Joseph Macdonald is a financial advisor with Ameriprise in Edina, MN, holding a Series 66 designation and one year of industry experience. His prior work includes roles at Wells Fargo Bank and RobertHalf, as well as positions at the University of St. Thomas and CoreResources. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports, supported by a centralized consulting team and an emphasis on assets held in Ameriprise Managed Accounts.

David Webb is a Series 66-licensed financial advisor at UBS Financial Services in Wayzata, MN, with five years of industry experience. Before joining UBS in 2019, he worked at General Purpose Movers and the Eau Claire Area School District. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Derrick Damm is a financial advisor with Cetera in Edina, MN, holding ChFC®, Series 63, and Series 65 designations and bringing 24 years of industry experience. He previously worked at Foresters Financial and Foresters Investors Advisory Services, LLC before joining Cetera in 2019. He also serves as a trustee for the D&D Voehl Trust. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with over 10,000 advisors nationwide.

Jolene Pioske Breyer is a financial advisor at Ameriprise with eight years of industry experience. She holds the Series 66 designation and has been with Ameriprise since 2017, including her current role starting in 2020. Outside of her advisory work, she serves as Vice Chair on the Southwest Metro Chamber of Commerce Board of Directors and co-facilitates a local networking group, MEANT, in Minnetonka. Ameriprise is a large institutional firm that offers retirement-income planning services for clients typically holding at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary retirement income recommendations.

Macabe Thoen is a financial advisor with Ameriprise in Eden Prairie, MN, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise in 2023, he worked at Crown College and Minnewaska Area Schools. Outside of advising, he serves as a shot clock operator for Concordia Academy girls' basketball games. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Jonathan Hemmesch is a financial advisor with Edelman Financial Engines in Minnetonka, MN, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His prior roles include positions at Ameriprise, Fidelity Brokerage Services LLC, and BerganKDV Wealth Management. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Ryan Alstead is a Series 66 licensed financial advisor with RBC Capital Markets in Wayzata, Minnesota, bringing 24 years of industry experience. He has been with RBC Capital Markets since 2008 and also works with City National Bank. Outside of his advisory role, he serves on the board of Wayzata Plymouth Youth Football, where he is responsible for purchasing football equipment. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Paul Krueger is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 44 years of industry experience. He has worked at Cetera and its related entities since 2021 and previously spent seven years with VOYA Financial Advisors. He also operates as an independent insurance agent and owns Krueger Planning Company, which sells and services insurance, securities, and investment products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets through a network of more than 10,000 advisors.

Joshua Lerud is a financial advisor with Edward Jones, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at United Health Group for eight years and has experience in the hospitality industry with Olive Garden. Outside of financial advising, he performs house maintenance and tenant replacement activities related to rental properties. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies, supported by a nationwide network of more than 23,000 advisors. The firm provides discretionary and non-discretionary solutions, affiliated mutual funds, and operates under a fiduciary standard.

Jill Kragthorpe is a financial advisor with Wells Fargo Clearing in Wayzata, MN, holding a Series 66 designation and 12 years of industry experience. She has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors. Outside of her advisory role, she owns and operates Jill Kragthorpe Photography. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s approach is IPS-driven and incorporates a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Peder Hertsgaard is a financial advisor at OSAIC with 20 years of industry experience and holds a Series 66 designation. His prior roles include positions at Woodbury Financial Services and Questar Asset Management. Outside of his advisory work, he provides private baseball instruction. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services along with financial planning and retirement plan consulting. The firm employs a range of asset allocation tools and supports both discretionary and non-discretionary portfolio management across various investment vehicles.

Joy Nagle is a financial advisor with Raymond James Financial in Bloomington, MN, holding a Series 66 designation and 16 years of industry experience. She has worked at Raymond James Financial Services Advisors, Inc. and Raymond James Financial Services, Inc. since 2016. Outside of advisory work, she is an associate at NorthStar Asset Management, where she handles account maintenance and client communications. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, while also maintaining specialized programs in municipal finance and SIMPLE IRA employer advisory services.

Jessica Hindermann is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley since 2010. Morgan Stanley Wealth Management serves individuals and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Angela Mather is the Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2018. In this role, she partners with clients to help them grow and protect their wealth through a structured five-step financial planning process. This process includes understanding clients' current financial situations, creating written financial plans, proposing strategies, implementing next steps, and monitoring the plan as financial and life events occur. Angela has extensive experience in the financial services industry, having held several positions at Fidelity Investments since 2009, including Financial Consultant, Investments Representative, Private Client Specialist, and Financial Representative. Prior to joining Fidelity, she worked as a Registered Client Service Associate at Raymond James and Associates from 2007 to 2009. She holds a California Insurance License. Outside of her professional work, Angela enjoys cooking and baking, participating in family activities, and engaging in outdoor pursuits such as hiking, running, yoga, and other outdoor adventures.

Michael Walker is a financial advisor at UBS Financial Services with 27 years of industry experience. His background includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining UBS in 2019. He holds Series 63 and Series 66 credentials. UBS Financial Services serves individual, corporate, and institutional clients with a broad range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based allocations to tailor investment plans according to clients’ goals and risk tolerances.

Robert Liddle is a financial advisor with Cetera and holds a Series 63 designation. He has 31 years of industry experience, including prior roles at Foresters Financial and Foresters Investors Advisory Services. He is the sole owner of Liddle Consulting, a separate business entity for tax purposes. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutions, offering a range of portfolio management and financial planning services through a large network of independent advisors.

Nicholas Maiers is a financial advisor with Edward Jones in St Louis Park, MN, holding a Series 66 designation and eight years of industry experience. He previously worked at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, he is a partner in ShortSide LLC, a retail business that partners with local hockey associations for fundraising through hockey tape and apparel sales. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services.

Eszter Tamas is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 designation and has previously worked at JP Morgan Securities, JP Morgan Chase Bank, and Ameriprise Financial Services. Tamas has been with Morgan Stanley Smith Barney LLC since 2018. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, with an emphasis on advisory roles rather than individual security recommendations.

Jeffrey Doughty is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Prior to this, he worked at Presbyterian Homes and Services for six years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory programs and investment strategies through a large network of financial advisors and branch offices nationwide.

Peter Vickery is a CFP®-designated financial advisor with Merrill in Wayzata, MN, with 47 years of industry experience. He has been with Merrill since 1978 and Bank of America since 2009. Outside of his advisory role, he serves as a City Council Member for Minnetrista, Minnesota, where he participates in local government oversight. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.