Breshell Moore is a financial advisor at Raymond James & Associates with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including TIAA-CREF, PNC Investments, and Wells Fargo. Outside of his advisory role, he volunteers part-time with Quartz Digital Marketing, assisting with graphic design tasks. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional advisory services.

Koren Marinberg is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 65 licenses, with five years of industry experience. Prior to joining Cetera and Evershore Financial Group in 2024, Marinberg worked at OneAmerica Securities and American United Life from 2020 to 2024. Marinberg is also licensed to sell fixed insurance products including life, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to multiple portfolio management styles and program structures, supporting discretionary and non-discretionary authorities.

Lendwood Jones is a Planning Consultant at Fidelity Investment, a role he has held since 2025. In this position, he focuses on helping clients develop comprehensive and customized financial plans tailored to their unique needs and goals. He emphasizes collaboration with clients and their families to ensure that financial strategies align with their specific circumstances and aspirations. Prior to his current role, Lendwood gained experience at Fidelity Investments as a Relationship Manager from 2023 to 2025 and as a Financial Representative from 2022 to 2023. He also worked as a Financial Professional at Equitable Advisors in 2021, building a foundation in financial services and client relationship management. Outside of his professional work, Lendwood has personal interests that include fishing, fitness, enjoying food, parenthood, and traveling.

Steven Flacco is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 63 designation and 39 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and has been with Citigroup Global Markets since 1989. Outside of his advisory work, he is a sole proprietor of a real estate business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes with firm-approved tools for its financial planning services.

Emanuele Moschini is a financial advisor with Fidelity in Boca Raton, FL, holding Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Ameriprise Financial, Northwestern Mutual, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to institutional and retail clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

David Howell is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has previously worked at LPL Financial and Wells Fargo Advisors Financial Network. Outside of his advisory role, he is involved in a business entity related to investment management, Lighthouse Key Financial Services, Inc. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm focuses on written recommendation reports and ongoing advice that emphasize dependable income sources and tax-aware withdrawal strategies.

Tracy Martin is a financial advisor at LPL Enterprise with Series 63 and 65 licenses and 40 years of industry experience. He has worked at Prudential Insurance Company of America and Pruco Securities, LLC since 1983 before joining LPL Enterprise in 2024. Martin owns and operates two property and casualty insurance businesses and serves as president of Day 2 Associates, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of financial products on an integrated platform.

Brian Buetel is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at UBS since 2016 and previously spent seven years at Bank of America. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining proprietary research and model-based asset allocations with institutional trading capabilities and a broad range of capital markets services.

Giulio Leone is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with services tailored to plan objectives and risk tolerances, and includes both non-discretionary and discretionary options.

Patricia Fabrizio is a Series 66-licensed financial advisor with Stifel in Boca Raton, FL, and has 20 years of industry experience. She has been with Stifel Nicolaus & Co Inc since 2009. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment strategies are based on proprietary methodologies developed by its Investment Strategy Group, incorporating forward-looking market assumptions and probabilistic modeling.

Jeffrey Danzinger is a financial advisor with Raymond James & Associates in Delray Beach, FL, holding Series 63 and Series 65 licenses and bringing 58 years of industry experience. His career includes long tenures at Merrill and Bank of America before joining Raymond James. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Victor Joseph is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 65 license and has a background in real estate, having worked with multiple realty firms and operated a dry cleaning business prior to his current role. In addition to his advisory work, Joseph is a licensed real estate broker in New Jersey and serves as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and model portfolio management, supported by research from LPL and third-party subadvisors.

Allison Mc Adam is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. She holds a Series 66 designation and has worked at firms including UBS Financial Services and First Republic Investment Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

William LaPato is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He began his financial services career in 1991 and specializes in helping clients develop wealth management strategies tailored to their individual needs. William emphasizes a comprehensive approach that starts with listening to clients to understand their goals and priorities, ensuring that financial solutions are aligned with what each client wants to achieve. His areas of expertise include family wealth management strategies, legacy planning, LGBT wealth planning, managing new wealth, personal retirement planning, portfolio management services, women and wealth, tax minimization, and retirement income. William holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from Florida Atlantic University. Outside of his professional role, William has personal interests in billiards, golfing, and skiing.

Chase Hanson is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing Services since 2017, also working at Wells Fargo Bank NA since 2015. He is based in Palm Beach, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical for large institutional advisers.

Nicolas Islas is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Citigroup Global Markets Inc. and Citigroup/Citibank prior to joining J.P. Morgan in 2025. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Carolina Benzadon is a Wealth Management Advisor at Merrill Lynch Wealth Management, a role she has held since 2015. She specializes in helping high-net worth women and families develop and implement customized financial strategies to efficiently build, manage, and preserve their assets for current and future generations. Carolina manages discretionary investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. She also offers clients access to banking, credit, and lending services through Bank of America, N.A. Carolina holds a Bachelor of Science in Business Administration with a major in Finance from Florida International University. She is a CERTIFIED FINANCIAL PLANNER® professional and a Certified Plan Fiduciary Advisor® (CPFA®) designee. Her expertise includes investment management, tax minimization strategies, retirement planning, estate planning services, and wealth preservation. Carolina is dedicated to developing lifelong client relationships while maintaining a high level of care and service. Born in Argentina, Carolina moved to South Florida in 2007 and currently resides in Palm Beach. Outside of her professional work, she enjoys playing golf and hiking. Carolina is also an avid philanthropist and animal lover, with a passion for children-oriented charities. She follows the Merrill tradition of community involvement through volunteering with local organizations.

Wayne Mattola is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. since 2004. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Virginia Morettin is a financial advisor at RBC Capital Markets with 11 years of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for nine years before joining RBC in 2024. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with customized portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Kathryn Brower is a Financial Advisor with the Sauer Wolf Vivies team at Merrill Lynch Wealth Management in Boca Raton, Florida. She began her role with Merrill in early 2024. Kathryn brings a diverse professional background that includes experience in insurance, real estate, and finance, supporting her comprehensive approach to financial advising. A native of Florida, Kathryn earned her Bachelor's degree in Finance from Florida Atlantic University. She holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Her work focuses on collaborating with business owners and families to develop personalized financial strategies aimed at achieving their long-term goals. Outside of her professional responsibilities, Kathryn is involved with community organizations such as the Dec My Room Foundation and The Humane Society of Broward County. She also pursues personal interests including hiking, ice skating, reading, running, spending time with her family, traveling, volleyball, and yoga.