Jacklyn Hernandez Moran is a financial advisor with Charles Schwab in Charlotte, NC, holding Series 63 and Series 66 credentials and 11 years of industry experience. Her work history includes multiple roles at Charles Schwab and Fidelity Brokerage Services. Outside of her advisory work, she is involved as a consultant promoting clean wellness products through Arbonne. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options.

Matthew Armendaris is a financial advisor at Edelman Financial Engines with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at West Financial Services, Inc., Ameritas Investment Corp, Incisive Financial Group, and Business Benefits Group. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven proprietary modeling process with planner delivery and online tools, offering diversified model portfolios, discretionary and non-discretionary management, and operates as a fiduciary under ERISA and DOL guidelines.

Julie Stout is a financial advisor at LPL Financial with five years of industry experience. She holds a Series 66 designation and has previously worked at FTB Advisors and Park Sterling Bank. Stout is based in Charlotte, NC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Drue Garrison is a Certified Financial Planner (CFP®) with 25 years of industry experience, currently affiliated with Mass Mutual Investors Services in Charlotte, NC. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2001. Outside of his advisory role, he is involved in individual life insurance sales. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with planning engagements structured as collaborative annual relationships.

Kelly Hughes is a financial advisor with RBC Capital Markets in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked at RBC Capital Markets since 2017 and was previously with Voya Financial Advisors from 2014 to 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual and institutional investors, offering advisory programs that provide portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on clients’ risk profiles and utilizes both in-house and third-party managers to implement portfolios.

Ryan Byrns is a financial advisor with Ameriprise in Charlotte, NC, holding a Series 66 designation and one year of industry experience. Prior to his current role, he has been involved in entrepreneurial activities, including operating Club West Brewing, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that offers written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

Christopher Hess is a financial advisor with LPL Financial in Charlotte, NC, holding the CFP® designation and securities registrations Series 63 and Series 65. He has 32 years of industry experience, including 26 years at Ryan Hess Morais Financial Advisors, Inc., where he also engaged in fixed insurance sales. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, corporations, and charitable organizations, offering a range of advisory programs and financial planning services supported by extensive research and technology.

Michael Claiborne is a financial advisor with Equitable Advisors in Charlotte, NC, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors, he worked with the American Chamber of Commerce in Korea and the Ministry of Trade, Industry and Energy. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through various third-party programs. The firm employs a hybrid referral and implementation model, utilizing multiple asset managers and offering both advisory and brokerage services.

David Prewette is a financial advisor with Cetera in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at several firms, including Center Street Advisors and Arete Wealth Advisors. Outside of his advisory role, he owns a real estate company he uses for family property and occasional referral fees, and is involved in providing brokerage and advisory services through his own DBA. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform enabling advisors to implement a variety of model portfolios, bespoke strategies, and program options across discretionary and non-discretionary accounts, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.

Jiaihdi Turner is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 65 and Series 66 designations and 16 years of industry experience. Jiaihdi has been with Wells Fargo Clearing since 2016. Outside of financial advising, Jiaihdi works as a package handler for FedEx. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets through a large network of financial advisors.

Richard Freckleton is a financial advisor with LPL Financial in Fort Mill, SC, holding Series 63 and Series 65 licenses and five years of industry experience. His prior roles include positions at Carillon Fund Distributors, Inc. and Prudential Insurance Company of America. LPL Financial serves individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide, offering a range of advisory programs, financial planning, and brokerage services supported by research and various portfolio management options.

Kimberly Lafone is a financial advisor at Raymond James & Associates with two years of industry experience. She has been with Raymond James since 2019, following six years at Carolina Asphalt. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, and offers financial planning, investment consulting, and institutional fiduciary services.

Ryan Lindberg is a financial advisor at Merrill based in Charlotte, NC, with seven years of industry experience. He holds the Series 63 and Series 66 designations and has worked at firms including The Vanguard Group, Linden Thomas and Company Securities LLC, and Bank of America. Outside of his advisory roles, he has experience with Noble Coffee Roasters. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tracy Gates is a financial advisor at Robert W. Baird & Co. with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Robert W. Baird since 2018, with prior roles at Johnson Bank and INVEST Financial Corp. Robert W. Baird’s DDK Group serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of advisory services including financial planning, portfolio management through separately managed accounts, and custody and brokerage services, supported by in-house research and various investment strategies.

David Peay is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has prior work history with CarMax, FedEx Express, and Synchrony Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside model portfolios and third-party research.

William Sullivan is a financial advisor at J.P. Morgan Securities with Series 63 and Series 65 credentials and five years of industry experience. He has held positions at J.P. Morgan Securities and JPMorgan Chase Bank since 2022, with prior experience at Purshe Kaplan Sterling Investments and 49 Financial. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment solutions.

Scott Brooks is a Series 66-licensed financial advisor with over a year of industry experience. He is currently affiliated with LPL Enterprise and Tucker Advisors and has prior experience at Wells Fargo and PRUCO Securities. Brooks is also the owner of Brooks and Associates LLC, an investment-related business. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to model wealth portfolios and third-party asset management. The firm combines advisory programs with brokerage and insurance products through an integrated platform.

Danny Lopez is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 15 years of industry experience. He has worked at Merrill since 2019 and previously held roles at Wells Fargo Clearing and Bank of America. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies managed by internal and third-party teams for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Chad Ary is a financial advisor with LPL Financial in Fort Mill, South Carolina, holding Series 63 and Series 66 credentials and 20 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he is involved in real estate rental activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Jasmine Mason is a financial advisor at Merrill with 19 years at the firm and 11 years of industry experience. She holds Series 65 and Series 63 licenses. Outside of her advisory role, she is a general partner and managing member of Bare Scentials LLC, a candle and craft business based in Charlotte, North Carolina. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.