Ian Stephens is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at firms including John Hancock, Commonwealth Financial Network, Edward Jones, and Natixis Global Associates. Outside of his advisory work, he is a partner in RUNdays, a marathon training and run coaching business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Brandon Hertzberg is a financial advisor at UBS Financial Services in Charlotte, NC, holding a Series 66 license with four years of industry experience. His prior roles include positions at The Cape Cod Five Cents Savings Bank and Ames Financial Services. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, utilizing model-based asset allocations and proprietary research to tailor client plans. The firm offers a broad range of services including fee-based financial planning, discretionary portfolio management, and capital markets activities.

Trevor Gebhart is a financial advisor with Edward Jones, holding a Series 66 designation and over seven years of professional experience. His prior roles include positions at PepsiCo, Europa Sports Products, and Crisp, as well as entrepreneurial activities with his own venture, Hut Appeal. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Daniel Szudzik is a Series 66-licensed financial advisor with 15 years of industry experience. He is currently with LPL Financial, where he has worked since 2012 with a five-year period at Merrill in between. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, combining a large network of advisors with various investment options and operational support tools.

Parker Stockmoe is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining UBS in 2026, he worked at Equitable Advisors for three years. He has experience in the food service sector, including a role at Fresco Salad and Grain Bowls. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and model-based asset allocations to tailor plans according to clients' goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

Thomas Olsen Jr. is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing customized planning strategies for affluent families, senior executives, business owners, and multigenerational households. His work involves simplifying complex financial decisions and coordinating strategies related to wealth management, retirement planning, executive compensation, business succession planning, and trust and estate planning considerations. Thomas is a CERTIFIED FINANCIAL PLANNER® professional and holds several additional designations including Accredited Asset Management Specialist, Accredited Portfolio Management Advisor, Accredited Wealth Management Advisor, Certified Exit Planning Advisor, Chartered Retirement Planning Counselor, Personal Investment Advisor, and Sports & Entertainment Accredited Wealth Management Advisor. Born and raised in Charlotte, North Carolina, he graduated from Charlotte Catholic High School and earned degrees in Economics & Finance and Sustainable Business & Community Development from Catawba College. During college, he was involved in campus leadership and athletics. He serves on the Catawba College Alumni Board of Directors and is dedicated to leadership and mentorship. Outside of work, Thomas enjoys spending time with his family and follows soccer, football, and hockey.

Christine Goldsmith is a Senior Financial Advisor and a partner of The CBC Group at Merrill Lynch Wealth Management. She has been in the financial services industry since 2000 and has been with Merrill since 2008. Christine focuses on financial planning and portfolio strategies for individuals and families, as well as corporate retirement and deferred compensation plans. She holds the Retirement Benefits Consultant (RBC) designation from Merrill and has earned several professional credentials, including the Chartered Retirement Planning Counselor™ (CRPC™), Certified 401(k) Professional® (C(k)P®), Certified Plan Fiduciary Advisor® (CPFA®), and Certified Divorce Financial Analyst® (CDFA®) designations. Christine works with corporate clients on retirement benefits, including plan design, investment selection, and providing education and support to participants and investment committees. She is passionate about assisting individuals and families through difficult life transitions, particularly in divorce financial analysis. Christine graduated from North Carolina State University with a Bachelor of Arts degree in Interdisciplinary Studies, focusing on law, political philosophy, and finance. Born in Charlotte, Christine returned there in 2000 and lives with her husband Eric and their three sons. In her spare time, she enjoys playing tennis, running, spending time with her family, watching youth soccer, attending football games, and traveling.

Deborah Mc Nulty is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. Her prior roles include positions at Ally Invest Securities LLC, Linden Thomas & Company, Zeus Financial, and Nathan Hale Capital, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives.

John Richards is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding the CFP® designation along with Series 63 and Series 65 licenses. He has 27 years of industry experience, including roles at Citigroup Global Markets from 2001 to 2006 and Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Vincent Ratliff is a financial advisor at LPL Financial with 17 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, PNC Investments, and M&T Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a broad range of investment strategies and advisor-support tools.

