Craig Paloscio is a financial advisor with Mass Mutual Investors Services in Woodbury, NY, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Co since 2010. Outside of his advisory role, he is engaged in individual life insurance brokerage activities. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing collaborative, annual planning relationships using firm-approved analytical tools.

Alex Olteanu is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has prior experience at Bridgeway Analytics and Tulane University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Michael Handel is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in guiding individuals and families through their financial journeys. He focuses on a range of client needs including family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management, special needs planning, individual and corporate investment strategies, tax minimization, and retirement income. Michael holds a Bachelor's Degree from the University of Michigan and carries the Personal Investment Advisor (PIA) designation. He adheres to a client-centered philosophy, working one-on-one to develop personalized financial strategies tailored to long-term goals. In addition to his professional work, Michael is involved in his community as a youth sports coach. Outside of work, his personal interests include golfing, ice hockey, music, pickleball, reading, skiing, and yoga.

Daniel Malone is a financial advisor with J.P. Morgan Securities in North Massapequa, NY. He holds Series 63 and Series 66 licenses and has 11 years of industry experience. He has been with J.P. Morgan Securities since 2014 and with JPMorgan Chase Bank since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Robeson Hilton is a Series 66-licensed financial advisor with Equitable Advisors, based in Melville, NY, and has 11 years of industry experience. He has worked with Equitable Advisors since 2015 and was previously associated with Axa Advisors, LLC. Robeson has been involved with the Plainview Old Bethpage Soccer Club since 2013. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, leveraging LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Cheryl Giustiniano is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She previously worked at Citibank and Verizon Wireless. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Donna Marlatt is a financial advisor with Wells Fargo Advisors in Melville, NY, holding a Series 63 designation and 21 years of industry experience. She has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of her advisory role, she is a notary public in Suffolk County, NY. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business owners, sports and entertainment professionals, and clients with special needs.

Russell Mcmanus is a financial advisor with Ameriprise, holding a Series 66 designation and 12 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Ameriprise provides a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Kaitlin Martinez is a Series 66 licensed financial advisor with J.P. Morgan Securities, with 13 years of industry experience. She has held multiple roles within J.P. Morgan, including her current position since 2026 and prior experience at the firm from 2015 to 2023. Outside of her advisory work, Martinez serves as Director of Strategic Partnerships at a home health care company, focusing on relationship development and education for navigating home care needs. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Matthew Heslin is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2016. Outside of his advisory role, he serves on the Investment Committee of the Tomorrow’s Hope Foundation, an education-focused nonprofit in Uniondale, New York. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and research, with approximately $2.74 trillion in client assets under management.

Damon Silverstein is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley since 2017, following prior roles at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and committee-driven investment estimates.

Kenneth Sicari is a financial advisor at MassMutual Investors Services with 43 years of industry experience. He has worked with Metlife Securities Inc. for 39 years before joining MassMutual Life Insurance Company and MassMutual Investors Services. In addition to his advisory role, he is an independent insurance agent specializing in life, accident, health, and long-term care insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative annual planning and strategy recommendations rather than specific product selections.

Tracey Bierman is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2012. Outside of her advisory role, she operates a part-time sole proprietorship called Custom Creativity For Less, specializing in handmade crafts and party supplies. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Ashley May is a Wealth Management Advisor with Merrill Lynch Wealth Management. She specializes in helping clients build solid financial frameworks tailored to each chapter of their lives. Ashley's focus areas include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, socially responsible and values-based investing, women and wealth, and retirement income. Ashley has been in the financial services industry since 2011. She holds the Certified Private Wealth Advisor (CPWA) designation and the Personal Investment Advisor (PIA) credential. She earned her bachelor's degree from New York University, where she graduated magna cum laude and was awarded the College Prize in Politics for excellence in her field and service to the department. Ashley lives in Locust Valley, New York. She is involved with Cove Animal Rescue and participates in walking shelter dogs. Her personal interests include biking, reading, yoga, and spending time with her family.

Glenn Graepel is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 65 licenses and with 32 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

John Hernandez is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 52 years of industry experience. Prior to joining OSAIC in 2023, he worked at SagePoint Financial for 10 years and has held leadership roles at Doral Asset Managers and Wall Street Financial Group for over 25 years. He is also CEO of Doral Asset Managers, where he sells life and health insurance and fixed annuities to individuals and businesses. OSAIC Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and multiple third-party platforms to manage portfolios across various asset classes.

Charles Dullea is a Series 66–licensed financial advisor with UBS Financial Services, where he has worked since 2011. He has 14 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and both discretionary and non-discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research and capital markets services to support tailored client strategies.

Richard Eisman is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing investment portfolios and providing financial advice to individuals and families. Richard focuses on creating personalized wealth management strategies to help clients pursue their long-term financial goals through tailored investment planning. His areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income planning. Richard holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Massachusetts System. Outside of his professional work, Richard enjoys baseball, biking, camping, gardening, music, reading, spending time with his family, traveling, and watching movies. His approach emphasizes one-on-one collaboration to develop financial strategies aligned with clients' personal objectives.

Xavier Rodriguez is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 65 and Series 63 licenses and five years of industry experience. His prior roles include positions at J.P. Morgan Securities, BNY Mellon, LPL Financial, and Banco Popular. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Jody Sacks is a financial advisor at Morgan Stanley with Series 63 and Series 65 credentials and 42 years of industry experience. Prior to joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2024, Sacks worked at Bank of America for 13 years and Merrill Lynch, Pierce, Fenner & Smith for 17 years. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning with tools such as Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements with employers.