Patricia Picardi is a financial advisor with Guardian Life and Park Avenue Securities, holding a ChFC® designation and Series 63 license, with 41 years of industry experience. She has been with Guardian Life and Park Avenue Securities since 2002. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to proprietary programs, third-party advisory solutions, and integrated lending options.

Robert Barton Jr. is a financial advisor with GWN Securities Inc. in Wayne, PA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with GWN Securities since 2004. Outside of his advisory role, he also holds an insurance sales position, quoting and placing life insurance upon client request. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning offerings. The firm employs a mix of affiliated and unaffiliated sub-advisers with model-based allocations and is known for incorporating market-timing and momentum-based strategies in certain legacy programs.

Gregory Kupiec is a financial advisor at Private Advisor Group, LLC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with LPL Financial since 2003, joining Private Advisor Group in 2017. In addition to his advisory role, Kupiec operates insurance agencies focused on fixed annuities, life insurance, and property/casualty insurance. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that combines client goal assessment with manager selection and utilizes proprietary technology platforms alongside third-party managers and TAMPs.

Scott Strawser is a financial advisor at Hornor, Townsend & Kent, LLC with 21 years of industry experience. He has worked at Hornor, Townsend & Kent since 2007 and previously at Natcity Investments, Inc. for one year. In addition to his advisory role, Strawser is a regional field office administrator and insurance agent for Penn Mutual Life Insurance Company. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both as an SEC-registered adviser and a FINRA-member broker-dealer, providing a range of investment, custody, and brokerage services.

Howard Siegal is a financial advisor with Equity Services, Inc. (ESI Financial Advisors) in Media, PA, holding a Series 63 designation and 25 years of industry experience. He has been with Equity Services, Inc. since 2014 and also has professional experience with National Life of Vermont and Sd Associates P.C., CPAs. Outside of his advisory role, he is involved in various investment-related partnerships. Equity Services, Inc. provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm operates as both a broker-dealer and an SEC-registered investment adviser, offering multiple advisory platforms that use third-party asset managers and model portfolios, combining long-term strategies with opportunities for shorter-term trading.

Shawn Anderson is a financial advisor at GWN Securities Inc. with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has been with GWN Securities since 2010. Outside of his advisory role, he also provides life insurance and long-term care services to existing clients. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth investors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios through a large network of advisors.

Timothy Joseph is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. He has previously worked at Wisdom Planning, LLC, Andrew Garrett, Inc., and Cordasco Financial Network, LLC. In addition to his advisory role, he provides professional tax preparation services on a seasonal basis. Mercer Global Advisors offers investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management strategies.

Lawrence Greenberg is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63 and Series 65 credentials. His prior experience includes roles at Pruco Securities, LLC, The Prudential Insurance Company of America, Lyft, Inc., and Northwestern Mutual. Outside of his advisory work, he serves as a board member at large for the Pennsylvania Film Industry Association, is CEO of Cage Free Projects, a filmmaking and creative consulting business, and is vice chairman of the New Hope Planning Commission. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a Managed Account program.

Mauricio Gaitan is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with Citizens Securities since 2017 and previously worked at PNC Investments LLC. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm utilizes a mix of digital and managed account advisory programs and operates as a broker-dealer and insurance agency.

Scott West is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Transamerica Investors Securities Corporation and Transamerica Retirement Solutions since 2018, with prior roles at Ameriprise Financial Services, Inc., Foreside Fund Services, LLC, and Acess Distribution Partners, LLC. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education, utilizing proprietary software and oversight from Morningstar Investment Management to guide asset allocation and retirement planning.

Michael Mckeever is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA. He holds Series 63 and Series 65 registrations and has 27 years of industry experience, including 24 years with Citizens Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, featuring a digital advisory platform that uses proprietary algorithms and a Managed Account program.

Danine Mueller is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and 36 years of industry experience. She has worked at Commonwealth since 2014 and previously spent 11 years with Sims Financial Services, LLC. Outside of her advisory role, she is the sole member and owner of Certified Divorce Specialists, LLC, an entity focused on divorce planning. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Kirk Stensrud is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott. His prior roles include positions at Wells Fargo Clearing, Morgan Stanley, and Merrill. He is also involved with the finance committee at St. Luke Evangelist Church in Glenside, PA. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in assets. The firm serves a diverse client base ranging from individuals to municipal clients and offers a combination of in-house and third-party managed investment programs alongside brokerage and financial planning services.

Robert Logan is a financial advisor at SPC with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been involved with Logan Financial Services Corp since 1987, where he also serves as president of a tax preparation and accounting firm. Logan serves on the Pension Board of East Whiteland Township, PA, overseeing the township’s retirement plan management, and participates on the Membership Committee of the Chester Valley Golf Club in Malvern, PA. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary advice through programs like SIGMA Managed Account and other account options.

Charles Crothers is a CFP® professional with 21 years of industry experience, currently with Commonwealth Financial Network since 2022. He previously worked for MML Investors Services and Mass Mutual Life Insurance Company from 2004 to 2022. In addition to his advisory role, he is involved in fixed insurance sales, dedicating part of his business hours to this activity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while acting as a back-office and platform provider.

Christina Mcginn is a financial advisor at Janney Montgomery Scott with 28 years of industry experience. She holds the Series 63 designation and has worked at Janney Montgomery Scott since 2019, following a 13-year tenure at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm provides services to a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, consulting, and various advisory programs.

Brian Sykes is a financial advisor with Guardian Life and Park Avenue Securities, holding the CFP® and ChFC® designations with 22 years of industry experience. He has worked with Park Avenue Securities and Guardian Life since 2003. Outside of advising, he is the founder of Founding Capital, LLC. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies and offers a range of financial planning, consulting, and access to proprietary and third-party advisory solutions.

Conor Staples is a financial advisor at Janney Montgomery Scott with four years of industry experience. He holds the Series 66 designation and serves on the board of the Spring-Ford Chamber of Commerce in Limerick, PA, where he participates in board governance and community events. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporations, and charitable organizations, offering a range of brokerage, financial planning, and advisory services supported by centralized asset management and in-house custody capabilities.

Margaret Hardesty is a financial advisor at Janney Montgomery Scott with 41 years of industry experience. She holds a Series 63 designation and has been with Janney since 2009. Outside of her advisory work, she serves on the Board of Trustees and Finance sub-Committee for the Willistown Conservation Trust, a nonprofit focused on land conservation and education. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and corporate clients, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

David Duncan is a financial advisor with Commonwealth Financial Network, holding the CFA® designation along with Series 63, 65, and 66 licenses. He has 25 years of industry experience and has been with Commonwealth since 2008, also maintaining a role at Independence Wealth Advisors since 2005. Outside of advisory services, he is involved in selling fixed insurance products under the name Independence Wealth Services. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers multiple program structures and discretionary model portfolios, supporting advisors with operations, trading, technology, compliance, and practice-management resources.