Jorge Gamarra is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. He has been with Merrill and Bank of America, N.A. since 2005. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Andre Bekerman is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Lendbuzz, Humana, Bradesco Bank, and several other companies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and analysis methods.

Moises Alfonso is a financial advisor with Primerica Advisors in Miami, FL, holding Series 65 and Series 63 licenses and having 24 years of industry experience. He has worked with Primerica Financial Services since 2001 and PFS Investments Inc. since 2010. Outside of his advisory roles, he serves as Chairman of the Board for Team Paradise, Inc., a nonprofit organization. Primerica Advisors provides a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-based investment strategies managed by unaffiliated asset managers and supports its services with custodial and trade execution partnerships.

Christopher Angery is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 8 years of industry experience. He has worked at Merrill since 2017 and previously spent two years at Bank of America. Outside of his advisory role, he is a 33% owner and manager of a family-owned auto repair business, CUTLER AUTO TECH LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Lourdes Maria Martinez is a financial advisor at Morgan Stanley with seven years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2022. Her prior experience includes roles at Allaria Securities LLC, CGIS Securities, JP Morgan Chase Bank, and Florida International University. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and analyses to support clients' financial goals.

Peter Corvi is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 65 designations and has been with J.P. Morgan affiliated firms since 2005. Based in Miami, FL, he has worked at J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and includes an ESG eligibility framework, supported by affiliates offering implementation and portfolio services.

Hilda Romagosa serves as Vice President and Branch Leader at Fidelity Investments, a position she has held since 2021. In this role, she leads a team of financial professionals focused on delivering a differentiated client experience and fostering a high performance work culture. Her leadership emphasizes empowering associates to maximize their talents and assist clients in planning for long-term financial well-being. Hilda's experience at Fidelity Investments spans over two decades. She held the role of Vice President and Financial Consultant from 2001 to 2021, served as an Investment Consultant between 1999 and 2001, and began her career as a Financial Representative from 1995 to 1999. Outside of her professional responsibilities, Hilda has interests in cooking and baking, fitness, and music.

Theodore Kerr is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. He spent 25 years at Touchstone Capital, Inc. and 17 years at Commonwealth Financial Network prior to joining Raymond James. Outside of advisory services, he owns and manages several businesses including an aircraft leasing company and a consulting firm focused on advisor-to-advisor services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals to institutional clients. The firm employs analytical tools and tailored planning approaches to support client goals and offers unique advisory programs including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Kyle Fisher is a financial advisor at Equitable Advisors with six years of industry experience. He holds a Series 66 designation and has prior work experience at AXA Advisors, AT&T, Lockheed Martin, and Penn State University. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs through a broad network of Investment Adviser Representatives. The firm employs a client-centered approach that involves assessing risk tolerance and matching clients to investment models or discretionary managers, utilizing both proprietary and third-party programs.

Luis M. Posse is an International Wealth Advisor at Merrill Lynch Wealth Management with over 25 years of experience in the financial industry. He has specialized knowledge in wealth structuring and delivering financial strategies for large international families and companies. Luis began his career at Merrill Lynch Wealth Management in 2001, providing financial advice to large institutions, insurance companies, and pension funds. His institutional expertise has enabled him to cater to both international and domestic private clients. By the end of 2012, Luis advanced to the role of Senior Vice President at Merrill Lynch, becoming one of the youngest to hold this position at the firm at the time. Prior to his tenure at Merrill Lynch, he worked at Banco Liniers Sudamericano and Argencard S.A. in Buenos Aires. Luis holds a Bachelor of Science degree in Business Administration from the University of Colorado at Boulder and is a Personal Investment Advisor (PIA). He is fluent in English and Spanish. Originally from Argentina and educated in both Europe and the United States, Luis currently resides in Key Biscayne, Florida. Outside of his professional pursuits, he engages in activities such as snow skiing, golfing, and kite surfing.

Debora Castany is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley and Sanders Capital LLC. Outside of finance, she has been involved with Castany Enterprises since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. Their advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates ESG considerations where applicable.

Jacques Kaswan is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with six years of industry experience. His prior work includes roles at JP Morgan, Sunrise Securities, and Financial Partners Capital Management. Kaswan also spent five years affiliated with Yeshiva University. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analysis.

Mark Barefield is a financial advisor with Edward Jones in Coral Gables, FL, holding a Series 66 designation and 11 years of industry experience. He has worked with multiple firms including Guerra Wealth Advisors, LPL Financial LLC, and Raymond James Financial Services. Outside of his advisory role, he has been involved with Boomtown Performance LLC, a business related to CrossFit in Burkburnett, TX. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated products through a nationwide network of advisors and branches.

David Hyman is a financial advisor with Edward Jones in Coral Gables, FL, holding Series 63 and Series 65 designations and 26 years of industry experience. He previously worked for Morgan Stanley Smith Barney LLC for 10 years before joining Edward Jones in 2025. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies along with affiliated mutual funds and securities-based lending. The firm operates under a fiduciary standard and maintains a large network of advisors and branch offices nationwide.

Carlos Lopez is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at Bank of America, Merrill, and National Securities Corp. Lopez is based in Miami, FL. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by internal and third-party strategists, and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Antonella Siari is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds the Series 66 designation. Prior to joining J.P. Morgan, she worked at HSBC, Societe Generale, and other financial institutions. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a focused advisory program that emphasizes asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research in its advisory process, offering access to a broad range of investment strategies including derivatives and commodities.

Sandra Ortega is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. She holds Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2019, she worked at Morgan Stanley and Morgan Stanley Private Bank from 2010 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Gloria Barbier is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. She has been with Equitable Advisors since 2009, previously affiliated with AXA Advisors LLC. Barbier serves on the board of the Peacock Building Association, where she supervises building maintenance activities. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory programs and third-party asset managers to deliver personalized investment solutions.

Geraldo Mendoza is a financial advisor at J.P. Morgan Securities with 4 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2022 and at JPMorgan Chase Bank, N.A. since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Alain Albergel is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Raymond James & Associates since 2007. Outside of his advisory role, he serves as a power of attorney and personal representative for a family member's account. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services.