Bradley Smith is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at UBS Financial Services and The Vanguard Group. His background includes a year with the North Carolina General Assembly. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by in-house and third-party research.

William Cooper is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 65 and Series 66 licenses and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Outside of his advisory role, he serves as a board member for E. C. Griffith Company, a real estate business. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct individual plans and corporate financial planning agreements.

Sara Bevilacqua is a Planning Consultant at Fidelity Investments, where she collaborates with a team of advisors to develop personalized financial plans tailored to clients' goals. In her role, she focuses on understanding clients both personally and financially to prepare and implement goal-based strategies. She has been with Fidelity Investments since 2020, holding various positions including Relationship Manager, Financial Representative, High Net Worth Associate, and Customer Relationship Advocate. This experience has provided her a comprehensive understanding of client needs and financial planning processes. Outside of her professional role, Sara enjoys activities such as family time, fitness, golfing, softball, traveling, and exploring culinary interests.

Evan Johnson is a financial advisor at LPL Financial in Fort Mill, SC, holding a Series 66 designation. He has been with LPL Financial since 2026. His prior experience includes roles at Aline Capital and The Exercise Coach, as well as service in the South Carolina House of Representatives and involvement with the Augusta Greenjackets Baseball organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by model portfolios, third-party research, and various management options.

Garrett Smith is a CFP® professional with six years of experience currently with LPL Financial in Charlotte, NC. He previously worked at Wells Fargo Clearing Services LLC and has held various roles including positions at UNC Charlotte and Legacy First Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and technology solutions.

Jay Hitselberger is a CFP®-designated financial advisor with Raymond James & Associates in Charlotte, NC, bringing nine years of industry experience. Prior to joining Raymond James, he held roles at Purshe Kaplan Sterling Investments, Thrivent Financial, and LPL Financial. Outside of advising, he is a partner in Jay's Maize Kettle Corn Company, assisting with event coordination for the business. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services through a range of portfolio management styles and affiliated research resources.

Joel Heimbigner is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and eight years of industry experience. He has worked with Mass Mutual Life Insurance Co and Mass Mutual Investors Services since 2017, and previously spent eight years at Travelers Insurance. He also acts as a producer for outside insurance products, specializing in disability and fixed annuities on a limited basis. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning relationships and provides a variety of investment and event-driven planning services.

Nathan Dnistran is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and was previously with Goldman Sachs & Co from 2014 to 2018. He holds the Series 65, Series 63, and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing quantitative asset-allocation modeling and a centralized due diligence process. The firm focuses on non-discretionary advice, applies an ESG eligibility framework, and offers access to a broad range of products through its affiliation with the larger J.P. Morgan organization.

Austin Williams Ayers is a financial advisor with LPL Financial, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL, he worked at Thermo Fisher Scientific from 2022 to 2025 and was employed at Auburn University from 2017 to 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a large national network. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

John Dameron is a financial advisor with MassMutual Investors Services in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with MassMutual Investors Services and Massachusetts Mutual Life Insurance Company since 2002. Outside of his advisory role, he owns and operates a spice sales business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative, annual planning engagements that utilize advanced software tools to develop recommendations tailored to clients’ goals.

Sean Garrity is a financial advisor at LPL Financial with 18 years of industry experience and holds a Series 66 designation. He has been with LPL Financial since 2010. Garrity also serves as a board member in another business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a wide range of financial planning and advisory programs, incorporating research and investment strategies from various sources.

Claire Mccarthy is a CFP® professional with 27 years of experience in the financial industry. She is currently with Osaic Wealth, Inc., having joined in 2024, and previously worked for LPL Financial for five years and M&T Securities, Inc. and M&T Bank for 20 years. She is an investor in Wing Financial, a financial planning technology startup. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to manage portfolios across various asset classes.

Richard Burns is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at The Vanguard Group, Inc. for 18 years and E*TRADE Capital Management LLC. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets through structured planning processes and various investment offerings.

Anthony Ruffalo is a CFP®-certified financial advisor with 21 years of industry experience, currently affiliated with LPL Financial since 2008. Based in Fort Mill, SC, he has been involved in digital marketing education as a distinct non-investment business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Alexander Bartolomeo is a Series 66-licensed financial advisor with UBS Financial Services in Charlotte, NC, where he has worked since 2014. He has 11 years of industry experience. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Jonathan Tedesco is a financial advisor with Morgan Stanley in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2019 and Morgan Stanley Smith Barney LLC since 2018, following a two-year tenure at Keyence Corporation. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools to guide clients, primarily acting in an advisory capacity.

Brian Mc Call is a financial advisor with J.P. Morgan Securities in Dallas, TX, holding Series 63 and Series 65 licenses and six years of industry experience. He has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2017 and previously at PwC from 2015 to 2017. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with multiple regulatory registrations, delivering advisory services alongside brokerage, distribution, and investment management capabilities.

Michael Firestone is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Charlotte. He is also a partner in The Rivlin Firestone Group. With over 30 years of experience, Michael provides financial guidance to companies and individuals, creating Wealth Management Plans and financial strategies that align with clients' goals and objectives. His areas of focus include wealth preservation, investment portfolio selection, retirement income strategies, concentrated stock strategies, charitable giving, business succession strategies, college planning, estate maximization strategies, long-term care, and access to mortgage lending through Bank of America. Michael participates in Merrill's Alternative Investment Academy accreditation program covering Hedge Funds, Private Equity, and Real Assets. Michael holds the CERTIFIED FINANCIAL PLANNER® certification from the Certified Financial Planner Board of Standards, Inc.; the Chartered Retirement Planning Counselor™ (CRPC™) designation from The College for Financial Planning Institutes Corp.; the Certified Plan Fiduciary Advisor® (CPFA®) designation issued by the National Association of Plan Advisors; and FINRA Series 7 and Series 66 registrations. He also possesses life and health insurance licenses, as well as long-term care and Medicare licenses. He previously worked as a Certified Public Accountant (CPA) at Ernst & Young and KPMG, providing assurance, advisory, and tax services to Fortune 1000 companies, C-level executives, audit committees, and boards of directors. Additionally, he led a mergers and acquisitions department for a Fortune 10 company for over six years. Michael earned both his MBA in Finance and Bachelor of Business Administration in Accounting with Magna Cum Laude honors from Pace University. Michael volunteers and donates to various charities, including First Book of Charlotte and Junior Achievement, and has served as a board member for various religious organizations. He enjoys traveling and spending time with his wife, Lisa, their two sons, and their dog Clay.

Jasmine Frazier is a financial advisor at LPL Financial with two years of industry experience. She holds a Series 66 designation and previously worked for eight years at Founders Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management and access to model portfolios and third-party research.

Erin Hester is a financial advisor with Fidelity in Rock Hill, SC, holding Series 63 and Series 66 licenses and having 10 years of industry experience. Her background includes roles at Fidelity Investments since 2021, as well as prior experience at First Citizens Investor Services, Vestmark, and TDAmeritrade. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, with a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its use of systematic methodologies, delegation to sub-advisers, and advisory roles to multiple registered investment companies.