T.J. Arch is a financial advisor with Wells Fargo Advisors in Miami, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Wells Fargo Advisors, he worked at Signature Aviation, Universal Engineering Sciences, and Ameris Bank, among other firms. He is also a Certified Public Accountant and maintains his CPA license. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, business-owner transition, and special-needs analysis. The firm combines advisory services with other financial products and referral channels to serve clients with tailored recommendations.

Zachary DeCraine is a Financial Consultant at Fidelity Investments, where he utilizes the company's extensive resources to assist clients in planning and investing for retirement and other financial objectives. He aims to provide clients with tailored plans that help them pursue their goals with confidence. Zachary has experience in various financial roles, including his current position as Financial Consultant since 2024 and his previous role as Investment Consultant at Fidelity Investments from 2022 to 2024. Prior to that, he worked as an Investment Associate at Provenance Wealth Advisors from 2021 to 2022, a Paraplanner at Ameriprise Financial from 2019 to 2021, and a Senior Operations Analyst at Merrill Lynch from 2016 to 2018.

Vivian Peters Carvalho Mercuri is a financial advisor at UBS Financial Services in Miami, FL, with 13 years of industry experience. She has been with UBS since 2015 and holds the Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm leverages proprietary research and institutional trading capabilities alongside wealth management services.

Kaden Deosaran is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2026, he held various roles including positions at La Flor Dominicana, University of Miami, Laurel Wealth Solutions, and Credit Repair Cloud. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs. The firm emphasizes a structured financial planning process supported by firm-approved tools and offers access to extensive resources including the Global Investment Committee’s analyses.

Pedro Montoya is a financial advisor at Merrill with 13 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2014 and has been with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kevin Wehn is a CFP® professional based in Davie, FL, with 29 years of industry experience. He has worked at OSAIC since 2024 and previously spent 18 years at Investacorp and four years at Securities America Advisors, Inc. Outside of advisory services, he is involved in life insurance sales and operates a small financial services business under the name Princeton Financial. OSAIC Wealth serves a diverse range of clients including retail investors, retirement plans, charities, and corporate accounts through a multi-advisor platform. The firm employs a model-based investment process with asset allocation and portfolio optimization tools, offering both discretionary and advisor-managed strategies across brokerage and advisory programs.

Paola Cabrera is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and 12 years of industry experience. She has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and advanced modeling tools, while serving clients through both direct and employer-based agreements.

Richard Gordon is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. His career includes roles at Wells Fargo Clearing and Prudential Equity Group before joining J.P. Morgan in 2015. He is also employed by JPMorgan Bank, which allows him to offer deposit and credit products in addition to securities services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their advisory process combines quantitative and qualitative research to deliver written asset allocation advice and manager searches, with final decisions resting with clients.

Nicolas Bas Silva is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at BTG Pactual US Capital and BTG Pactual US Asset Management. He is currently based in Miami, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Robert Valencia is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at firms including Morgan Stanley, Citigroup Global Markets, and TD Ameritrade. He is based in Miami, FL. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their non-discretionary advisory program emphasizes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized manager due diligence.

Simon Dahan is a Series 66-registered financial advisor with Edward Jones in Aventura, Florida, with 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates through a large network of financial advisors and branch offices across the United States.

Leslie Gonzalez is a financial advisor at Merrill with 24 years of industry experience. She has held her current position at Merrill since 2009 and holds a Series 63 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Luis Hermijo is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America, Regions Bank, and Synovus Bank. Hermijo has also worked in academic and service positions at Florida International University and Florida State University. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ursula Zaragoza Vega is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds a Series 66 designation and previously worked at Banco Santander International for nine years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Aldo Galiani is an International Wealth Advisor based in Miami and a co-founder of the SIGMA Group. He has been with Merrill Lynch Wealth Management since 2005, overseeing wealth management strategies for ultra-high net worth families both in the United States and internationally. His areas of focus include family wealth management strategies, legacy and philanthropic planning, liquidity management, socially responsible and ESG investing, as well as tax minimization. Aldo holds the Certified Investment Management Analyst (CIMA) designation awarded by the Investments & Wealth Institute, which is taught in conjunction with the University of Chicago Booth School of Business. He graduated Summa Cum Laude from the University of Florida with a bachelor's degree in Finance. Aldo is fluent in English, Italian, Spanish, and Portuguese. Originally from Italy, Aldo resides in Key Biscayne with his wife and two children. In his free time, he enjoys tennis, boating, chess, skiing, and soccer.

Carlos Suaza is a financial advisor at Raymond James & Associates with three years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley, Ocean Bank, and Phoenician Investment Fund Organization. Suaza also served in the United States Army from 2013 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutional investors, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Michael Isaza is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 66, Series 65, and Series 63 licenses and seven years of industry experience. His prior roles include positions at Alvarium Investment Advisors, Guggenheim Partners Latin America, and Santander Private Banking. He is also the owner of Monokk LLC, a real estate entity unrelated to his advisory work. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research supported by centralized due diligence and incorporates an ESG eligibility framework.

Konstantin Kamentsev is a financial advisor with Raymond James & Associates in Miami, FL. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior work includes six years at Gfi Securities LLC before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Julia Rauton is a financial advisor at J.P. Morgan Securities with three years of industry experience and holds a Series 66 designation. Her work history includes roles at J.P. Morgan Chase Bank, City National Bank of Florida, and the Federal Home Loan Bank of Chicago. Julia has also been affiliated with the University of Miami. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to develop model asset allocations.

Gabriela Henriquez is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2017. Prior to joining JPMorgan, she spent three years in the Office of Information Technologies at the University of Notre Dame. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program supported by centralized due diligence.