Allen Stein is a financial advisor with Primerica Advisors in Miami, FL, holding a Series 65 designation and 15 years of industry experience. He has been with Primerica Advisors since 2010 and with Primerica Financial Services since 2009. Outside of advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

Alfredo Rotemberg is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Morgan Stanley entities since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, offering advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Angel Mendoza is a financial advisor at Fidelity with 15 years of industry experience and holds a Series 66 designation. His prior work includes roles at J.P. Morgan Securities LLC, CitiGroup Global Markets Inc, and Amerant Investments, Inc. Mendoza is currently based in Orlando, FL. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios. The firm is notable for its registration with the CFTC as a commodity pool operator and its advisory role to multiple registered investment companies.

Kevin Forrest is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and 14 years of industry experience. He has been with Morgan Stanley since 2010, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of finance, he is involved in an automotive business focused on buying, repairing, and reselling vehicles. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and market simulations.

Gregory Vaughan is a financial advisor at Morgan Stanley with 47 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Morgan Stanley Smith Barney LLC since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Vaughan serves on the investment committee and advisory board for the School of Business at Santa Clara University and is a partner in several private equity and venture investment entities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers a structured planning process supported by firm-approved tools and analyses.

Giulio Gilardi Vega is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and having six years of industry experience. He previously worked at Banco de Credito BCP and Duke University before joining J.P. Morgan. Outside of finance, he is a shareholder in a private vascular care practice owned by his brother. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Andrea Svercek is a financial advisor with Merrill in Miami, FL, holding a Series 66 credential and five years of industry experience. She has worked at Bank of America and Merrill since 2020, following a ten-year tenure at Bank of America from 2009 to 2019. Outside of her advisory role, she holds power of attorney for a private entity known as K S SEP. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Naizony Gonzalez is a financial advisor with J.P. Morgan Securities LLC, holding Series 65 and Series 66 credentials and bringing 16 years of industry experience. Gonzalez has worked with J.P. Morgan Securities since 2013 and has been with JPMorgan Chase Bank, NA since 2009. Outside of advisory work, Gonzalez is involved with NSZL Management LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm utilizes a quantitative asset-allocation approach combined with centralized due diligence and applies an ESG eligibility framework in its investment recommendations.

Rene Negron is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked at Axa Advisors, LLC. Outside of his advisory role, Negron serves on the Board of Directors for the Coral Gables Chamber of Commerce and is a board member and treasurer of the Rotary Club of South Miami. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to execute client recommendations.

Francisco Maia is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has been with JPMorgan Chase Bank NA and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Richard Larin is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior work includes positions at Charles Schwab Bank SSB, Robert Half, Northwestern Mutual, Tracfone Wireless Inc, and BrightStar Credit Union. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Fernando Guisasola is a financial advisor with Equitable Advisors, holding a Series 66 designation and based in Miami, FL. He began his advisory career in 2025 and previously worked in education and retail. Equitable Advisors serves a broad mix of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through various program sponsors and third-party managers, delivering both advisory and brokerage solutions.

Rodrigo Azevedo is a financial advisor with J.P. Morgan Securities who holds Series 65 and Series 63 designations and has seven years of industry experience. He has been with various J.P. Morgan entities since 2015 and studied at the Universidade de São Paulo from 2013 to 2017. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis, with clients retaining final decision-making authority.

Felix Perez Retes is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 licenses and 38 years of industry experience. He has worked with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates proprietary capital market research and model-based asset allocations to tailor investment plans and also offers institutional trading capabilities alongside wealth management services.

Luca Majic is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and 10 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and Global Investment Committee insights.

Elizabeth Matos is a financial advisor with Charles Schwab in Miami, FL, holding Series 63 and Series 66 credentials and 22 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank, SSB since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational infrastructure.

Jhonne Alexandre is a financial advisor at Raymond James Financial with 10 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Alexandre is also an associate at PGW Advisors in Miami, where he contributes significant hours as a financial advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through unique affiliations.

Rafael Sagarbarria is a financial advisor with Raymond James & Associates, holding Series 66 and Series 63 credentials and bringing 15 years of industry experience. His prior roles include positions at Wells Fargo Clearing and HSBC Private Bank. He is based in Coral Gables, FL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing about $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and public entities—and offers financial planning, non-discretionary investment consulting, wrap fee programs, and institutional fiduciary solutions.

Rene Marin is a financial advisor at UBS Financial Services with one year of industry experience. He previously worked at Citi Private Bank and Citigroup and has held roles at IHS Markit and MThree Corporate Consulting. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Juan Carlos Bonelli is a financial advisor with Raymond James & Associates holding a Series 66 designation and nine years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Outside of financial services, he has been involved with Miami Golf for over a decade. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.