Jeffrey Avagian is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1997 and brings over 31 years of experience in the financial services industry. Jeffrey specializes in cash flow management, retirement and estate planning services, college planning, and tax minimization strategies. His areas of client focus include college education planning, divorce transition planning, family wealth management strategies, personal retirement planning, portfolio management services, and individual and corporate investment strategy. Jeffrey holds a Chartered Retirement Planning Counselor (CRPC) designation and Personal Investment Advisor (PIA) certification. He earned a bachelor's degree in Public Financial Administration from Indiana University Bloomington and a master's degree in Business Administration from Baldwin-Wallace College. Jeff applies a personalized approach, working with clients one-on-one to develop financial strategies tailored to their long-term goals. Outside of his professional responsibilities, Jeffrey follows Merrill's tradition of community involvement and volunteers with organizations in his community. He enjoys boating, skiing, and spending time with his wife, Krista, and their three daughters, residing in Carmel, Indiana.

Patrick Rickman is a financial advisor with Charles Schwab & Co., Inc. in Indianapolis, IN, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Schwab in 2022, he worked at Fifth Third from 2020 to 2022 and has a background including four years at Lewis University. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm uses a mixed model of non-discretionary and discretionary portfolio management, supported by centralized custody, order-routing, and due diligence on alternative investments.

Joseph Knoth is a financial advisor with Mass Mutual Investors Services in Indianapolis, IN, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has worked at Mass Mutual Investors Services and MassMutual Life Insurance Co since 2013. Outside of his financial career, he was involved with Hoyt's Carpet Cleaning from 2010 to 2021. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing firm-approved software and collaborative planning processes to develop written recommendations tailored to client goals.

Ellen Zawacki is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. She holds Series 63 and Series 65 designations. Her prior experience includes a long tenure at Capital Group from 2002 to 2024 and a brief period at Morgan Stanley before joining J.P. Morgan Securities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a combination of quantitative asset-allocation modeling and centralized due diligence. The firm offers non-discretionary advice through a select group of Wealth Advisors and incorporates an ESG eligibility framework in its investment recommendations.

David Robertson is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Schwab, he has owned and operated two photography studios and created educational materials sold online. He has also worked in education for over 20 years. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary financial advice and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational structure.

Hayden Mills is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has previously worked in real estate investment services and held academic roles at the University of Tennessee. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Tim Meister is a CFP®-certified financial advisor with Ameriprise in Noblesville, IN, bringing 45 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate personalized, written Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Adam Humphrey is a financial advisor at Edward Jones with six years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2020. Prior to this, he held roles at PolyOne, Grace Church, Springhill Camps, Indiana University, AroundCampus Group, and ESG Security. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Lauren Johnson is a financial advisor at Charles Schwab with one year of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab & Co., Inc. since 2019, including roles at Charles Schwab Premier Bank and Charles Schwab Bank. Prior to joining Schwab, she spent four years at First Financial Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Anthony Jung is a financial advisor at Ameriprise with 28 years of industry experience. He has been with Ameriprise and its affiliates since 1997. Outside of his advisory role, he is involved in independent insurance brokering and operates Jung Consulting LLC, which manages his Ameriprise franchise. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm uses a centralized consulting team to deliver tailored, non-discretionary recommendations supported by research, modeling, and tax-efficiency analysis, primarily for clients with Ameriprise-managed accounts.

David Brechbuhl is a financial advisor with Cetera in Indianapolis, IN, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He has been with Cetera and affiliated entities since 2015. Outside of his advisory role, he serves as an Honorary Consul for Switzerland for the state of Indiana and is a board member and development committee member at the Central Indiana Police Foundation. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 advisors and approximately 800,000 clients. The firm offers a range of investment and retirement solutions including discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Kerrie Coe is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She previously worked at Cetera and Cetera Investment Services for over a decade before joining Wells Fargo Clearing. Outside of her advisory role, she has full ownership of Kentucky Sycamore Properties LLC, a residential property holding company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm employs an IPS-driven process based on modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than many institutional advisers.

Shelby Utterback is a financial advisor with LPL Enterprise, holding a Series 66 license and based in Indianapolis, IN. Shelby has no prior industry experience and has been with LPL Enterprise since 2026. Outside of advising, Shelby is involved in the dental field, with recent work history at several dental practices and the IU Dental School. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Stephen Harris is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2014. He owns and operates a book reselling business, Inspired Minds Group, and participates in weekly discussions related to this venture. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and affiliated services, supported by a large national network of advisors and branch offices.

Andrew Tiplick is a financial advisor at Ameriprise with 29 years of industry experience. He has held roles at Ameriprise and Ameriprise Financial Services, Inc. since 2005 and holds the Series 63 designation. He is based in Indianapolis, IN. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through a written Recommendation Report and ongoing advice, using proprietary research and algorithmic tools.

Charles Holden is a financial advisor at LPL Enterprise with two years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining LPL Enterprise, he worked at Charles Schwab & Co., Inc. and has involvement in several business ventures, including All Aspects Restoration and CH Mechanical Holdings Inc. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach using portfolios developed by internal research and third-party strategists, and it also offers access to third-party asset managers and insurance products through affiliated entities.

Emilia Singh is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. Prior to joining Merrill in 2023, she worked at Westpoint Financial Group and has held positions in education and behavior analysis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Kevin Wells is a financial advisor with LPL Financial in Indianapolis, Indiana, holding Series 63, Series 65, and Series 66 credentials and a total of 28 years of industry experience. He has been with LPL Financial since 2006. Wells previously operated a non-variable insurance brokerage, Capitas Financial, servicing existing contracts. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies alongside a platform that includes advisory and non-advisory financial services.

Joseph Sparks is a financial advisor with Charles Schwab in Indianapolis, holding Series 63 and Series 66 registrations and two years of industry experience. Prior to joining Schwab, he worked at FORVIS, LLC and Ronin Inc. Outside of finance, he was involved with Anarchy Axe Throwing for several years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related services, offering a combination of non-discretionary and discretionary investment management with access to multi-asset model portfolios and alternative investments.

Chad Baldwin is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at LPL Financial. He previously worked at Edward Jones for nine years and held an earlier position with LPL Financial. Baldwin also operates Baldwin Wealth Strategies, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research models and third-party subadvisors across various platforms.