Robert Gaskin is a financial advisor with Raymond James Financial Services Advisors Inc. in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with Raymond James since 2017 and was previously with Wells Fargo Advisors Financial Network LLC for eight years. Gaskin is also the managing member and CEO of Gaskin Asset Management, LLC, a financial planning and asset management practice he has operated since 2006. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse range of clients, including individuals, high-net-worth families, corporations, and institutional investors. The firm employs a non-discretionary, tailored advisory approach supported by advanced analytical tools and maintains unique capabilities in municipal advisory and SIMPLE IRA employer consulting services.

Charles Conkling IV is a financial advisor with LPL Financial in Charlotte, NC, holding Series 63 and Series 65 designations and 14 years of industry experience. His career includes roles at Wells Fargo Clearing Services, PNC Bank, Cetera, and First National Bank of Pennsylvania. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kimberly Negre is a financial advisor with Equitable Advisors in Charlotte, NC, holding a Series 66 designation and five years of industry experience. She previously worked at Gerald Dry, PA for 15 years. In addition to her advisory role, she is involved with Alpha Omega Financial, LLC, operating as an accountant. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm employs a network of Investment Adviser Representatives and emphasizes matching clients to model portfolios and third-party managers, offering a range of investment options including mutual funds, ETFs, and alternative investments.

Elizabeth Mara is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and one year of industry experience. She previously worked at Harvest Wealth Management and Commonwealth Financial Network. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jennifer Sperry is a financial advisor with Merrill in Charlotte, NC, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2014 and also works at Bank of America, N.A. since 2015. Outside of her advisory role, she is the owner of a sole proprietorship that sells artwork and serves as Membership Director for the Financial Planners Association in Charlotte. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals and institutions, including high-net-worth clients and charitable organizations.

Anthony Burns is a CFP® professional with 28 years of industry experience, currently serving at Raymond James & Associates since 2021. His prior experience includes roles at Wells Fargo Clearing, Morgan Stanley, Citigroup Global Markets, and Banc of America Investment Services. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Maria Nguyen is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation and previously worked at VCU Investment Management Company. Outside of her advisory role, she operates an online fitness coaching business. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Matthew Thibault is a financial advisor at Equitable Advisors with Series 66 credentials. He has been with the firm since 2026 and is based in Charlotte, NC. Prior to his current role, his work experience includes roles outside the financial industry ranging from university employment to positions in the service sector and law enforcement. Equitable Advisors serves a broad client base including individual investors, retirement plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs.

Jarrod Hileman is a financial advisor with Morgan Stanley in Charlotte, NC, holding Series 63, 65, and 66 licenses and possessing nine years of industry experience. Prior to joining Morgan Stanley in 2020, he worked at Edward Jones from 2018 to 2020 and was self-employed from 2010 to 2018. He is also a partner in a real estate-related business called House Your Credit based in Lancaster, South Carolina. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning that employs firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and integrates its investment insights through the Global Investment Committee and other affiliated entities.

Christian Cichan is a Senior Financial Advisor at Merrill Lynch Wealth Management, based in Charlotte, North Carolina. He joined the Cichan Group at Merrill in 2021, focusing on helping individuals, families, and businesses plan their financial future and manage their investments. Christian's client services include college education planning, managing new wealth, personal retirement planning, and portfolio management services. Prior to his current role, Christian worked as a business consultant at Ernst & Young in Washington, D.C., where he collaborated with large financial institutions to enhance their regulatory reporting operations related to liquidity and data management. He graduated from George Washington University in 2018 with a degree in Business Administration. Christian holds professional designations including Accredited Asset Management Specialist (AAMS), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). He is originally from Charlotte and was the captain of the George Washington Men’s golf team. Outside of his professional responsibilities, he enjoys participating in amateur golf tournaments and volunteering with the First Tee of Greater Charlotte.