Robert Schwartz is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He is based in Miami, FL. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach includes structured discovery conversations and planning tools that incorporate scenario modeling, though clients are responsible for implementing and updating their plans.

Anay Gonzalez is a financial advisor at Fidelity with Series 65 and Series 63 licenses and three years of industry experience. Prior to joining Fidelity in 2025, Gonzalez held roles at Tai Lopez Brands, Empower Financial Services, Valic Financial Advisors, Trinity Wealth Securities, and Florida Financial Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a systematic investment process that combines fundamental research with quantitative analysis and algorithmic portfolio construction.

Georvy Panameno Romero is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 credential and six years of industry experience. He has been with Equitable and its predecessors since 2015, including Equitable Advisors and AXA Equitable / Premier Client Group. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party advisory models.

Marco Garcia is an International Wealth Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial services industry, having joined Merrill Lynch in 1995. Marco specializes in developing financial strategies and providing advice tailored to individuals, their families, and their businesses, focusing on understanding clients' short- and long-term financial goals. He follows a disciplined process that begins with thoroughly understanding each client's unique needs, concerns, and priorities. Marco attended Miami Dade College, where he studied Business Administration and earned an associate degree. He holds the professional designation of Personal Investment Advisor (PIA).

Carolina Costa Candia is a financial advisor with Morgan Stanley in Miami, FL. She holds a Series 66 designation and has seven years of industry experience, including roles at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. Since 2026, she has been with Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market modeling techniques.

Luis Hernandez is a financial advisor with Mass Mutual Investors Services in Coral Gables, FL, holding Series 63 and Series 66 licenses and having 29 years of industry experience. He has been with MML Investors Services since 2007 and with Mass Mutual Life Insurance Company since 1998. Outside of his advisory role, Hernandez is involved in sports broadcasting and serves on several boards, including a nonprofit traffic school and a community impact foundation he founded. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client data and firm-approved tools to deliver collaborative financial planning, offering specific event-driven planning programs such as divorce and estate-settlement planning.

Claudia Cullen is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Louis Moya is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies.

Gisselle Caraballo is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In her role, she partners with clients to understand their financial priorities and develop strategies tailored to their short-, mid-, and long-term goals. She provides guidance across a broad spectrum of financial needs, including investing, retirement planning, and unexpected expense preparation, while also facilitating access to Bank of America specialists for banking and lending solutions. With expertise in managing the competing demands of personal finance, Gisselle works closely with clients to define objectives and implement portfolio strategies aligned with those goals. She offers ongoing advice to adapt portfolios as clients' circumstances evolve. Gisselle holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned her Bachelor's Degree from the University of Texas System. She is a member of the National Association of Women Business Owners and is fluent in English and Spanish.

Juan Sonzini is a financial advisor at Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at HSBC Securities and HSBC Private Bank from 2015 to 2021 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and structured processes in its financial planning services.

Lynnette Fernandez is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch since 1999. Outside of her advisory role, she is an authorized member and managing partner of limited liability companies involved in rental property management in Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Philip Martini is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Morgan Stanley and Rockefeller Capital Management, as well as JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research using forward-looking capital market assumptions to build model asset allocations.

Victor Mullins is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior work includes roles at Cantella & Co., New England Securities, Ameriprise, Wells Fargo Clearing, A. G. Edwards & Sons, and Morgan Stanley. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a multi-platform approach.

Max Adams is a financial advisor with MassMutual Investors Services in Miami, FL, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with MML Investors Services Inc. and MassMutual since 2007. Outside of his advisory role, Adams practices law through his own firm and is involved in ownership and agency roles in insurance businesses. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a structured approach that uses firm-approved software to analyze client goals and deliver written recommendations.

Luis Loboguerrero is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at UBS and Citigroup over the course of his career. Outside of his advisory role, he is a partner in Freeman's Restaurant in New York, participating in management and planning activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans according to clients’ goals and risk tolerances.

Guy Loret De Mola is an International Wealth Advisor with Merrill Lynch Wealth Management. He has more than 33 years of experience in the finance industry, specializing in Latin American investment banking and wealth advisory services. Guy began his career as a credit analyst at Chase Manhattan Bank in Lima, Peru, advancing to Second Vice President while covering LATAM Investment Banking. He continued in investment banking at Barclays Bank from 1993 to 2001 before transitioning to a role as an International Wealth Advisor at Merrill. He holds a Bachelor of Science degree in Industrial Engineering from Universidad Nacional de Ingeniería in Lima, Peru, and an MBA from the Wharton School of Business at the University of Pennsylvania. Additionally, Guy is a Personal Investment Advisor (PIA) credential holder. He resides in Key Biscayne, Florida with his wife, Simonetta.

Maria Plaza is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving high-net-worth individuals, families, and entrepreneurs both in the United States and internationally. She joined Merrill in 2022 and focuses on crafting personalized investment and banking strategies that include liquidity management and private investments, aligning with clients' long-term goals. Her work integrates financial planning, risk management, and legacy planning to support clients comprehensively. Maria brings over 17 years of experience in the financial industry. Prior to Merrill, she spent 14 years at J.P. Morgan Private Bank as a Vice President Client Advisor, working closely with families in Central America and the Caribbean. Her expertise spans global banking, securities, and wealth advisory, with an emphasis on client trust, discretion, and service. She holds a bachelor's degree in International Finance and Marketing from the University of Miami's Herbert Business School and has earned the Personal Investment Advisor (PIA) designation. Maria is fluent in English and Spanish. Outside of work, she enjoys dancing, music, reading, running, watching movies, and yoga.

Alejandro Triana is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds a Series 66 credential and has previously worked at Merrill, Citigroup Global Markets, and Wells Fargo Clearing. He is also the owner of Cascando Investment LLC, an investment-related business he established with his wife. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Francisco Rodriguez is a financial advisor at Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses with 11 years of industry experience. His prior work includes roles at JP Morgan Chase Bank, J.P. Morgan Securities, Regions Bank, Cetera Investment Services, and Prudential. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Yanitsa Jimenez is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, following a four-year tenure at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and proprietary planning tools.