Jeffery Leaf is a financial advisor at Merrill Lynch Wealth Management, where he works with the Locniskar Pursel Biddinger Nienberg Rochow Group. The team focuses on wealth and investment management for affluent individuals, family offices, and institutions with complex needs, offering custom solutions and servicing multiple generations of family wealth. Jeffery collaborates closely with a limited number of clients including business owners, corporate executives, professionals, philanthropists, and foundations to address their complex financial challenges and investment decisions. With over twenty years of experience in wealth and investment management, Jeffery has served as a private portfolio manager and market leader at one of the world's largest investment managers. His background includes servicing large and complex investment teams and their clients in the Midwest, providing him with a distinctive perspective for creating custom plans and implementing risk-managed solutions. Jeffery holds the Chartered Financial Analyst (CFA) designation and the Personal Investment Advisor (PIA) certification. He earned his master's degree from Walsh College and his bachelor's degree from the University of Michigan. Jeffery is a member of the CFA Society of Detroit, and participates in community organizations including American Corporate Partners, Gift of Life Michigan, and Michigan Eye Bank. He resides in Oakland Township with his wife and four daughters. Outside of work, Jeffery enjoys biking, golfing, ice hockey, ice skating, music, scuba diving, skiing, traveling, and spending time with his family.

Dylan Seibold is a financial advisor with LPL Financial based in Sterling Heights, MI, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial and Genisys Credit Union, he worked as a general contractor and has experience in pest control and higher education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joseph Prechtel is a financial advisor with Equitable Advisors in Troy, MI, holding a Series 66 designation and two years of industry experience. His prior roles include positions at VMG Health, T. Rowe Price, Prudential Financial, and Doordash. Outside of his advisory work, he operates a separate business under the name At Aspen LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and various asset-management programs through a network of Investment Adviser Representatives. The firm utilizes a range of advisory models, including third-party sponsored programs, and offers ERISA fiduciary services to qualified plans.

Troy Allen is a financial advisor at Charles Schwab with 29 years of industry experience. He has been with Charles Schwab Bank and Charles Schwab & Co. since 2005. Outside of his advisory role, he serves as the Grand Rapids Chapter President of the Ruffed Grouse Society & American Woodcock Society, where he leads the planning team for chapter events. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by its integrated operational structure and centralized service model.

David Vera is a CFP® professional with 17 years of industry experience, currently serving at Charles Schwab in Troy, MI since 2014. He holds the Series 66 designation and has been involved with Charles Schwab bank and Charles Schwab over the past 12 years. Vera is a board member of the Boys & Girls Club of Troy, participating in community outreach and fundraising activities. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Jennifer Galey is a CFP® professional with 14 years of experience, currently with Ameriprise in Troy, MI. She has been with Ameriprise and its affiliated entities since 2010, including a role at Key Management Group from 2010 to 2018. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Lauren Doherty is a Financial Advisor at Merrill Lynch Wealth Management, serving clients in the Mid Michigan area. She focuses on being a resource and advocate to help clients achieve their financial aspirations by providing thoughtful investment guidance, proactive planning, and comprehensive wealth management solutions. Lauren earned a Bachelor's degree in Finance from the Eli Broad College of Business at Michigan State University. She holds the Personal Investment Advisor (PIA) designation and has experience in retirement planning, family wealth management strategies, college education planning, small business strategies, and women and wealth. Prior to joining Merrill, Lauren worked at Equitable Advisors, where she specialized in helping public school educators with retirement planning. Outside of her professional role, Lauren coaches sideline and competitive cheerleading for Bridgeport High School and is involved with the Frankenmuth Jaycees. She enjoys spending time with her family, camping, cooking, dancing, gardening, music, painting, and skiing.

Nancy Papo is a financial advisor with Equitable Advisors in Troy, MI, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Her prior work includes roles at Centaurus Financial, Inc. and Ameriprise. She also serves as a FINRA arbitrator in a non-investment capacity, hearing arbitration cases and deciding outcomes based on evidence. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs delivered through a network of Investment Adviser Representatives and third-party managers.

Sally Hawk is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She previously worked with Gordon Financial Advisory Services and FSC Securities Corporation for over two decades. Outside of advisory services, she owns a tax preparation and accounting business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of advisory and brokerage services supported by advanced research tools and a broad platform of financial products.

Lauren Ruggirello is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her work history includes multiple roles at Merrill and Bank of America, as well as positions outside the financial services sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Rebecca Glaeser is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. She has worked at Bank of America, N.A. and Merrill since 2003. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lewis Walterhouse II is a financial advisor with Raymond James & Associates, holding Series 63, Series 65, and Series 66 licenses and bringing 37 years of industry experience. He has worked at Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutional plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Robert Potter is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is involved in managing a restaurant and bar business in Ferndale, MI, and serves as Managing Director of Generational Consulting Services, LLC, which provides payroll and business account services. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria, delivering tailored recommendation reports that incorporate detailed income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, emphasizing managed accounts and utilizing algorithmic tools overseen by dedicated committees.

Taylor King is a financial advisor with Thrivent Investment Management, holding a Series 66 credential and one year of industry experience. Prior to joining Thrivent, King worked at the Department of Defense and has a background that includes roles at Lucianos and Aloia & Associates. Outside of advisory work, King is the CEO and founder of Naturally King LLC, a business that sells all-natural skincare products through local vendor shows. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering written, holistic financial planning that covers a broad range of topics but does not include implementation of recommendations. The firm’s approach combines planning with managed-account programs under a consolidated billing option while maintaining separate service functions.

Todd Hoover is a financial advisor with LPL Financial in Macomb Township, MI, holding Series 63 and Series 65 designations and 41 years of industry experience. He previously worked for National Planning Corporation for 10 years before joining LPL Financial in 2017. Hoover also has experience as a fixed insurance and annuity agent and operates Hoover Financial Services as a DBA for his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Grant Juth is a financial advisor at UBS Financial Services with six years of industry experience. He has worked at UBS since 2019 and previously held positions at Milwaukee Tool, Team TTI, and the University of Michigan. He holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and capital markets solutions.

Peter Andrew is a CFP® with eight years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. in Troy, MI. He has worked with firms including Andrew Financial, Inc. and FCA, US LLC. Outside of his advisory role, he serves on the advisory board of Jeep Jamboree USA, where he participates in business decisions and client events. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning supported by analytical modeling and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Michael Cayen is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Investment and Legend Equities Corporation. Outside of advising, he owns and operates Cayen Financial Services LLC and Ohana Wealth Advisory and also works as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and proprietary model strategies.

Wade Masen is a financial advisor with LPL Financial, holding a Series 63 credential and over 40 years of industry experience. His prior roles include long tenures at Sigma Planning Corporation, Sigma Financial Corporation, and Masen, Frantz & Associates. Outside of his advisory work, he has involvement with insurance sales through WMS LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kurt Schuster is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial since 2010. He provides personal income tax preparation and planning services through Qolity Tax and is involved in other business ventures including a business ownership role at MOB Industries. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and research resources.