Susan Bentkowski is a financial advisor with Ameriprise Financial Services in Tampa, FL, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with Ameriprise in various roles since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm employs a non-discretionary implementation approach and utilizes proprietary research, third-party data, and algorithmic tools to guide asset allocation, withdrawal strategies, and Social Security decisions.

Cynthia Gilmore is a financial advisor with Raymond James & Associates in Tampa, FL, holding Series 63 and Series 65 designations and 43 years of industry experience. She has been with Raymond James & Associates since 2009. Outside of her advisory role, she is a partner in WSPRJ, LLC, a business formed to manage office space rental for her team’s Raymond James office. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting through various advisory programs and institutional services.

Sheldon Clark III is a CFP® with 35 years of industry experience, currently serving at Raymond James Financial Services Advisors Inc. since 2007. He also owns Tampa Bay Financial Planning and manages Klingel Brother LLC, which oversees term life insurance policies for its owners. Additionally, he is a managing partner of 3104 Northwood Office Park LLC, which owns the office condominium where his Raymond James business operates. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports a broad advisor network with municipal advisory and specialized retirement plan consulting services.

Joseph Guinther II is a financial advisor with Raymond James & Associates, holding a Series 66 designation and two years of industry experience. He has worked at Raymond James & Associates since 2023, following roles at AssuredPartners, Winn-Dixie, and in education at Safety Harbor Middle School and Countryside High School. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional advisory services with a range of portfolio management styles and affiliated research.

Korisa Petre is a financial advisor at Raymond James & Associates with 13 years of industry experience and holds the Series 66 designation. She has worked at various branches of Raymond James since 2013 and spent two years at CitiGroup prior to her current tenure. Raymond James & Associates, Inc. is a large broker‑dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional plans, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research resources.

Casey Rease is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for over a decade. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Matthew Frey is a financial advisor with Raymond James Financial, holding a Series 66 designation and 15 years of industry experience. His career includes roles at Vault Retirement Services, Lynch and Associates, and First Bandwidth Bank. Outside of advisory services, he is a partner in COBYMARK, LLC, a real estate holding company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored non-discretionary advisory services using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Kacey Bell is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James, Kacey worked at Founders Professional, Zelis Payments, and AMS Professional. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Connor Mc Court is a financial advisor at Raymond James & Associates with four years of industry experience. He holds a Series 66 designation and previously worked in consulting at Capgemini Invent and financial services roles at Bank of America and Merrill. Outside of his advisory work, he is involved with Next Wave LLC, where he assists high school swimmers in navigating college recruitment and academic planning. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipalities, offering financial planning and consulting with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Leonard Kucinski is a financial advisor with Primerica Advisors in Seminole, FL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has been with Primerica Advisors since 1991 and with Primerica Financial Services since 1990. Outside of advisory services, he is involved in sales of loan products and home-related services through Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and selectively managed accounts primarily to individual and high-net-worth clients. The firm uses third-party asset managers and maintains a tiered wrap-fee structure with an operational model focused on curated investment solutions rather than institutional plan management.

Paige Fraga is a financial advisor at Raymond James Financial with 22 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked at several firms including Cambridge Investment Research and Cuna Mutual Group. In addition to her advisory role, she serves as a non-public arbitrator for FINRA and holds an investment-related position with the Kalamazoo Board of Public Works. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services supported by advanced analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Alec Bogen is a financial advisor at Raymond James & Associates with six years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Northwestern Mutual Investment Services, LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Oluwatoni Esinsinade is a financial advisor with Primerica Advisors, holding a Series 63 designation and 12 years of industry experience. He has been with Primerica Advisors since 2014 and Primerica Financial Services since 2013. Outside of his advisory role, he is CEO of Chief Cornerstone Associates, LLC, a non-investment-related business that provides tax filing services for Primerica businesses. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies supported by third-party asset managers and custodial services.

Debra Soler Wilson is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 66 licenses. She has 29 years of industry experience, including tenure at Morgan Stanley and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved planning tools.

James Harper is a financial advisor at Raymond James Financial with 38 years of industry experience. He holds Series 63 and Series 66 designations and has been with Raymond James Financial Services Advisors since 2009. Outside of his advisory role, he acts as a co-trustee of his parents’ trusts and is involved in the sale of term life insurance using carriers not available through Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through advisory programs or other providers.

Ryan Lau is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 18 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors, LLC. In addition to his advisory role, Lau is involved in several entrepreneurial ventures, including founding Bull & Bear Wealth Management Partners LLC and owning Angle-Lau Wealth Management. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm provides a range of investment implementation options across multiple platforms, with both discretionary and non-discretionary strategies tailored to client objectives.

Michael Quick is a financial advisor with OSAIC who holds Series 65 and Series 66 designations and has 33 years of industry experience. He worked at Signator Investors, Inc. for 25 years before joining OSAIC in 2018. Additionally, he conducts investment and insurance business through Signature Financial Solutions, LLC. OSAIC serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable investors, providing integrated brokerage and advisory services. The firm utilizes various tools and platforms for portfolio construction and management, offering a wide range of investment options and third-party solutions.

Jett Davis is a financial advisor at Morgan Stanley with three years of industry experience. He holds Series 63 and Series 66 designations and has prior roles at E*Trade Securities and American Income Life Insurance Company. He also worked at the University of South Florida and DoorDash before joining Morgan Stanley. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Christian Crider is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Raymond James Financial Services and Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Wendy Hunt is a CFP® professional with 17 years of experience in the financial services industry. She has worked at LPL Financial since 2019, following seven years at INVEST Financial Corp. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.