Jordan Hirsch is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has prior roles at MML Investors Services LLC, MassMutual Life Insurance Co, and Equitable Advisors. Outside of advisory work, Hirsch serves as an insurance broker, focusing on life, disability, long-term care, fixed annuities, and health insurance. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services. The firm employs a variety of asset-allocation tools and supports multiple advisory platforms, with portfolios consisting of stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Eleanor Schnell is a Wealth Management Advisor with Merrill Lynch Wealth Management, providing comprehensive wealth management strategies tailored to individual client needs. She focuses on understanding clients' financial goals to create flexible strategies that address various aspects of their financial lives, leveraging investment insights from Merrill and banking solutions from Bank of America. Her expertise includes college education planning, family wealth management, legacy planning, retirement income, tax minimization, and portfolio management services, with particular attention to women and wealth and managing new wealth. Eleanor holds a Bachelor's Degree from Kean University and maintains professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Eleanor resides in Coral Springs with her husband and four children. She participates actively in her community, serving as a coach for the Coral Springs Basketball Club's recreational basketball program. Her personal interests include basketball, table tennis, spending time with her family, and watching movies.

Michelle Hampton Anderson is a financial advisor at Merrill with 28 years at the firm and 13 years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she works part-time at Acacia Animal Hospital in Pompano Beach, Florida, assisting with lab work, surgery, appointments, and pharmacy duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lauren Spencer is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across multiple Fidelity entities since 2010. Spencer is based in Pompano Beach, Florida. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a mix of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm provides discretionary and non-discretionary services, fund advisory, and model portfolios, and it is noted for its use of AI and formal governance procedures.

Jason Solodkin is a financial advisor with LPL Financial in Hollywood, FL, holding CFP® and Series 66 credentials and 17 years of industry experience. He worked at Kestra Financial Services from 2016 to 2020 before joining LPL Financial in 2020. In addition to his advisory role, he is licensed to sell life, health, fixed annuities, disability, LTC, and Medicare supplement insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, through its national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by research and model portfolios.

Michael Cenci Jr. is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as an executor for a family estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Julian Latimer IV is a financial advisor at Merrill with 21 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2004 and has been affiliated with Bank of America, N.A. since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melanie Farmer is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch since 2012. Based in Fort Lauderdale, FL, she serves clients through one of the largest institutions in the industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Phillips is a financial advisor with Raymond James & Associates in Hallandale Beach, FL, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Raymond James, he held positions at firms including Candlewood Securities LLC, Ameriprise, and Equitable Advisors LLC. Outside of his advisor role, he is the CFO and co-founder of Cliqued, LLC, a connectivity-based application, where he is involved in financial modeling and budgeting. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, and offers a variety of financial planning and advisory services that emphasize client-directed implementation and a range of portfolio management strategies.

William Zuluaga is a financial advisor at J.P. Morgan Securities with a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2025, he worked at Bank of America/Merrill Lynch for five years and held roles at TD Bank, Biltmore Hotel, and the City of North Miami Parks and Recreation. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering its program on a non-discretionary basis.

Brandon Carvalho is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 65 and Series 63 licenses with eight years of industry experience. His prior roles include positions at B. Riley Wealth Management, National Asset Management, and National Securities Corporation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning using firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services through both individual and corporate agreements.

Victoria Bonadio is a Planning Consultant at Fidelity Investments, where she collaborates with clients on a wealth management team to develop personalized investment plans. In her role, she guides clients through their financial journeys and utilizes Fidelity's resources to align portfolios with clients' financial objectives. Before joining Fidelity Investments in 2021, Victoria worked as a Financial Services Representative at Merrill Edge from 2020 to 2021. Through her experience, she focuses on building trust-based relationships to help clients work toward financial security.

Linh Nguyen is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, and BB&T. Outside of finance, she has experience in the spa and nail salon industry. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through a range of investment and planning strategies.

Carmen Vasquez is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including Wells Fargo Clearing, Insight Securities, Inc., and International Planning Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services supported by firm-approved tools and research from its Global Investment Committee.

Tishawa Howard is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at PFS Investments Inc and Primerica Financial Services since 2000. Outside of her advisory role, she owns Tishawa Howard, LLC, a business coaching and consulting firm, and is the author of *MOVE: You're in the Way of Your Own Destiny*. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a wrap-fee structure.

Samuel Izaguirre is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 66 designation and has worked at LPL Financial since 2011, with prior experience at Independent Financial Partners. Outside of his advisory role, he is involved with SI Wealth Management, LLC and serves as a non-variable insurance agent with Saybrus Partners, LLC and NexAnnuity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services supported by model portfolios, research, and technology-driven approaches.

Lee Morrison is a financial advisor at Osaic with 15 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Woodbury Financial Services, PFS Investments, and Primerica Financial Services. Outside of his advisory role, he serves as Chairman of the Board for the Miami Wind Symphony, a nonprofit organization focused on concert planning and educational outreach. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs sophisticated asset-allocation tools and multiple advisory platforms to manage portfolios across various asset classes on discretionary or non-discretionary bases.

Sebastian Davalos is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Ameriprise and Fidelity. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Noah Kahn is a financial advisor with Mass Mutual Investors Services in Ft Lauderdale, FL, holding a Series 65 designation and 15 years of industry experience. He has worked with MML Investors Services LLC and MassMutual Life Insurance Company since 2012. Outside of advisory work, he is involved in life insurance, fixed annuities, disability, and long-term care insurance, and holds roles with companies focusing on life settlements and marketing. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a collaborative, annual planning process and various specialized programs, including recent additions like Divorce Planning.

Jorge Gonzalez is a financial advisor at Charles Schwab in Fort Lauderdale, FL, holding a Series 66 designation with one year of industry experience. Prior to joining Schwab, he worked in property management and spent several years in education. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment solutions, integrated custody, brokerage, and advisory services.