Joshua Schwartz is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2006 and Bank of America, N.A. since 2011. Schwartz serves as a power of attorney in fiduciary roles for family members. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Troy Broadbent is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with several major firms, including Morgan Stanley, E*Trade Securities, PNC Investments, and Kestra Advisory. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program structure.

Robert Link is a financial advisor with LPL Financial in Catonsville, MD, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance Company, Cantella & Co., Wells Fargo Advisors, and Merrill. Outside of his advisory work, he is also involved in insurance brokerage through Statera Advisors, LLC, focusing on life, disability, long-term care, fixed annuities, and health insurance. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment services, including access to model portfolios, third-party asset management, and institutional platforms.

Andrew Williams is a Series 66 licensed financial advisor with eight years of industry experience. He is currently with J.P. Morgan Securities and has previously worked at Brown Advisory Securities and Merrill Lynch, Pierce, Fenner & Smith Incorporated. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research with forward-looking capital market assumptions to build model asset allocations.

Mibenge Sumaili is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and one year of industry experience. His prior roles include positions at Wells Fargo Bank, Select Quote, Graceway Logistics, and First Citizens Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Traci Mitchell is a CFP® professional with 29 years of experience in the financial industry. She has worked at Morgan Stanley since 2009, including positions at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney, as well as prior roles at Citigroup Global Markets, Legg Mason Wood Walker, Deutsche Bank Securities, and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and committee inputs.

Christopher Anderson is a financial advisor with Merrill in Baltimore, MD, holding a Series 66 designation and having 21 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts. The firm incorporates internal Chief Investment Office teams and third-party managers, with portfolio implementations tailored by strategy and investment sensitivity.

Susan Scarborough is a financial advisor with Morgan Stanley in Lutherville, MD, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and models without providing individual security recommendations in standalone plans.

Nic Altenburger is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2018. He focuses on understanding clients' priorities and developing tailored investment strategies to support their financial goals. Prior to this role, he worked in Workplace Planning & Advice at Fidelity from 2013 to 2018 and in Brokerage & Trading from 2008 to 2013. Nic holds a California Insurance License, enabling him to provide comprehensive financial services to clients. His experience spans various aspects of investment planning and advice within Fidelity Investments. Outside of his professional work, Nic enjoys spending time at the beach, fishing, participating in social events with friends, hiking, engaging in parenthood activities, and playing soccer.

Stacy Connor is a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, she works directly with clients to understand their current financial situations and introduce them to solutions available through Merrill and Bank of America. Stacy aims to empower clients with the knowledge and tools to manage their financial lives effectively. She holds the Professional Investment Advisor (PIA) designation, highlighting her commitment to professional standards in financial advising. Stacy earned her Bachelor's Degree from North Carolina Agricultural and Technical State University and a Master's Degree from the University of Maryland Global Campus. Stacy's approach involves helping clients identify what matters most to them and their families in order to develop strategies aligned with their financial goals.

Richard Denardi is a financial advisor at OSAIC with 28 years of industry experience. He holds Series 63, 65, and 66 designations and has worked at firms including Nationwide Investment Services Corporation and Ferris, Baker Watts, LLC. Outside of his advisory work, he is involved in coaching amateur and high school baseball teams. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers brokerage and advisory services utilizing model-based asset allocation and portfolio optimization, supported by a complex affiliate network and multiple program options.

Gregory Buchinski is a Senior Financial Advisor at Merrill Lynch Wealth Management with 28 years of experience in the field. He joined Merrill Lynch in 1997 after earning a Bachelor's degree in Economics with a concentration in Finance from the University of Maryland, Baltimore County. Greg employs a disciplined approach to portfolio management, emphasizing wealth preservation as fundamental to successful investing. Greg holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Throughout his career, he has been recognized as part of the Liotta Osterman Buchinski team named to the 2023 Forbes "Best-in-State Wealth Management Teams" list. Beyond his professional pursuits, Greg has served on the Board of the University of Maryland, Baltimore County Alumni Association and as past President of the Towson Toastmasters Club. He and his wife Mirna, an attorney specializing in Estate Planning and Elder Law, raise their children Michael and Ava Marie.

Jason Chamberlain is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 29 years of industry experience. His prior work experience includes roles at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated. Outside of finance, he is involved with the Baltimore Montessori Public Charter School. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, and serves clients through a broad range of retail and institutional offerings.

Brett Baldwin is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on providing comprehensive financial planning services, helping clients develop and pursue their short-, mid-, and long-term financial goals. Brett emphasizes understanding clients' priorities to create personalized strategies that address a range of needs, including retirement planning, investing, and education funding. Brett holds a Bachelor of Science degree in Finance and International Business from the University of Maryland. He has earned professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). His areas of expertise include college education planning, divorce transition planning, managing new wealth, and retirement income strategies. Outside of his professional role, Brett enjoys activities such as baseball, boating, fishing, golfing, hunting, and skiing. He also values spending time with his family.

Adam Desimone is a Series 66-licensed financial advisor with Merrill, based in Columbia, MD, and has nine years of industry experience. His career includes roles at Stone Street Capital and Bank of America, N.A. since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Susan Baroch is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and has also been with Wachovia Bank, N.A. since 2002. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics to support diversification and modern portfolio theory in its offerings.

Gerald Marquez is a financial advisor at Robert W. Baird & Co. with 40 years of industry experience. He has been with Robert W. Baird since 2009 and holds Series 63 and Series 65 licenses. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides a range of consulting and portfolio services tailored to client goals and risk tolerances, employing both in-house and third-party managers across traditional and complex investment strategies.

Sean Baker is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Baltimore, MD. His work history includes positions at Morgan Stanley Private Bank and UBS FS. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving both individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Dominic Patti is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He collaborates with clients and families to develop financial plans that aim to grow and protect wealth while simplifying their financial journeys. His approach is built on trust and transparency, allowing for tailored strategies that address both short and long-term financial goals. Dominic's professional experience includes multiple roles at Fidelity Investments, starting as a Financial Representative in 2020, advancing to Relationship Manager in 2022, and Investment Consultant in 2023 before assuming his current position. Prior to Fidelity, he worked as a Financial Services Representative at T Rowe Price from 2019 to 2020.

Renee Russell is a Series 66 licensed financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, she worked at MGM Resorts International and briefly at Kennedy Personnel Services and IPS Lynx. Outside of her advisory role, she hosts trivia events on a part-time basis in Pasadena, MD. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment advisory programs and managed solutions supported by a large network of financial advisors and branch offices nationwide.