Jonathan Abbett is a financial advisor with Cetera, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 38 years of industry experience and has held leadership roles at multiple firms including Financial Advantage Associates Inc., where he is president and CEO. Outside of his advisory work, he is a partner in a tax accounting firm and involved in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting various discretionary and non-discretionary program structures.

Evan Wilson is a Series 66-credentialed financial advisor with Morgan Stanley in Rockville, MD, where he has worked since 2016. He has 10 years of industry experience and is also involved in volunteer coaching with the First Tee of Greater DC, a charity focused on golf. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets through a structured planning process and diverse investment offerings.

Benjamin Napierala is a financial advisor at Morgan Stanley with one year of industry experience. He previously worked at Charles Schwab & Co., Inc. and has a Series 66 designation. Outside of his advisory role, he also delivers food through a local service. Morgan Stanley Wealth Management serves individual and institutional clients by providing comprehensive financial planning and investment advisory services, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and models outcomes with research from its Global Investment Committee.

Angelica Paiva is a financial advisor at Morgan Stanley with six years of industry experience. She holds a Series 66 designation and previously worked at RBC Capital Markets, Wells Fargo Clearing, and Navy Federal Credit Union. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Mary Gouveia is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to joining Raymond James, she worked at several firms including Fidelity Brokerage Services LLC, Merrill, and SunTrust. Outside of her advisory role, she was the owner of A La Carte Event Rentals Inc., where she managed the business books and records. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual investors, high-net-worth clients, and institutional entities. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Michael Feeley is a financial advisor at Raymond James & Associates in Washington, DC, holding Series 65 and Series 63 licenses with 11 years of industry experience. His career includes roles at LMI, Retirement Wealth Advisors, Inc., and Monumental Financial Group. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

David Ziffer is a financial advisor at Charles Schwab with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Scottrade, TD Ameritrade, and Charles Schwab in various roles since 1995. Outside of his advisory work, he owns a rental property in Sarasota, Florida. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Urandari Naranbat is a Series 66 licensed financial advisor with 8 years of industry experience, currently with Wells Fargo Clearing Services, LLC, where she has worked since 2010. She is based in Washington, DC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Anna Behnam is a financial advisor with Ameriprise in Bethesda, MD, holding a Series 66 designation and 26 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Outside of her advisory role, she serves on the board of Dast2Dast, Inc., participates in charitable events with organizations such as Feed the Homeless and Yellow Boomerang, and is a board member of the Pike District Partnership. She also pursues photography work for a local church. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in investable assets, delivering non-discretionary, research-based recommendations focused on income, Social Security, and tax-efficient withdrawal strategies. The firm combines algorithmic analysis with advisor partnership and offers a broad range of advisory, brokerage, and insurance solutions.

Maria Clarke is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 11 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021, and previously at Bank of America N.A. and Merrill Lynch from 2014 to 2021. Clarke serves on the Finance and Investment Subcommittee as a board member of Rosalind Franklin University of Medicine and Science, a nonprofit medical school. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm’s approach integrates quantitative asset-allocation modeling with centralized due diligence and uses an ESG eligibility framework in its recommendations.

Fareena Cortez is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2022, following prior roles at Chevy Chase Trust and First Command Financial Services. Cortez’s background also includes service in the U.S. Air Force from 2015 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities as a subsidiary of J.P. Morgan.

Stephanie Hernandez is a financial advisor at RBC Capital Markets with a Series 66 designation and three years of industry experience. She has been with RBC Capital Markets since 2019 and previously worked at Bank of America/Merrill Lynch from 2013 to 2019. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers multiple advisory programs with a variety of portfolio management and financial planning services, utilizing both in-house and third-party investment managers to tailor strategies based on each client’s Advisory Risk Profile.

Thomas Lamar is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, FD Stonewater, and the International Tennis Hall of Fame Incorporate. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Mitchell Davis is a financial advisor with Charles Schwab, holding a Series 66 designation and seven years of industry experience. He has worked with Charles Schwab Bank, SSB, and Charles Schwab & Co., Inc. since 2018. Prior roles include positions at Ironman Corporation and contributions at DePauw and Alpha Chi Omega. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and alternative investment due diligence.

Jacob Sandala is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity since 2013, progressing through roles including Financial Consultant, Investment Consultant, Central Relationship Manager, Investments Solution Representative, Premium Relationship Associate, and Broker. With 13 years of professional experience at Fidelity, Jacob focuses on providing financial planning and guidance tailored to businesses, families, charitable organizations, and high-net-worth individuals. He emphasizes planning for specific goals, development needs, growth objectives, and wealth protection, utilizing Fidelity's platform. Outside of his professional role, Jacob has personal interests including art, cooking and baking, fitness, playing instruments, snowboarding, and traveling.

Peyton Randolph is a CFP® and Series 66-licensed financial advisor at Raymond James Financial with one year of industry experience. Prior to his current role, he has worked in a variety of positions including at Virginia Tech Dining Services and as an advisor for Financial 360, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through specialized affiliations and advisory programs.

Jennifer Meyer is a CFP®-designated financial advisor with 25 years of industry experience, currently with Raymond James Financial. She has worked at USAA Financial Advisors and supports business operations at Lee Sipe and Associates and Serving Those Who Serve. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients, using tailored, non-discretionary advisory services supported by analytical tools and risk profiling.

Timothy King is a financial advisor with LPL Financial in Rockville, MD, holding the Series 66 designation and 19 years of industry experience. He has been with LPL Financial since 2007. Additionally, he is a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Sheldon Foreman is a Financial Advisor with Merrill Lynch Wealth Management. He works with established professionals and their families to develop personalized wealth management strategies. His approach begins by identifying clients' financial goals and then building plans aligned with their priorities, addressing areas such as employee benefits planning, executive and equity compensation, family wealth management, legacy planning, and retirement income. Sheldon holds a Bachelor's Degree in Economics from Swarthmore College. He has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Throughout his career, he has assisted clients in managing concentrated stock situations, formulating broad investment strategies, and planning across multiple generations. Originally from Austin, Texas, Sheldon currently resides just outside Washington D.C. His personal interests include basketball, cooking, reading, spending time with family, and traveling.

Victorino Manlapaz is a CFP® professional with over 30 years of industry experience. He has been with Cambridge Investment Research Advisors since 2013. In addition to his advisory role, he serves as president of Legacy Financial Group, LLC, and is a board member of the Nassau Village Condo Association. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients including individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, with investment approaches that include proprietary models, third-party strategists, and both discretionary and non-discretionary portfolio management.