Daniel Delmastro is a financial advisor with Ameriprise in Troy, MI, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2010. Outside of his advisory role, Delmastro is involved in volunteer firefighting in Troy and organizes social events for young professionals through a local networking group. He also performs piano at public events as a small business owner. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, offering detailed recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored retirement planning, emphasizing Ameriprise-managed accounts and utilizing algorithmic tools overseen by an internal committee.

Eric Munro is a financial advisor at Charles Schwab with Series 66 credentials and four years of industry experience. He previously worked at Equitable Advisors and Insight Global before joining Charles Schwab in 2025. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by its extensive research and operational infrastructure.

Christopher Feldman is a financial advisor with UBS Financial Services in Troy, MI, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He has been with UBS since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, blending proprietary research and model-based asset allocations to tailor financial plans. The firm combines wealth management with institutional trading capabilities and provides a wide range of capital markets and advisory services.

Giuseppe Viviano is a financial advisor with LPL Enterprise, holding a Series 66 designation and two years of industry experience. His prior roles include positions at J.P. Morgan Securities, Empower Financial Services, and Hantz Financial Services. Outside of finance, he has been involved in entrepreneurial ventures such as Give and Grow Mushrooms. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and a range of insurance and trust services.

Quinn Wright is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2025, he worked at OSAIC, FSC Securities, Edward Jones, and Panalpina. Wright serves on the City of Madison Heights City Council. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions supported by investment adviser representatives using various model portfolios, third-party subadvisors, and customized strategies.

David Patton is a financial advisor at Cetera with 25 years of industry experience and holds a Series 66 designation. His prior work experience includes roles at Home Depot and Sur La Table. Outside of advising, he owns and operates businesses involved in real estate financing and home remodeling, and he also sells fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates as a multi-manager platform with access to both affiliated and third-party investment managers.

Emerald Haan is a financial advisor with LPL Enterprise holding a Series 66 credential and four years of industry experience. Prior to joining LPL Enterprise in 2024, Haan worked at The Prudential Insurance Company of America and Pruco Securities, LLC. Outside of finance, Haan works part-time as a bartender at Bells Eccentric Cafe for large events. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, and institutional clients. The firm primarily uses model-driven investment approaches and offers access to third-party asset managers, financial planning, and a range of insurance and non-securities products through affiliated entities.

Zane Rosely is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has prior experience working at the University of Kentucky and Edgewood Country Club. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Jeremy Wonch is a financial advisor with Merrill in Madison Heights, MI, holding Series 63 and Series 66 licenses and two years of industry experience. His prior experience includes roles at JPMorgan Chase Bank, J.P. Morgan Securities LLC, and Rocket Mortgage. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Anthony Fodale is a financial advisor with LPL Enterprise holding a Series 66 designation and one year of industry experience. His prior work includes roles at Wayne State University, Sunrise Convenience Stores, and Jet's Pizza. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual investors, retirement plans, and corporate and charitable entities. The firm employs a model-driven investment approach utilizing portfolios developed by LPL’s Research Department and third-party strategists, and also offers access to third-party asset managers and financial planning services.

Richard Cech Jr. is a financial advisor at Osaic with 24 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Osaic since 2023. His prior experience includes roles at FSC Securities Corporation and his own CPA firms, Richard R. Cech, CPA, and Cech & Company LLC. Outside of advising, he provides certified public accounting services through his sole proprietorship. Osaic Wealth serves a broad mix of retail and institutional clients via a multi-advisor platform, offering brokerage and advisory services including comprehensive financial planning and advisor-managed portfolios. The firm employs a model-based investment process with asset allocation and portfolio optimization tools, supporting discretionary management and third-party managers.

Ali Kabot is a financial advisor at UBS Financial Services with five years of industry experience. He holds the Series 66 designation and has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Nicholas Bonema is a financial advisor at Morgan Stanley in Birmingham, MI, holding a Series 66 designation with four years of industry experience. His prior roles include positions at Equitable Advisors and involvement with the Oyster Harbors Club and Ballyneal Golf Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through both direct and corporate arrangements.

Hunter Chappell is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. Prior to joining Ameriprise, he worked at the University of Michigan Flint and Action Water Sports. Ameriprise serves individuals approaching or in retirement, primarily those with substantial investable assets, by providing retirement-income planning through a centralized consulting team. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports and offers a broad range of advisory, brokerage, and insurance solutions.

Noah Roberts is a financial advisor with Equitable Advisors in Troy, MI. He holds a Series 66 designation and has approximately one year of industry experience. His prior work experience includes roles at Ashford Inc., Hilti North America, and involvement with Baylor Business Fellows. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing a range of third-party and proprietary investment solutions.

Kevin McCarthy is a financial advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Wall Street Financial Group, Inc. Outside of his advisory role, he serves as president of the Long Lake Pines Association, managing budgeting, finance controls, and community operations. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization supported by advanced tools and multiple managed account options.

Dion Stevens is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and The Auto Club Group. Outside of financial services, he worked at Asphalt Specialist, Inc. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and various affiliated non-securities products and services.

Michael Ringler is a financial advisor at Mass Mutual Investors Services with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at various firms including Avantax and Cetera. He is also the owner of Ringler Wealth, LLC, a financial services business in Clinton Township, Michigan, where he serves as an insurance broker and manages client relationships. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, goal-oriented planning engagements using firm-approved analytical tools, with optional implementation of recommendations through brokerage or insurance arrangements.

Darren Welch is a financial advisor at Ameriprise with a Series 66 credential and one year of industry experience. Prior to joining Ameriprise, he held positions at Ally Bank and has worked in various roles including at educational institutions and hospitality businesses. He is based in Troy, MI. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Jason Baird is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Aurora Securities, Concorde Investment Services, and Hantz Financial Services. Outside of his advisory work, he serves as a non-voting board member of Verlinde Insurance Agency, a licensed insurance corporation. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporations, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment process centers on model-based asset allocation and portfolio optimization, supported by various tools and multiple program offerings.