Philip Howe is a financial advisor at LPL Enterprise with 19 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Wells Fargo Advisors, Prudential Insurance Company of America, Ameriprise Financial Services, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. He is also engaged as a financial planner with RG Group, a registered investment advisor. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, employer-sponsored retirement plans, banks, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, access to asset managers, and a Model Wealth Portfolios wrap program.

Elizabeth Smith is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2010. Outside of her advisory work, she is involved as a horseback riding instructor at DDR Farm in Melville, New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by a structured discovery process and advanced planning tools.

David Kamlet is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. He previously worked at Cantella & Company, Inc. for 23 years and has operated D. Kamlet & Company, Inc. since 1992. In addition to his advisory work, he is a licensed notary and engages in tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational and research tools.

John Braggs is a financial advisor with Morgan Stanley in Melville, NY, holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including customized financial planning supported by a structured planning process and various analytical tools.

David Jacobs is a financial advisor at Osaic with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Sagepoint Financial, Inc. Since 2012, he has also been involved in selling and servicing individual and group life and health insurance products through Jacobs Financial Services Inc. Additionally, he serves as trustee of an irrevocable trust for his father. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and model-based portfolio management. The firm is notable for its scale, extensive affiliate network, and a range of investment programs that cater to individual investors, retirement plans, charities, and corporate clients.

Rocco Martinelli is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Prior to his current role since 2017, he worked at Brown Brothers Harriman for one year and was involved with Elegant Valet from 2019 to 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a manager solutions team and incorporates ESG criteria in its recommendations.

Steven Schiebelhuth is a financial advisor with Raymond James Financial, holding a Series 66 designation and 22 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2012. He also serves as president of Paul Louis Financial Management Inc., a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to illustrate potential outcomes, and supports its services through advisory programs and institutional consulting across a large advisory network.

Joseph Marangiello is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 49 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2018, with prior roles at Bank of America and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides financial planning primarily in an advisory capacity.

Christopher Pratt is a CFP®, ChFC®, and Series 63 licensed financial advisor with 30 years of industry experience. He has worked at LPL Financial since 2021 and spent 25 years with M&T Securities, Inc. Prior to his current role, his career has been focused on financial advisory services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of solutions including financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving a large network of investment adviser representatives.

Celina Grant is a financial advisor with Primerica Advisors, holding a Series 63 designation and bringing 22 years of industry experience. Her work history includes roles at Eihab Human Services and Alo7, alongside long-term associations with PFS Investments Inc. and Primerica Financial Services. She is involved in sales of investment-related products and receives compensation for loan product sales and home-related service referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, with an emphasis on model-driven investment strategies and discretionary portfolio management. The firm supports its advisory services through a nationwide network of financial advisors and utilizes third-party asset managers and custodians in its program delivery.

John Klimchak is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and totaling 36 years of industry experience. He has been with Cetera and affiliated entities since 2013 and also operates an insurance agency focused on non-variable products. Klimchak is involved with Sage Scholars, a program that promotes tuition rewards. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and retirement services. The firm supports a variety of program structures, including model portfolios, third-party managers, and bespoke strategies.

Maria Lipinski is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley and Transamerica Financial Advisors. Her prior experience also includes roles outside of finance, such as with the Town of North Hempstead and Staffing Solutions Organizations LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing proprietary research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its registration as a commodity pool operator, advisory role to multiple registered investment companies, and use of algorithmic methods and AI in its investment process.

Charles Bilello is a financial advisor at OSAIC with 14 years of industry experience. He holds a Series 66 designation and has worked with Royal Alliance since 2012. In addition to his advisory role, Bilello is a partner at Cammarasanna and Bilello, a legal partnership representing individuals injured in various types of accidents. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with a model-based investment process that emphasizes asset allocation and portfolio optimization across various advisory and brokerage programs.

Ryan Brown is a financial advisor at Equitable Advisors with Series 66 credentials and one year of industry experience. Prior to joining Equitable Advisors, he worked at Monster Music, Amazon, and Guitar Center. He has also been a self-employed music instructor since 2018. Equitable Advisors serves a wide range of clients, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm utilizes various third-party advisory models and provides ERISA fiduciary services to qualified plans.

Sean Joseph is a financial advisor with Equitable Advisors and holds a Series 66 designation. He has one year of industry experience, including prior work at Compliancy Group LLC and involvement in entrepreneurial ventures such as Jeung Golf, LLC. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm uses a range of advisory models and third-party asset managers to tailor investment solutions without sponsoring its own wrap fee program.

Ronald Zucker is a Series 63-credentialed financial advisor at LPL Enterprise with 35 years of industry experience. He worked at Pruco Securities, LLC for 33 years before joining LPL Enterprise in 2024. Outside of his advisory role, he is involved with the Dick Furnari Insurance Agency, focusing on property and casualty insurance. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is primarily model-driven, offering access to third-party asset managers and financial planning through a network of investment adviser representatives.

James Hughes is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Hughes holds Series 63 and Series 65 licenses and has ownership interests in several investment-related businesses based in Melville, NY. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including business-owner transition, sports and entertainment, special-needs, and divorce planning, utilizing Wells Fargo research and planning tools to develop tailored recommendations.

Keith Caparelli is a CFP® professional with 15 years of industry experience, currently serving as an advisor at J.P. Morgan Securities. His prior experience includes roles at Morgan Stanley and UBS Financial Services. Outside of his advisory work, he is an owner partner of a passive real estate entity. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and incorporates quantitative and qualitative research along with ESG considerations.

Kevin Ahlstrand is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Blue Ocean Wealth Solutions and Stony Brook University, as well as six years of service in the United States Navy. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and institutional clients through a network of investment adviser representatives. The firm’s investment approach is typically model-driven, offering financial planning, access to third-party asset managers, and a wrap program, alongside affiliated insurance and trust services.

Manoj Paul is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at LPL Financial since 2018, following seven years at Woodbury Financial Services, Inc, and nine years at Equitable Advisors. In addition to his advisory role, he is involved with World Insurance Associates, LLC, focusing on non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining extensive advisory capabilities with a broad non-advisory financial services platform.