Dustin Witmer is a CFP® professional with 15 years of experience in the financial industry. He is currently affiliated with LPL Financial and M&T Securities, having worked at LPL Financial since 2021 and at M&T Securities since 2013. He also serves as a FINRA arbitrator. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a wide range of advisory programs and financial planning services.

Noah Zweig is a financial advisor at Edward Jones in Fairfax, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at The Law Firm of Shihab & Associates and Beacon Hill Staffing Group. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Daniel Kim is a financial advisor with Ameriprise in Ashburn, VA, holding a Series 66 designation and 23 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory work, Kim is involved with the Open Door Presbyterian Church, where he supports the "Love Herndon" program assisting local residents in need. Ameriprise provides retirement-income planning services primarily for clients with at least $1 million in net investable assets and $500,000 in Ameriprise-managed accounts. The firm delivers personalized, research-driven recommendations focused on income sources, Social Security, and tax-efficient withdrawal strategies.

Raymond Hewlett is a financial advisor with Primerica Advisors in Reston, VA, holding Series 63 and Series 65 licenses and 13 years of industry experience. His work history includes roles at Concept Plus, LLC, Planet Technologies, and government CIO positions. Outside of advising, he is involved in sales of home security, automation, and loan products through affiliates of Primerica. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering advisory services primarily through model-driven strategies and discretionary management options.

Shaghayegh Tehranian is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has been with Merrill and its affiliates since 2016, including previous roles at Bank of America Merrill and Merrill. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Konstantin Rusin is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Prior to joining Wells Fargo in 2024, he worked at HSBC Bank USA, N.A. for nine years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment searches, performance reporting, and participant education, with a notable inclusion of insurance-related products and bank deposit options in its investment menus.

Joey Veizaga Soto is a financial advisor with Morgan Stanley, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked in various roles including at Wholey Meal Prep and Amazon Warehouse. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by structured planning tools and investment modeling.

Saro Gahima is a financial advisor at Robert W. Baird & Co. with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Morgan Stanley and Bogart Wealth, LLC. He is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individuals, corporate clients, pensions, and charitable organizations. The firm offers financial planning, portfolio management, and custody services, utilizing a combination of manager-traded and model-traded strategies and ongoing manager selection supported by internal research and tools.

Parker Messick is a financial advisor with Wells Fargo Clearing in Ashburn, VA. He holds Series 63 and Series 65 designations and has two years of industry experience. His prior work includes roles at Wells Fargo Bank and involvement in local political campaigns. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Ludwitzke is a financial advisor with Primerica Advisors in Vienna, VA, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked with Primerica Advisors since 2019 and previously worked at BNY Mellon from 2014 to 2016. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure, with trading and custody services facilitated by BNY Mellon Advisors and Pershing.

Zachariah Ingalls is a financial advisor with RBC Capital Markets based in Vienna, VA, holding a Series 66 designation and 16 years of industry experience. Prior to joining RBC in 2020, he worked at UBS Financial Services for 15 years. Outside of his advisory role, Ingalls is involved in several business ventures including managing online retail companies PazZing, LLC and Bebecitos, LLC, and serves as a director-treasurer for the Loudoun Hills Community Association. He is also a member of the Virginia Defense Force, supporting civil security and logistics. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individuals, institutions, and charitable organizations, offering tailored investment advisory programs and portfolio management through both in-house and external managers. The firm integrates capital markets resources and provides a range of services including financial planning, custody, and brokerage.

Richard Allen is a financial advisor with Equitable Advisors in Falls Church, VA, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002, including its predecessor Axa Advisors. Outside of his advisory role, he serves as president of a homeowners association and is a board member of the DC Public Education Fund. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, tailoring services through a client intake process and offering various advisory program structures.

Matthew Pignetti is a financial advisor with Ameriprise in McLean, VA, holding a Series 66 designation and two years of industry experience. His work history includes roles at Ameriprise since 2021, as well as previous positions at DoorDash, Penn State University, Fitwize, Lost Rhino, and Broad Run High School. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, delivering written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to provide tailored retirement planning, supported by algorithmic automation and a dedicated consulting team.

Anthony Lobalbo is a financial advisor with Charles Schwab, holding a Series 66 designation and 18 years of industry experience. He has worked with various divisions of Charles Schwab since 2015, including Charles Schwab Bank and Charles Schwab Premiere Bank. Outside of his advisory role, he serves as a board member and Director/Secretary for the nonprofit Animal Education and Rescue Organization (A.E.R.O). Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large-scale, integrated structure with a client relationship model that offers primarily non-discretionary advisory services alongside access to discretionary separately managed accounts.

Heather Fischer is a financial advisor with Merrill in Vienna, VA, holding a Series 66 designation and 24 years of industry experience. She has worked at Merrill since 2018 and previously spent four years at Morgan Stanley. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mary Wallack is a financial advisor with Robert Baird & Co. in Fairfax, VA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. Her career includes nine years at Wells Fargo Clearing and seven years with Wells Fargo Advisors LLC before joining Baird in 2025. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored advice and a range of portfolio services, including discretionary and non-discretionary management, utilizing both in-house and third-party managers across traditional and non-traditional strategies.

Michael Kissinger is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and over 21 years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entity since 2014. Outside of his advisory work, he serves as treasurer and finance committee member for Courage International and holds other roles including independent insurance agent and consultant in estate, business, and tax planning. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a wide range of services such as financial planning, investment management, and retirement plan advisory through independent financial professionals, utilizing multiple custody platforms and a mix of proprietary and third-party investment strategies.

Brad Courtney is a financial advisor with Wells Fargo Clearing in Springfield, VA, holding a Series 66 designation and 15 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, serving plan sponsors with tailored investment solutions and a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Preeti Shakya is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. She has worked at Wells Fargo Clearing since 2021 and has been with Wells Fargo Bank, NA since 2018. Prior to that, she held a position at Bank of Kathmandu Ltd from 2014 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Jocelyn Kim is a financial advisor with Mass Mutual Investors Services in Fairfax, VA, holding Series 65 and Series 63 licenses and possessing 10 years of industry experience. She previously worked with NYLife Securities LLC and New York Life Insurance Co before joining her current firm. Outside of her advisory role, she operates IOG Benefits Consulting, focusing on insurance brokerage, including Medicare and group employee plans. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools to deliver collaborative, goal-focused recommendations.