Thomas Luxem is a financial advisor with Ameriprise in Edina, MN, holding the ChFC® and Series 63 designations and bringing 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 1994. Outside of advisory work, he is involved in tax preparation through his ownership of Pinnacle Tax Solutions and is a managing partner or co-owner in multiple LLCs used for business expense and financial management. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on tax-aware withdrawal strategies and dependable income sources for clients nearing or in retirement. The firm’s retirement income planning utilizes proprietary research, algorithmic tools, and a centralized service team to produce customized, non-discretionary recommendations aligned with clients’ specific asset and Social Security considerations.

Annette Printup is a Series 66-licensed financial advisor with Ameriprise in Edina, MN, and has 19 years of industry experience. Her career includes multiple roles at Ameriprise dating back to 2006, along with a brief tenure at LPL Financial. Outside of her advisory work, she serves as a youth director at Redeemer Lutheran Church. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, notable for its Premier Retirement Income service that provides tailored retirement income planning advice supported by proprietary research and algorithmic tools.

Brian Schaap is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. His prior experience includes roles at Waddell & Reed Inc and various insurance carriers, as well as operating his own firm, Brian Schaap LLC. Schaap has also worked with Mercy Vineyard Church and is licensed as an agent with Crump Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services with access to research, model portfolios, and various portfolio management options.

Scott De Graff is a financial advisor with Thrivent Investment Management in Eagan, MN, holding a Series 66 designation and six years of industry experience. Prior to his current role at Thrivent, he worked for AEGIS Therapies for 16 years. Outside of financial advising, he works as a physical therapist on an as-needed basis. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a nationwide network of advisors, focusing on holistic, goal-based analyses that include retirement, tax, estate, and special needs planning. The firm offers a consolidated billing option called “WealthPlan” that integrates planning with managed accounts while keeping the services separate.

Jackson Woolems is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and seven years of industry experience. Prior to joining Cambridge in 2023, he worked at Thrivent Financial and Thrivent Investment Management Inc. from 2019 to 2023. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm employs a variety of investment strategies and platforms tailored to client objectives and maintains institutional features such as advisor transition programs and documented compliance processes.

Maxwell Schermerhorn is a financial advisor with LPL Financial in Eagan, MN, holding Series 63 and Series 65 licenses and nine years of industry experience. His previous roles include positions at Natixis Advisors, Natixis Distribution, Blue Line Financial, NYLIFE Securities, and New York Life Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and employs strategic and tactical model portfolios supported by research from LPL Research and third-party subadvisors.

Todd Grace is a financial advisor with Edward Jones in Rosemount, MN, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory and investment solutions through a large network of financial advisors and branch offices across the United States.

Michael Stenach is a financial advisor at Equitable Advisors in Minneapolis, MN, holding Series 63 and Series 66 licenses with 21 years of industry experience. He has worked at Equitable Advisors since 2013 and was previously with Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed third-party managers to deliver a range of advisory and brokerage solutions.

Abigael Papa is a financial advisor at Raymond James Financial Services Advisors, Inc. in Bloomington, MN, holding a Series 66 designation with one year of industry experience. Prior to entering the financial advisory field, she worked in various roles including with the Minnesota Department of Employment and Economic Development and public school systems. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advisory services supported by analytical tools and emphasizes municipal and public finance advisory capabilities.

Pam Schroeder is a financial advisor at Morgan Stanley with 27 years of industry experience. She has been with Morgan Stanley since 2014 and holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management provides a broad range of advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Parker Shannon is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. His prior work includes positions in education and customer service. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Jason Erno is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, he worked at Thrivent Financial and PRGI. Outside of his advisory role, he works as a rideshare driver for Uber, Lyft, and HICH on a flexible schedule. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Shelly Enger is a financial advisor at LPL Financial with 25 years of industry experience. She holds the Series 63 and Series 65 licenses and has previously worked at Diversified Financial Group and FSC Securities Corporation. Outside of her advisory role, she owns D & S Tax Service, a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Jacob Kettwig is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 19 years of industry experience. He previously worked at Diversified Financial Advisory Group and FSC Securities Corporation. Kettwig is also the owner of Diversified Financial Group of Lakeville LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple investment platforms and proprietary model strategies, with both discretionary and non-discretionary implementation tailored to client objectives.

John Copouls is a financial advisor at Osaic with 19 years of industry experience. He holds a Series 66 credential and previously worked for SagePoint Financial, Inc. for 14 years. Outside of his advisory role, he is a certified public accountant who prepares individual and small business tax returns and provides tax planning services through his firm, Copouls Financial. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of advisors and multiple platforms. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to construct and manage portfolios with a range of investment options.

Joshua Wyman is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 63 designation and has been with Ameriprise since 2012. Outside of his advisory role, Wyman is involved with Centennial Group II, LLC, a business managing costs of office space for advisors and staff. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning. The firm’s approach includes the use of proprietary research, third-party data, and structured withdrawal strategies within a defined investment universe influenced by affiliated products.

Jeffrey Wahl is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and 66 licenses and bringing 26 years of industry experience. He has been with Raymond James and its affiliated entities since 2008. Wahl owns Wahl & Wire Wealth Capital Partners LLC, a support company operating within the securities business. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to illustrate potential outcomes, supporting clients through advisory programs and specialized consulting services.

Angela Rice is a financial advisor at RBC Capital Markets with 21 years of industry experience. She holds a Series 66 designation and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ advisory risk profiles.

Magdalena Werger is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2023. Outside of her advisory role, Werger is a ballet instructor with Victoria Dance Productions in Edina, MN. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports and combining research with modeling and tax-efficiency analysis. As a large institutional firm, Ameriprise also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Margo Clarke is a financial advisor with Ameriprise in Minneapolis, MN, holding Series 63 and Series 65 licenses and 35 years of industry experience. Her prior roles include positions at Bank of America and Merrill Lynch. Outside of her advisory work, she has involvement in real estate ownership unrelated to investment activities. Ameriprise serves clients primarily through retirement-income planning, offering tailored recommendation reports and a range of advisory, brokerage, and insurance solutions. The firm’s approach integrates research, modeling, and tax-efficiency analysis, with a focus on clients meeting specific asset thresholds and emphasizes the use of Ameriprise-managed accounts.