Nicholas Jansson is a financial advisor with LPL Financial, holding a Series 66 designation and six years of experience in the industry. Prior to his current role, he worked at Stateline Chrysler and CarMax. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside model portfolios and research.

Seth Ratchford is a Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity since 2012, progressing through roles including Investments Consultant, Regional Relationship Manager, and Financial Representative. Prior to joining Fidelity, Seth worked as a Financial Advisor at Edward Jones, an Insurance Agent at New York Life, and a Securities Trader at Opus Trading Fund LLC. Throughout his career, Seth has focused on partnering with clients to address both the financial and emotional aspects of retirement planning. His approach and business philosophy emphasize aligning with clients' goals to help them work toward their financial objectives. Outside of his professional work, Seth enjoys various outdoor activities such as camping, fishing, golf, skiing, and other outdoor adventures, as well as cooking and baking.

Kara Kobosko is a financial advisor at Stifel in Charlotte, NC, holding Series 63 and Series 66 licenses with 27 years of industry experience. Her prior positions include roles at Merrill Lynch and Bates Group. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies by its Investment Strategy Group, providing clients with asset allocation and planning analyses to inform their financial decisions.

Daniel Emmons is a CFP® with 19 years of industry experience and has been with Stifel Nicolaus & Co Inc since 2013. He is based in Charlotte, NC, and serves as a board member for Foster Village Charlotte, a nonprofit supporting and advocating for foster families. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Mia Ziring is a financial advisor at Raymond James & Associates with 26 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Merrill and Bank of America. Outside of her advisory role, she is involved in several small business ventures, including ownership and management roles in real estate partnerships and a mini storage LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services, utilizing a range of portfolio management strategies supported by extensive research and affiliated sub-advisers.

Kyle St Clair is a financial advisor at LPL Financial with a Series 66 credential. He has been with LPL Financial since 2023 and has held prior roles at Tesla, Mitchell Martin Inc, Mason Frank International, and Best Buy. He has also been affiliated with Binghamton University since 2016. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and various technology-driven approaches.

Cory Taylor is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked with Wells Fargo Advisors, LLC from 2013 to 2016 before joining Wells Fargo Clearing in 2016. Outside of his advisory role, he serves as a trustee of his parents' trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs, and acts as an ERISA fiduciary when providing investment advice.

Jonathan Dunn is a CFP® professional with nine years of experience in the financial services industry. He is currently with LPL Financial and has previously worked at firms including Morgan Stanley Smith Barney, UBS Financial Services, and The Vanguard Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Dalton Kleinhen is a financial advisor at Merrill with Series 66 and Series 63 credentials and four years of industry experience. Prior to joining Merrill in 2025, he worked at The Vanguard Group for three years. Outside of his advisory role, he operates an online business selling used clothing and shoes through Mercari. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and nonprofits.

Andrew Buergler is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He partners with clients to assist them in making important financial decisions leveraging Fidelity's resources. Andrew has been with Fidelity Investments since 2010, progressing through roles including Financial Consultant, Investment Consultant, Relationship Manager, Workplace Planning and Guidance Consultant I, and Defined Benefit Representative. His career has provided him with extensive experience in financial consulting and investment management. Outside of his professional life, Andrew enjoys football, golf, swimming, and is involved in parenthood.

Robert Elliott is a Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2024. He has been with Fidelity Investments in various financial roles since 2014, including Financial Representative, Relationship Manager, and Financial Consultant. Robert focuses on collaborating with clients to co-create financial plans inspired by their ultimate aspirations, using a five-step process centered on building meaningful relationships to add value to clients' financial situations. Throughout his tenure at Fidelity, Robert has developed expertise in wealth planning and client relationship management. His approach emphasizes aligning financial strategies with clients' long-term goals. Outside of his professional work, Robert engages in activities such as baseball, family activities, fitness, golf, parenthood, and traveling.

Katharine Kurtz is a Series 66-licensed financial advisor with Morgan Stanley in Charlotte, NC, with eight years of industry experience. She previously worked at Edward Jones and has been with Morgan Stanley Smith Barney LLC since 2018, currently serving at Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is a partner at Vici Homes LLC, a real estate business in Charlotte. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both retail and corporate financial planning services.

Amy Schlager is a financial advisor with Equitable Advisors in Charlotte, NC, holding a Series 66 designation and 24 years of industry experience. She has been with Equitable Advisors since 2001, including its predecessor firm Axa Advisors. Outside of her advisory role, she serves on the executive leadership team for the American Heart Association's Go Red for Women Charlotte initiative and acts as a trustee for a family member. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm uses a hybrid referral and implementation model, working with LPL and multiple third-party asset managers to deliver tailored advisory and brokerage services.

Ivey Baker is a CFP® professional with 15 years of industry experience, currently serving at Raymond James Financial in Charlotte, NC. Prior to joining Raymond James, Baker worked at Wells Fargo Advisors and has been involved with Appalachian State University's Department of Finance and Banking. Outside of advisory work, Baker owns IBFitClub, a lifestyle business focused on women's health, fitness, ADHD, parenting, and wellness content, delivered via Substack, Instagram, and in-person workouts. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance advisory services, distinguishing itself with specialized programs and targeted partnerships.

Tonia Heidal is a financial advisor at LPL Financial with two years of industry experience. She holds a Series 66 designation. Prior to her current role, she spent 18 years working at Palm Restaurant. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and incorporating research from multiple sources.

William Solomon III is a financial advisor with Equitable Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor Axa Advisors, LLC. Solomon serves as a director on the board of the Dilworth Center, a nonprofit organization. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, leveraging third-party asset managers and LPL programs to deliver tailored advisory and brokerage solutions.

Kelly Parham is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Ally Invest Securities, Madison Avenue Securities, LPL Financial, and Campbell Wealth Management. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of investment products, including insurance-related vehicles and bank deposit sweep options.

James Westmoreland is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and is also affiliated with Morgan Stanley Private Bank, N.A. Westmoreland serves on the Clemson University Finance Department Advisory Board. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

James Robson is a financial advisor with LPL Financial in Charlotte, NC, holding a Series 66 license and 11 years of industry experience. His prior positions include roles at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Beginning in 2024, he is also involved with Cardinal Legacy Wealth Advisors in an employee model brand capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Dawn Baker is a financial advisor with Cambridge Investment Research Advisors in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2010. Outside of her advisory work, she serves as a FINRA arbitrator and is president of Aurora Insurance Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of strategies and platform arrangements tailored to client objectives.