Nicky Leger is a financial advisor at Merrill with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Merrill and Bank of America, Nicky worked at Fidelity Investments for three years and has diverse work experience including roles outside finance. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Karen Winters is a Series 66-licensed financial advisor with Merrill in Jacksonville, FL, holding 17 years of industry experience. She has worked at Bank of America, N.A. since 2009 and Merrill since 2006. Outside of her advisory role, she owns Winter Palms, a limited liability company engaged in retail sales including wholesale distribution of toys, beauty products, and home goods. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gary Dunkle is a Series 66-licensed financial advisor with Fidelity in Jacksonville, FL, holding three years of industry experience. His prior roles include positions at CFI Marketing, Clean Slate Hospitality, Ess, Chefs Garden, and AutoQuotes. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management, fund advisory, and model portfolio delivery. The firm’s investment process combines fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing mutual funds, ETFs, and ETPs within long-term asset allocation frameworks.

Stacey Prucha is a Financial Consultant at Fidelity Investments, where she focuses on helping clients pursue their financial objectives and work toward their long-term financial well-being. She emphasizes providing personalized and comprehensive financial guidance tailored to each client's unique circumstances, goals, and risk tolerance, building relationships based on trust, integrity, and transparency. Stacey has been with Fidelity Investments since 2016, progressing through roles including Customer Relationship Advocate, Investment Solutions Representative, and various levels of Investment Management Consultant, before becoming a Financial Consultant in 2024. Her experience at Fidelity spans client relationship management and investment consulting, supporting clients in their financial decisions.

Andrew Berg is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 16 years of industry experience. He has worked at Merrill since 2014 and has also been with Bank of America, N.A. since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Thomas is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 designations and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Thomas serves as treasurer for the Timucuana Home Owner Association and operates a coin, stamp, and collectibles dealership. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Rudzinski is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Bank of America, N.A. and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kristopher Keating is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has been with Merrill and Bank of America since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Julia Roe is a Planning Consultant at Fidelity Investments, a position she has held since 2025. In this role, she focuses on developing comprehensive financial plans tailored to the goals of her clients and their families. She emphasizes building strong relationships to understand what is important to those she works with. Julia has been with Fidelity Investments since 2006, gaining extensive experience in various roles including Senior Relationship Manager from 2011 to 2025, and earlier positions such as Investments Help Desk, Investments Representative, and Financial Service Representative. Her career progression reflects a deepening expertise in financial planning and client service. She holds insurance licenses in Arkansas and California.

Perry Spillar is a CFP®-designated financial advisor with Fidelity, based in Jacksonville, FL, and has 10 years of industry experience. He has been with Fidelity and its related broker-dealer since 2015. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including specialized fund advisory and model portfolio delivery. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its registered commodity pool operator status and use of AI in research.

Amy Durel is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Bank of America and Duval Realty of Jax. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mandy Allen is a financial advisor at Merrill with 13 years of industry experience. She holds the Series 66 designation and has worked at Bank of America, N.A. since 2013 alongside her tenure at Merrill beginning in 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kyle Jarosz is a financial advisor with J.P. Morgan Securities in Jacksonville, FL, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Fidelity Investments, Intercontinental Capital Group, Bank of America, and Merrill. Outside of his advisory work, he has been involved with Professional Concessions Inc for nine years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering advisory services on a non-discretionary basis.

Vincent Jamele Jr. is a financial advisor at Merrill with 11 years of industry experience and a Series 66 designation. He has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Everette Seay IV is a financial advisor at Mass Mutual Investors Services with 18 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Mass Mutual-affiliated firms since 2016. Outside of his advisory role, he serves as a high school basketball coach in Jacksonville, FL. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative financial planning engagements using firm-approved analytical tools and supports implementation through brokerage or insurance arrangements.

Lawren Wacha is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 22 years of industry experience. He has worked with Merrill since 2004 and Bank of America since 2009. Outside of his advisory role, he is self-employed as a yoga teacher and also works as a yoga substitute instructor at Crunch Fitness. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Louine is a financial advisor with Primerica Advisors in Jacksonville, FL, holding Series 63 and Series 65 licenses and nine years of industry experience. His career includes roles at Bridgestone Americas and ARAMARK. Outside of finance, he works as a delivery driver for Uber and DoorDash. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm manages a wrap-fee asset management program that utilizes model-delivery strategies from unaffiliated asset managers and offers multiple discretionary separately managed account options.

Alex Negron is currently a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. In this position, he works closely with clients to develop goal-based wealth and portfolio strategies, emphasizing a collaborative approach to simplify personal wealth planning priorities both within and outside of the portfolio. Alex has extensive experience in the financial services industry, having served in various consulting and advisory roles. Prior to his current role, he was a Financial Consultant at Fidelity Brokerage Services LLC from 2019 to 2025, a Senior Financial Consultant at TD Ameritrade from 2010 to 2019, a Senior Financial Advisor at Ferrell Wealth Management from 2007 to 2009, and a Vice President Financial Consultant at Charles Schwab from 1999 to 2007. Outside of his professional career, Alex engages in activities such as attending concerts, spending time with family, fitness, outdoor adventures, running, and traveling.

John Roberson is a Series 66 licensed financial advisor with 22 years of industry experience, currently practicing at Merrill in Jacksonville, FL. He has been with Merrill since 2003. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Emily Bach is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. She has held roles at Fidelity Investments since 2021 and previously worked at VyStar Credit Union, Phantom Fireworks, and Panera Bread. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolios. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.