Mohammad Vedadi is a financial advisor at OSAIC with 20 years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2023, he worked at Sagepoint Financial, Inc. for 13 years and Ameriprise for one year. He owns Vedadi Wealth Management, an S-Corp through which he manages business operations, and is also a licensed insurance agent providing life, disability, long-term care insurance, and annuities. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and various portfolio management programs. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance analysis and offers discretionary and advisor-managed strategies.

Todd Terhorst is a financial advisor at OSAIC with 32 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Arbor Point Advisors and Securities America Advisors, Inc. Outside of advisory services, he is a guitar player in a band called Empty Attic. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and model-based portfolio management. The firm supports various client types, from individual investors to charities and corporate clients, emphasizing asset allocation and portfolio optimization.

David Born is a Certified Financial Planner (CFP®) with 41 years of industry experience, currently serving as a financial advisor at Stifel, Nicolaus & Co., Inc. since 2001. He holds Series 63 and Series 65 licenses and is based in Golden Valley, Minnesota. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses intended to inform client decisions.

Pravin Parekh is a financial advisor with LPL Financial in Plymouth, MN, holding a Series 66 designation and 24 years of industry experience. His prior experience includes roles at Waddell & Reed, Inc., Merrill, and various insurance carriers, as well as operating his own ventures such as Parekh Group, Inc. and Pradeep Pravin Real Estate. He has also been involved with the Hopkins Center for the Arts. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, model portfolios, and institutional platforms.

Henry Schulenberg is a financial advisor with RBC Capital Markets based in Wayzata, MN. He holds a Series 66 designation and has four years of industry experience, including previous roles at City National Bank and SkyView Partners. He graduated from St. Olaf College. RBC Wealth Management serves a diverse client base ranging from individual investors to institutions, offering a variety of advisory programs that provide portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies according to each client’s risk profile and utilizes both in-house and third-party managers to implement portfolios.

Melissa Olson is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds a Series 63 designation and has previously worked at The Oak Ridge Financial Services Group, Inc., Landmark Creations, RBC Capital Markets, and CH Robinson. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Callie Gracie is a financial advisor at Ameriprise with five years of industry experience and a Series 66 credential. Her prior roles include positions at LPL Financial, Cetera, Charles Schwab, TD Ameritrade, and Questar Capital Corporation. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on dependable income and tax-aware withdrawal strategies. The firm’s investment approach incorporates proprietary research and third-party data within a defined investment universe influenced by affiliated product relationships.

Nicholas Kouchoukos III is a financial advisor at Thrivent Investment Management with two years of experience in the industry. He holds a Series 66 designation and has worked at various Thrivent entities as well as Advanced Wealth Management and Winnesota. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive, goal-based financial analyses and planning without discretionary trading authority. The firm enables clients to combine planning with managed accounts through a consolidated billing option while keeping services administratively separate.

Kathleen Freiderich is a financial advisor with Wells Fargo Advisors in Wayzata, MN, holding a Series 63 designation and 33 years of industry experience. She previously worked at UBS Financial Services Inc. for 13 years before joining Wells Fargo Advisors. Kathleen is also a commissioned notary in the state of Minnesota. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through meetings and written summaries.

Joseph Macdonald is a financial advisor with Ameriprise in Edina, MN, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Wells Fargo Bank and RobertHalf, as well as positions at the University of St. Thomas and CoreResources. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, supported by a centralized consulting team and an emphasis on assets held in Ameriprise Managed Accounts.

David Webb is a Series 66-licensed financial advisor at UBS Financial Services in Wayzata, MN, with five years of industry experience. Before joining UBS in 2019, he worked at General Purpose Movers and the Eau Claire Area School District. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Derrick Damm is a financial advisor with Cetera in Edina, MN, holding ChFC®, Series 63, and Series 65 designations and bringing 24 years of industry experience. He previously worked at Foresters Financial and Foresters Investors Advisory Services, LLC before joining Cetera in 2019. He also serves as a trustee for the D&D Voehl Trust. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over 10,000 advisors nationwide.

Kirk Ottenbacher is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and having seven years of industry experience. He has been with Wells Fargo Bank since 2012 and Wells Fargo Clearing since 2018. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party sources.

Jolene Pioske Breyer is a financial advisor at Ameriprise with eight years of industry experience. She holds the Series 66 designation and has been with Ameriprise since 2017, including her current role starting in 2020. Outside of her advisory work, she serves as Vice Chair on the Southwest Metro Chamber of Commerce Board of Directors and co-facilitates a local networking group, MEANT, in Minnetonka. Ameriprise is a large institutional firm that offers retirement-income planning services for clients typically holding at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary retirement income recommendations.

Macabe Thoen is a financial advisor with Ameriprise in Eden Prairie, MN, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise in 2023, he worked at Crown College and Minnewaska Area Schools. Outside of advising, he serves as a shot clock operator for Concordia Academy girls' basketball games. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jonathan Hemmesch is a financial advisor with Edelman Financial Engines in Minnetonka, MN, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Ameriprise, Fidelity Brokerage Services LLC, and BerganKDV Wealth Management. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Ryan Alstead is a Series 66 licensed financial advisor with RBC Capital Markets in Wayzata, Minnesota, bringing 24 years of industry experience. He has been with RBC Capital Markets since 2008 and also works with City National Bank. Outside of his advisory role, he serves on the board of Wayzata Plymouth Youth Football, where he is responsible for purchasing football equipment. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Paul Krueger is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 44 years of industry experience. He has worked at Cetera and its related entities since 2021 and previously spent seven years with VOYA Financial Advisors. He also operates as an independent insurance agent and owns Krueger Planning Company, which sells and services insurance, securities, and investment products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Joshua Lerud is a financial advisor with Edward Jones, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at United Health Group for eight years and has experience in the hospitality industry with Olive Garden. Outside of financial advising, he performs house maintenance and tenant replacement activities related to rental properties. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 advisors. The firm provides discretionary and non-discretionary solutions, affiliated mutual funds, and operates under a fiduciary standard.

Jill Kragthorpe is a Series 66 licensed financial advisor with Wells Fargo Clearing, with 13 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she owns and operates Jill Kragthorpe Photography. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients by providing investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.