Scott Munro is a CFA® charterholder and holds a Series 66 license, with five years of industry experience. He has worked at Morgan Stanley since 2020, including a role at Morgan Stanley Private Bank, N.A. since 2025, and briefly at RBC Wealth Management in 2020. His early career includes multiple positions at the University of Wisconsin-Eau Claire and roles in various businesses unrelated to finance. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets with a planning process that uses structured discovery and firm-approved tools.

Mark Ogren is a Senior Financial Advisor with Merrill Lynch Wealth Management. He offers comprehensive wealth management services that begin with understanding each client's unique financial situation and priorities, then developing customized strategies that adapt to changing needs and market conditions. Mark provides access to investment insights from Merrill and banking services through Bank of America to support various aspects of clients’ financial lives. His areas of expertise include college education planning, family wealth management, managing new wealth, personal retirement planning, portfolio management, socially responsible and values-based investing, as well as individual and corporate investment strategies. Mark holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the University of Minnesota Duluth. Outside of his professional work, Mark is actively involved in community activities such as church and school functions, youth sports coaching, and high school football coaching. His personal interests include biking, boating, football, golfing, hunting, skiing, spending time with his family, traveling, and yoga.

Morgan Owens is a CFP® with 12 years of industry experience and has been with Edward Jones since 2013. He holds the Series 66 designation and is based in Bloomington, MN. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth and non-high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors offering a range of discretionary and non-discretionary strategies under a fiduciary standard.

Brandon Enriquez serves as Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. He has accumulated over 25 years of experience in the financial services industry, with a career that includes roles such as Account Executive at Fidelity Investments, Financial Advisor positions at Transamerica, UBS, and Waddell and Reed, as well as Advisor Assistant roles at Citigroup, Wachovia Securities, and Dain Rauscher, and Broker at American Express Financial Advisors. Brandon is committed to providing sound and collaborative financial guidance tailored to the unique needs of individuals and families. He prioritizes delivering a superior level of service to help clients work toward their financial goals. He holds an Arkansas Insurance License. Outside of his professional work, Brandon has interests in fitness, football, golf, reading, traveling, and volunteering.

Michael Woods is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Ameriprise since 2021. His prior experience includes roles at Wipfli Financial Advisors, The Leaders Group, Allianz Life Financial Services, and GBS Insurance and Financial Services. Woods also works as an Associate Financial Advisor with Paragon Operations, LLC, providing client service and administrative support within the Ameriprise franchise. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm delivers non-discretionary, research-driven recommendations combining modeling and tax-efficiency analysis, supported by a centralized consulting team and algorithmic automation.

Glory Rodewald is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Wells Fargo Clearing in 2024, she worked at Wells Fargo Bank, N.A. since 2021 and was employed by Noodles and Company from 2015 to 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services tailored to plan objectives and demographics. The firm’s advisory process is IPS-driven and includes insurance-related investment options alongside traditional products.

Erik Eide is a financial advisor with Wells Fargo Advisors, holding a Series 66 credential and 19 years of industry experience. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. Outside of his advisory role, he owns and manages a business unrelated to investment activities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include cash-flow, retirement, and specialized services such as business-owner transition and special-needs analysis.

Maggie Murphy is a financial advisor at UBS Financial Services with one year of industry experience. She holds a Series 66 designation. Prior to joining UBS, she worked at GEAR Running Store and held roles at Texas Health Orthopedic Specialists and Texas Orthopedic Specialists. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor financial plans.

Reid Saarela is a financial advisor with Equitable Advisors in Minneapolis, MN, holding a Series 66 designation and five years of industry experience. His background includes roles at DoorDash, TLC of Duluth, and the University of Minnesota Duluth. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party asset managers.

Jana Vaudreuil is a financial advisor at UBS Financial Services with six years of industry experience. She holds a Series 66 designation and has held roles at UBS and Coyote Logistics, among other positions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Bruce Olson is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Prudential Equity Group, LLC. He is based in Edina, MN. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Joshua Waterman is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 designations. He has 20 years of industry experience, including six years at Ameriprise Financial Services. Outside of his advisory role, he serves as a board member for the Wyndemere Homeowners Association and works as a firefighter with the Apple Valley Fire Department. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing collaborative planning relationships and educational seminars, focusing on recommending investment categories and strategies rather than specific products.

Bryant Stein is a financial advisor with Ameriprise in Excelsior, MN, holding Series 63 and Series 66 licenses and five years of industry experience. His work history includes roles at The Huntington Investment Company, Wells Fargo, Merrill, and the Army National Guard. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning with written recommendations and ongoing advice. The firm’s approach includes asset allocation strategies and Social Security claiming options, supported by investment research and algorithmic tools, and incorporates managed account assets within a defined investment ecosystem.

Patrick Sell is a financial advisor with Ameriprise in Eden Prairie, MN, holding a Series 66 designation and 24 years of industry experience. He has worked at Ameriprise since 2017 and previously at DWS Investments Distributors, Inc. Sell is also the owner of PLGPM, a business managing his Ameriprise practice. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations through a centralized consulting team.

Aaron Larson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at LPL Financial since 2006, following two years at Wells Fargo Investments. Larson also owns and operates an insurance agency, WaterRock Financial, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Charmaine Ouellette is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 26 years of industry experience. She has worked at Wells Fargo Clearing since 2016. Outside of her advisory role, she is involved with FAB Weddings, LLC, where she serves as a banquet server. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines in-house research and third-party analytics with diversification principles to support its investment solutions.

Jenny Hetland is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

Michelle Bonin is a financial advisor with Ameriprise in Savage, MN, holding a Series 66 designation and 18 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2007. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach and offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Natalie Burns is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. Her career includes roles at LPL Financial since 2017, the National Planning Corporation from 2016 to 2017, and running Burns Brothers Financial Group since 2001. In addition to advising, she is a licensed independent insurance agent and self-employed tax preparer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Dale Skogstad is a financial advisor with LPL Financial, holding CFP® and CFA® designations and bringing 12 years of industry experience. His prior roles include positions at Brighton Jones, Marquette Wealth Management, CliftonLarsonAllen Wealth Advisors, and Dimensional Fund Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by a large network of investment adviser representatives.