since 2013 and has maintained his own accounting and financial services firms for over two decades. Punturo also serves as a director of the Nassau/Suffolk chapter of the National CPA organization and is co-chair of a committee for the Long Island Alzheimer Foundation's annual event. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers a range of financial planning and investment management services through independent Financial Professionals, with multiple platform options and both discretionary and non-discretionary investment strategies.

Peggy Valencia is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also maintaining a role at JPMORGAN Chase Bank, N.A. since 2001. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Jason Mairowitz is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 21 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019 and previously held roles at Bank of America and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment process.