Philip Volpe is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley and JPMorgan Chase Bank. Outside of finance, he is involved in music entertainment, performing at local events, and serves on advisory and board committees for arts and community organizations including WYSU-FM and Chamber Music Pittsburgh. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Deborah Rotz is a financial advisor with Robert W. Baird & Co. Inc. in Cleveland, OH, holding Series 63 and Series 66 designations and bringing 27 years of industry experience. She has worked with Robert W. Baird since 2018 and previously spent 12 years at UBS Financial Services. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises a diverse client base, including high-net-worth individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services using a range of strategies and investment vehicles tailored to client goals and risk tolerances.

Alexa Balaban is a financial advisor at Robert W. Baird & Co. with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at various local businesses and the University of Dayton. Baird's DDK Group operates within the firm's Private Wealth Management division, serving individuals, corporate clients, pensions, and charitable organizations. The team offers financial planning, portfolio management, and custody services, employing manager-traded and model-traded strategies supported by internal research and technology.

Kathleen Futey is a financial advisor with LPL Financial in Aurora, OH, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has been with LPL Financial since 2010. Outside of her advisory role, she is a partner in Sonkin Cellars, a wine-making business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Joshua Dautovic is a financial advisor with Morgan Stanley, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides financial planning that incorporates broad investment perspectives and structured scenario modeling.

Nathan Smith is a financial advisor at Charles Schwab with 10 years of industry experience. He holds a Series 66 designation and has worked with various Schwab entities since 2012, including Schwab Retirement Plan Services, Inc. and Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separate managed accounts, supported by an integrated structure that includes centralized custody and a formal alternative investment program.

Justin Hamlin is a CFP® professional with 10 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. He has worked at Cambridge Investment Research since 2016 and has been with HFS Wealth Advisors since 2014. Hamlin holds several volunteer and leadership roles, including Vice President at the Cleveland Ronald McDonald House and Treasurer of the Richfield Chamber of Commerce, and participates in financial wellness education through Junior Achievement. Cambridge Investment Research Advisors is a large SEC-registered adviser that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services delivered through a network of independent professionals using a variety of portfolio management approaches and custody arrangements.

Jeremy Baynes is a CFP® with 24 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016 and previously spent six years at Edward Jones. Based in Cleveland, OH, Baynes holds Series 63 and Series 65 licenses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Matthew Caton is a financial advisor with Ameriprise in Chippewa Lake, Ohio, holding a Series 66 designation and 14 years of industry experience. He previously worked at NEXT Financial Group and Integrity Financial before joining Ameriprise in 2020. Outside of his advisory role, he is involved in independent insurance brokering, focusing on term life products with Midland National Life. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm serves clients through a centralized consulting team and supports a broad range of advisory, brokerage, and insurance solutions.

Joseph Bevack is a financial advisor with Morgan Stanley in Pepper Pike, OH, holding Series 63 and Series 65 credentials and possessing 32 years of industry experience. He has been with Morgan Stanley entities since 2009, including Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the sole proprietor and partner of Vacqua, LLC, a retail and online store business based in Highland Heights, Ohio. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning and asset management through a structured process supported by firm-approved tools.

Mark Loft is a financial advisor at LPL Financial with 39 years of industry experience. He previously worked at B. Riley Wealth Advisors, Inc. and B. Riley Wealth Management, where he spent a combined 12 years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Ryan Rampersaud is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and two years of industry experience. His prior work experience includes roles at KeyBank and Bank of America. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and due diligence on alternative investments.

Shannon Biehl is a financial advisor at Charles Schwab based in Richfield, OH, holding a Series 66 credential with 19 years of industry experience. Biehl has been with Charles Schwab since 2006 and has also worked at Charles Schwab Trust Bank and Charles Schwab Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Antonio Belmonte is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2017. His prior experience includes four years at Fairport Asset Management. Cambridge Investment Research Advisors is a large SEC-registered advisory firm serving individuals, retirement plans, charitable organizations, trusts, and estates. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Heather Kono is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She has worked at Morgan Stanley since 2017 and previously spent four years at UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations and Secular Return Estimates in its financial planning process.

James Anderson is a financial advisor at Charles Schwab with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab since 2011, including eight years at Schwab Retirement Plan Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by the Schwab Center for Financial Research.

Claudiu Dan is a financial advisor with Equitable Advisors, holding a Series 66 designation and seven years of industry experience. He has worked at firms including PNC Investments and NEXT Financial Group. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, charitable organizations, and other institutional clients. The firm delivers services through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment programs.

Robert Teren is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on building durable and repeatable wealth management strategies tailored to clients' objectives whether they seek to grow, protect, or generate income from their assets. His approach to wealth management is consultative and objective, emphasizing transparency, communication, and long-term relationships. Robert has over 25 years of experience in the financial industry. Before joining Merrill Lynch in 2007, he spent 15 years in commercial and residential finance. His expertise includes managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. He offers clients recommendations on asset allocations that reflect their income and growth expectations, along with discussions on investments, retirement, estate planning services, and tax minimization strategies. Robert holds a Bachelor's Degree from the University of Wisconsin and is a graduate of the London School of Economics. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, Robert and his wife, Sofia, are involved in civic and charitable organizations and live with their two children. Robert is also a four-time finisher of The Boston Marathon and an avid triathlete.

Holly Traegner is a financial advisor with Merrill in Chagrin Falls, OH, holding a Series 66 designation and 24 years of industry experience. She has worked at Merrill since 2008 and has also been associated with Bank of America, N.A. since 2011. Outside of her advisory role, she serves as a power of attorney for family members. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Giovanni Ruggiero is a financial advisor with UBS Financial Services in Cleveland, OH, holding a Series 66 designation and 15 years of industry experience. He has been with UBS since 2010. He is a member of a committee at the Jesuit Retreat House, a nonprofit organization focused on organizing retreats and managing endowment investments and cash flow. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and provides proprietary research and a broad range of capital markets services.