Jose Manuel Torres Gonzalez is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he held positions at Insigneo and Fourshore Capital, and has been involved with Boston College Campus Recreation and Belen Jesuit Preparatory High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs. The firm emphasizes a structured financial planning process using firm-approved tools and serves clients through personalized planning and corporate financial planning agreements.

Wellington Rodriguez is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked extensively within various divisions of JPMorgan Chase and J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan broker-dealer and banking organization and offers access to a range of product types, including security-based swaps and futures.

Julio Guemes is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Wells Fargo Clearing. He has been with Morgan Stanley and its related entities since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Eric Garcia Tunon is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked at UBS since 2006, including roles at UBS International Inc. and UBS Financial Services, and previously at Banc of America Investment Services, Inc. Since 2010, he has been a member of a broker-dealer committee for FIBA, a banking and financial services trade association. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment solutions.

Amanda Montesino is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2022, she worked at Sephora and bebe. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anna Demaccino is a financial advisor at UBS Financial Services with 18 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked for Raymond James & Associates for 12 years before joining UBS in 2025. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Charlene Guisasola is a financial advisor with Ameriprise in Miami, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company for 17 years each. Outside of her advisory role, she is involved in life insurance brokerage and financial planning for business owners and executives through separate agencies. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with a non-discretionary implementation model. The firm’s approach integrates internal investment research and third-party data, emphasizing tax-aware withdrawal strategies and dependable income sources.

Juan Militello is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC, where he worked for over a decade. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Lester Dominguez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured planning tools and comprehensive investment offerings across retail and institutional sectors.

Luis Torres is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and business owners to help them pursue their short-, mid-, and long-term financial goals. Luis provides guidance on general investing, retirement planning, tax minimization, retirement income strategies, small business strategies, and family wealth management. He also connects clients with Bank of America specialists for banking, credit, lending, and small business solutions as needed. Luis holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from Florida International University. Luis is fluent in English and Spanish, enabling him to serve a diverse clientele. Outside of his professional work, Luis enjoys cooking, reading, soccer, tennis, and spending time with his family.

James Duddey is a financial advisor with Fidelity Investments in Miami, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Innovation Partners LLC, ChangePath, LLC, and Strategic Distributions PLLC. He serves as a board director and budget committee participant for the 1060 Brickell Condominium Association. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios and offers advisory services to registered investment companies and other intermediaries.

Matthew Perrelli is a financial advisor with Raymond James & Associates in Coral Gables, FL. He holds a Series 66 designation and has 14 years of industry experience, including 15 years with Raymond James & Associates. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Angela Abrascio Ramos is an International Wealth Advisor with Merrill Lynch Wealth Management, bringing extensive experience in financial services since 1990. She has been with Merrill Lynch since 2005 and is a member of a team providing wealth management strategies for high-net-worth families. Angela’s approach focuses on collaborating with clients to define their unique priorities across seven key areas: Family, Finances, Health, Home, Leisure, Work, and Giving. She specializes in areas including family wealth management, international wealth management, retirement planning, philanthropic planning, and values-based investing. Angela holds the Chartered Retirement Planning Counselor (CRPC) designation awarded by The College for Financial Planning Institutes Corp. in 2015, as well as the Personal Investment Advisor (PIA) credential. She completed an Accredited Certificate Program at Instituto Adventista de Ensino and the Chase Professional Development Program in 1998. A native of Brazil, Angela is fluent in Portuguese, English, and Spanish. In addition to her professional work, Angela volunteers as a chaperone for the Girls Varsity Volleyball Team at Miami Beach Senior High School. Her personal interests include boating, dancing, music, pickleball, table tennis, traveling, volleyball, watching movies, yoga, and spending time with her family.

Craig Stam is a financial advisor at Fidelity with four years of industry experience and holds a Series 66 designation. His prior work includes roles at Northwestern Mutual and Towne Park, as well as positions in collegiate athletics and photography. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios comprised of mutual funds, ETFs, and ETPs.

Carlos Saitcevsky Guerrero is a financial advisor with Ameriprise Financial Services, LLC and holds Series 63 and Series 65 licenses. He has 24 years of industry experience, including prior roles at Citigroup Global Markets, Wells Fargo Advisors, and Intercam Advisors. Outside of his advisory work, he is involved in holistic life coaching focused on personal growth with a spiritual component. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides comprehensive retirement planning advice centered on dependable income sources and tax-aware withdrawal strategies.

Peri Diamond is a CFP®-credentialed financial advisor with 10 years of industry experience, currently affiliated with Fidelity Investments. They have worked at Fidelity Brokerage Services, LLC since 2015 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a broad client base, including retail and institutional investors, charitable funds, and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Daniel Raez is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and has worked at firms including BlackRock Inc., ACP Securities, and A.G.P./Alliance Global Partners. Raez has also been affiliated with the University of Miami and Belen Jesuit Preparatory High School in previous roles. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Mariela Planche is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. She previously worked at Oppenheimer & Co., Inc. for five years and has held roles at MMM of Florida, American Health Associates, and 2020 Research. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by proprietary tools and offers a broad range of investment and financial services.

Camilo Gutierrez is a Private Wealth Advisor at Merrill Private Wealth Management, where he has dedicated over 26 years to advising ultra-high-net-worth families, entrepreneurs, and business owners. His career includes leadership of BBVA's International Trading Desk in Latin America, where he focused on currency transactions, fixed income, and derivatives. This professional background has shaped his expertise in global markets and wealth management. Camilo specializes in helping international families navigate complex issues such as investment strategies, estate planning, and governance decisions. His approach centers on stewardship, aiming to align financial success with family values and the aspirations of future generations. His client focus areas include college education planning, divorce transition planning, institutional consulting, services for endowments and nonprofits, employee financial health, small business strategies, sports and entertainment, tax minimization, and retirement income. He holds a Bachelor’s degree in Business Administration from the University of Hartford and a High School Diploma from Moravian Academy. Camilo is a Personal Investment Advisor (PIA) and holds Series 7 and 65 FINRA registrations. He is fluent in English and Spanish. Outside of his professional life, Camilo enjoys boating, fishing, golfing, reading, scuba diving, soccer, swimming, traveling, and spending time with his family in Coral Gables, Florida.

David Warren is a Private Wealth Manager at Merrill Lynch, specializing in tailored wealth management solutions. He serves high net worth and ultra-high net worth individuals, family offices, and corporate executives. His areas of expertise include comprehensive financial planning, investment strategy, retirement and corporate plan design, business succession, and estate and generational planning. David also works with C-Suite technology executives to address financial challenges associated with transitioning companies from private to public status. David began his financial career in 1995 as a Financial Advisor at Morgan Stanley Smith Barney in New York City. He held positions at Merrill Lynch from 2008 to 2016 and at UBS from 2016 until 2026 before returning to Merrill Lynch. He has extensive experience in developing comprehensive financial solutions and holds the Personal Investment Advisor (PIA) designation. Originally from New Zealand, David completed his Bachelor's Degree at Auckland University New Zealand and obtained a High School Diploma from Kings College. After spending 26 years in New York City, he relocated to Miami in 2021. Outside of his professional responsibilities, he is involved with several charitable organizations, including the Oren Margol Foundation, Charity: Water, and the Robin Hood Foundation, and he has participated in corporate social responsibility initiatives throughout his career.