David Bormel is a Senior Financial Advisor based in the Towson, Maryland office, where he has dedicated his entire 43-year career. He specializes in designing individualized portfolios comprising equities, fixed income, and cash investments. As a qualified Portfolio Manager, David manages personalized or defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He provides both traditional advice and discretionary portfolio management through the firm's Investment Advisory Program. David offers clients a comprehensive range of services including wealth transfer, education planning, liability management, retirement planning, tax minimization, options, and asset preservation. Working alongside specialists with diverse expertise, he assists clients with financial goals from asset accumulation to securing lifetime income streams. He holds a Bachelor's Degree from the University of Maryland and is designated as a Personal Investment Advisor (PIA). A lifelong resident of the Baltimore area, David resides in Owings Mills, Maryland, with his wife, Aileen, and their children. He is actively involved in his synagogue, having served on its Board of Trustees. Outside of his professional commitments, David enjoys golfing, spending time with his family, and traveling.

Natallia Talkachova is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds Series 63 and Series 66 designations and has worked previously at Citigroup/Citibank and PNC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis.

Alejandro Mendieta is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and bringing 20 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc from 2015 to 2017. Mendieta serves on the executive boards of the South Florida Council of the Boy Scouts of America and the South Florida Hispanic Chamber of Commerce. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its financial planning as annual collaborative engagements using firm-approved tools and offers specialized programs including divorce planning and employer-sponsored planning.

Sean Drewniak is a financial advisor with Wells Fargo Advisors in Warwick, RI, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked with Wells Fargo and its affiliates since 2011. He is also involved with Drewniak Wealth Management, LLC, and has partial ownership in Coastal Capital, LLC, both investment-related businesses. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options including retirement, education, and specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with other financial products and referral channels through its extensive network of advisors.

Harleigh Freiberg is a Series 66-licensed financial advisor at Fidelity with one year of industry experience. Prior to joining Fidelity, Freiberg worked at HF Ventures LLC and participated in political campaign work and constituent services. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic methodologies to construct portfolios from mutual funds, ETFs, and ETPs, and it serves multiple registered investment companies and fund-of-funds.

Lisa Mccoy is a financial advisor at Wells Fargo Clearing with 29 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at UBS Financial Services for 11 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Douglas Brown is a financial advisor with LPL Financial in Boca Raton, FL, holding Series 63 and Series 65 credentials and 41 years of industry experience. His prior work history includes roles at Independent Advisor Alliance, CUSO Financial Services, and Power Financial Credit Union. He also has involvement in non-variable insurance activities outside of his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Patrick Ryan is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2010. Outside of his advisory role, he owns and manages a rental property business in Chicago. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning that utilizes firm-approved tools and planning strategies.

Martin Mc Dermott is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 66 and Series 63 credentials and has worked at Morgan Stanley since 2024, including a role with Morgan Stanley Private Bank, N.A. since 2026. Prior to Morgan Stanley, he spent four years at Conscientia Family Office and five years at Brickell Global entities. Mc Dermott serves as a committee member for the Palm Beach Atlantic Heritage Committee and is the sole proprietor of CamDex LLC. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, combining tailored financial planning with extensive investment resources and tools. The firm manages approximately $2.74 trillion in client assets and offers services that include coordinated financial and estate planning strategies.

Felipe Gonet is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he manages rental property in Coconut Creek, Florida. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm employs a structured planning process that includes firm-approved tools and modeling techniques and manages approximately $2.74 trillion in client assets.

Gerrard Weigold is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 credentials and 30 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning processes supported by firm-approved tools and analysis.

Richard D’augelli is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 63 designation and bringing 43 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he is involved in business ownership through D’augelli Financial Properties, LLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach, delivering personalized, non-discretionary advice through a centralized retirement-income consulting team.

David Searles is a financial advisor with Raymond James Financial Services Advisors, Inc. in Pompano Beach, FL, holding Series 65 and Series 63 licenses and with 35 years of industry experience. He has been with Raymond James and affiliated entities since 2016. Outside of advisory work, he is the owner of support companies Intercoastal 101 Financial and TrueGate Capital Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Jennifer Cooper is a financial advisor at Edward Jones in Coral Springs, FL, with 10 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Wells Fargo Bank NA and Wells Fargo Clearing Services LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of investment strategies and advisory services, supported by a large nationwide network of financial advisors and branch offices.

Adam Schwalb is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Granda is a financial advisor with Osaic Wealth Inc. in Coconut Creek, FL, holding Series 63 and Series 65 credentials and 10 years of industry experience. His prior roles include positions at Ameriprise, Pruco Securities, and The Prudential Insurance Company of America. Outside of his advisory work, he is involved in an independent insurance brokering business and owns Interstellar Collectibles & Gaming, a business focused on the sale of games, cards, comics, and figures. Osaic Wealth Inc. serves a diverse client base, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a variety of investment platforms and employs asset-allocation tools, risk-tolerance assessments, and automated portfolio rebalancing.

Lenore Dunlop is a Series 66-licensed financial advisor with Morgan Stanley, based in Coral Springs, FL, and has seven years of industry experience. She has worked with Morgan Stanley Private Bank since 2019 and has been with Morgan Stanley since 2018. Prior to her financial services career, she was involved with the Acupuncture Wellness Center of Florida and has managed self-employment activities since 2002. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize firm-approved tools and investment analyses to support client financial goals.

Lee Roggenburg is a financial advisor with Cetera, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at Summit Financial Group Inc. and Summit Brokerage Services Inc. Outside of his advisory work, Roggenburg is involved in lacrosse media as a senior writer and color commentator, contributing to online lacrosse content and covering games through various platforms. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that allows advisors to use affiliated and third-party managers or create customized strategies.

Nuri Benturk is a financial advisor at RBC Capital Markets with 11 years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets, LLC since 2014. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with tailored portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Christopher Grennon is a financial advisor with UBS Financial Services in Portland, ME, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has worked at UBS since 1995. Grennon serves on the investment committee of Maine Health and Education. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management and offering a range of financial planning and portfolio management solutions.