Beth Fleming Brown is a financial advisor at Osaic with 31 years of industry experience. She holds a Series 63 designation and previously worked for Lincoln Financial Advisors Corporation for 26 years. In addition to her advisory role, she offers long-term care, traditional life insurance, fixed annuities, accident and disability insurance, and life settlements. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through multiple platforms, utilizing various asset-allocation tools and third-party programs to manage client portfolios.

Kieran Paulino is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has worked previously at Equitable Advisors, Swan and Dolphin, Universal Studios, and Rosen Shingle Creek. Outside of his advisory role, he has experience working as a catering server at Universal Studios. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a mix of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Matthew Pascale is a financial advisor at Raymond James Financial with seven years of industry experience. He holds a Series 66 designation and has a background that includes work at the Department of Homeland Security and various legal positions. In addition to advising, he operates a legal services business as an attorney. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, offering tailored advice through analytical tools and supporting both individual and institutional clients with a broad range of advisory programs.

Calley Evans is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities since 2015 and JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Marina Ellis is a financial advisor at Raymond James & Associates with 10 years of industry experience. She holds the Series 63 and Series 65 credentials. Her prior experience includes roles at Edgewater Family Wealth, BCW Financial Consultants, LPL Financial, and Principal Securities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Marjorie Brown is a financial advisor with Raymond James & Associates in Orlando, FL, holding a Series 66 designation and bringing 31 years of industry experience. She worked at Merrill for 27 years before joining Raymond James in 2016. Outside of her advisory role, Brown is actively involved as a co-leader of a Girl Scout Cadette troop and serves as the band booster president at Millennium Middle School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing roughly $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Broadus is a financial advisor at Edward Jones in Orlando, FL, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2019, he worked at Daytona Dodge from 2014 to 2019. He is also involved with Target House Property Solution LLC, a real estate business he has managed since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management supported by a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs and investment solutions under a fiduciary standard.

Amit Patel is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS, he held positions at Celine, BNY Mellon, and National Due Diligence Services. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions, model-based asset allocations, and research from its Chief Investment Office and global resources to tailor strategies to clients' goals and risk tolerances.

Frank Liccardo is a CFP®-credentialed financial advisor with 12 years of industry experience, currently with Charles Schwab. His prior experience includes roles at TD Ameritrade and Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Conrado Santiago is a CFP®-certified financial advisor with Ameriprise in Orlando, FL, bringing 35 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Santiago serves on the Board of Directors for Prospera, where he is a member of the Finance & Audit Committee. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, combining research, modeling, and tax-efficient strategies to deliver personalized recommendations. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Derric Hoover is a Financial Consultant currently working at Fidelity Investments since 2021. In this role, he partners with clients to develop customized financial plans tailored to meet their families' unique needs, focusing on strategies to grow, protect, and distribute wealth across generations. Prior to his current position, Derric held the role of Senior Wealth Advisor at TD Ameritrade from 2017 to 2021 and at USAA from 2012 to 2017. His professional experience includes wealth advising and financial consulting, with an emphasis on creating and improving financial plans. Additional details regarding his education, credentials, personal interests, or community involvement have not been provided.

Kristen Bellamy is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She previously worked at UBS Financial Services Inc for 12 years before joining Morgan Stanley Smith Barney LLC. Outside of her advisory role, she serves as Secretary and a board member for the Alaqua Lakes Community Association in Longwood, FL. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and the Global Investment Committee’s return estimates.

Daryl Emerson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies to help clients pursue their long-term goals by gaining a comprehensive understanding of their financial situations. Daryl leverages insights from Merrill and the resources of Bank of America to provide customized wealth management and lending solutions. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor’s Degree from the University of Central Florida. Daryl is engaged in community activities and volunteers with organizations in the areas he serves, reflecting his commitment to the Merrill tradition of community participation.

Samantha Kervitsky is a financial advisor at Morgan Stanley with nine years of industry experience. She has been with Morgan Stanley since 2014 and holds a Series 66 designation. Based in Orlando, FL, her career has been focused entirely at Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and methodologies.

Melissa Devolve is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in wealth management planning. Her focus includes retirement and education planning, as well as collaborating with clients' tax and legal professionals to address estate planning needs. She is part of a team of four professionals dedicated to providing clients with a comprehensive financial planning experience. Melissa began her career at Merrill Lynch Wealth Management immediately after earning her bachelor's degree from Eastern Connecticut State University. After a hiatus to care for her family, she rejoined the firm in 2015. Her expertise encompasses family wealth management strategies, legacy planning, personal retirement planning, and portfolio management services. She holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of her professional role, Melissa is involved with several community organizations such as Children's Hospital Colorado, the Gary Sinise Foundation Snowball Express, and the Make-A-Wish Foundation. She enjoys spending time with her family, engaging in outdoor activities like hiking, biking, and skiing.

Stanise Richardson is a financial advisor with Primerica Advisors in Gotha, FL, holding Series 63 and Series 65 licenses and having 22 years of industry experience. Her career includes roles at The Diamond Agency, BestMark, Pfs Investments Inc., and Primerica Financial Services, as well as a previous 34-year tenure at Walt Disney Attractions. Outside of financial advising, she works as an independent contractor with VIPKID HK LTD. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited separately managed account options. The firm curates third-party asset managers and employs a percentage-based wrap fee structure for its services.

George Rariden III is a ChFC® credentialed financial advisor with 33 years of industry experience. He is the principal of Rariden Investment Advisors, LLC, an independent firm he has operated since 2010. He also engages in tax preparation and accounting through Rariden & Associates, LLC. Rariden Investment Advisors serves individual clients, focusing on personalized investment management and financial planning.

Alejandro Gutierrez is a financial advisor at Primus Trust with eight years of industry experience and holds a Series 65 designation. He has been involved in managing and serving as CFO for child care centers, including My Kids Academy LLC and Aquarelle Kids LLC, since 2006. Outside of his advisory role, he manages administrative and financial duties for these education-related businesses. Primus Trust provides investment advisory and trust-related services primarily to pooled vehicles and institutional or corporate accounts. The firm leverages its team’s combined expertise in finance, accounting, and operations research to manage institutional assets and administer business-related accounts, with a strong emphasis on internal governance and compliance.

Henry Gibson Garcia is a CFP® with four years of industry experience, currently serving as the sole advisor at G4 Financial Planning, LLC. Prior to founding his firm, he worked at Plan & Act Pension Advisors and Plan & Act. He also works as a standardized patient educator at the University of Central Florida College of Medicine. G4 Financial Planning, LLC operates as an independent firm focused on providing financial planning services.

Peter Chamberlain is a financial advisor with BRC Management LLC, an independent firm based in Windermere, FL. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Prior to founding BRC Management in 2011, he worked elsewhere in the financial sector. Outside of advisory work, Mr. Chamberlain serves as president of the BR Chamberlain Foundation for Public Enrichment, a public charitable organization. BRC Management LLC is a single-advisor independent firm.