Renee Donahue is a financial advisor with Merrill in Yardley, PA, holding a Series 66 designation and 22 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Inc. since 1998. Outside of her advisory role, she is connected to a construction business started by her husband, although she does not have operational responsibilities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Brian Smith is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has worked at Equitable Advisors since 2006, with prior experience at Firstrust Financial Advisors and MSI Financial Services. He also operates a separate business under the name Firstrust Financial Resources. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset-management programs. The firm utilizes a variety of advisory models and third-party asset managers, providing access to mutual funds, ETFs, separately managed accounts, and select alternative investments.

Eric Scriffiano is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 credential. He has been with Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Ruhi Lulla is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. Prior to joining Merrill and Bank of America in 2022, Ruhi worked at Prudential Insurance Company of America and Pruco Securities, LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karen Schwartzman is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2017, previously working at AUA Capital Management from 2015 to 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Gregory Mugnier is a Series 66-registered financial advisor with five years of industry experience. He currently works at Equitable Advisors LLC and previously held positions at Drucker & Scaccetti, PC, RAM Associates, Certified Public Accountants, and the Burlington County Bridge Commission. He also operates a separate business under the name Firstrust Financial Resources. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and partners with third-party asset managers and advisory programs.

Thomas Walters is a financial advisor with Merrill and holds a Series 66 designation. He has 23 years of industry experience and has worked at Merrill since 2007 and Bank of America, N.A. since 2009. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm’s investment approach includes multiple program strategies with varying levels of client or advisor discretion and emphasizes manager selection and tax-efficient implementation services.

Sarah Wagner Fiorelli is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and previously worked at Stifel Nicolaus & Co Inc from 2016 to 2020 before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and model-based analyses as part of its financial planning process.

Christopher Jud is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms, including Marcum LLP and Yardley Wealth Management. Outside of his advisory role, he owns and manages a residential rental property in Philadelphia. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting services through a range of portfolio management styles, supported by affiliated research and model managers.

Michael Barbera is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and seven years of industry experience. His work history includes roles at Avantax Advisory Services, Avantax Investment Services Inc., American Portfolios Advisors, Inc., and American Portfolios Financial Services, Inc., as well as operating his own firm, Barbera & Associates, PC, since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and various operational tools.

Laura Watson is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has been with Merrill since 1996. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Karen Aversano is a CFP®-designated financial advisor with Edward Jones, where she has worked since 2012, totaling 13 years of industry experience. She operates out of Lambertville, NJ. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs featuring discretionary and non-discretionary strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services.

Jonathan Kallen is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Merrill since 2018. His prior experience includes roles at Coastal Equities, Inc. and Brick & Kyle Associates RIA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Colleen O'hara Shue is a financial advisor at Wells Fargo Clearing with 41 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016. Prior to that, she held multiple roles at Morgan Stanley from 2005 to 2015. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investment options, offering both brokerage and advisory solutions across a broad client base.

Charles Gould Jr. is a financial advisor with Merrill in Yardley, PA, holding Series 63 and Series 65 designations and having 29 years of industry experience. He has been with Merrill for 30 years and has worked at Bank of America since 2009. Merrill serves a broad range of clients including individuals, retirement plans, corporations, and institutional clients by offering managed account programs, third-party manager selection, discretionary portfolio management, and brokerage execution and custody services. The firm emphasizes multiple program strategies with advisor or client discretion and integrates with Bank of America affiliates to support trading, lending, and capital-markets activities.

Demetrios Lowry is a Series 66 licensed financial advisor with Equitable Advisors, where he has worked since 2023. He has three years of industry experience and previously held roles outside the financial sector, including positions at Life Time, Inc. and Ithaca College Athletics. Lowry also serves as a coach for Wissahickon School District. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to a diverse clientele, including individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers to tailor investment solutions.

John Walsh is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kersti Jakobson is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and over 15 years of industry experience. She has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Dunnigan is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2014 and at Bank of America, N.A. since 2023. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Geetha Mathew is a financial advisor at Ameriprise with a Series 66 designation and over 11 years of industry experience, including a decade at Arthur J Gallagher. She joined Ameriprise in 2025. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.