Michael Guaman is a financial advisor at Vanguard Advisers with five years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at The Vanguard Group, Financial Synergies Wealth Advisors, GWFS Equities, Quicken Loans, JPMorgan Chase Bank, J.P. Morgan Securities, Capital One Bank, and Wells Fargo Bank. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mostly from Vanguard funds and ETFs, and manages a large client base with a combination of digital tools and advisor teams.

Randall White is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently with Vanguard Advisers and has previously worked at J.P. Morgan Chase Bank, J.P. Morgan Securities, Morgan Stanley Private Bank, and Morgan Stanley. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform combined with advisory teams.

Andrea Burkhalter is a financial advisor with Raymond James & Associates in Frisco, TX, holding Series 63 and Series 65 registrations and bringing 23 years of industry experience. Her career includes roles at Morgan Stanley Smith Barney, American General Life Insurance, AIG Capital Services, and Ameriprise Financial Services. She has been with Raymond James & Associates since 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Kibb King is a financial advisor with RBC Capital Markets in Frisco, TX, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has previously worked with Elite Financial Management, Raymond James Financial Services, and LPL Financial. Outside of his advisory work, King is involved in managing rental properties. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored portfolio management and financial planning through multiple advisory programs. The firm combines in-house and third-party investment managers and includes access to alternative investments and integrated lending services.

Paul Bateman is a financial advisor with Ameriprise in Plano, TX, holding Series 63 and Series 65 licenses and 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Morgan Kennedy is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill since 2009 and Bank of America since 2003. Outside of his advisory role, he is a partner in a family real estate investment LLC. Merrill provides managed account services through its Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Mary Todd is a financial advisor with LPL Financial in Carrollton, TX, holding Series 63 and Series 65 credentials and 10 years of industry experience. Prior to joining LPL Financial in 2021, she worked at several firms including Steve L. Vinson, CPA, Avantax Advisory Services, and Lewis Rubinstein, CPA. She is also the owner of My Own Money, P.C., a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing research, model portfolios, and technology such as machine learning across discretionary and non-discretionary management strategies.

Robert Straight is a financial advisor at RBC Capital Markets in Frisco, TX, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with RBC Capital Markets since 2014 and previously worked at City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with customizable investment strategies implemented through both in-house and third-party managers.

Cameron Ratcliff is a financial advisor with Stifel in Denton, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Stifel, he worked at UDC Global, LLC, Stream Realty Partners, LP, and Huselton, Morgan, & Maultsby, P.C. He serves as a board member for the Cole Ranch Improvement District No. 2 of Denton County, Texas. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm provides episodic fee-based financial planning and is involved in private funds, municipal placements, and operates alongside affiliated trust companies and banks.

James Garza is a financial advisor at Vanguard Advisers with 8 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley, E*TRADE Capital Management, Wells Fargo, and TD Ameritrade. Outside of his advisory roles, he is involved in entrepreneurial activities through ownership interests in J 5 Family Forever LLC and JG5 Industries. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs with various customization options, and serves a large client base through a combination of digital platforms and advisory teams.

Thomas Williams is a financial advisor at Vanguard Advisers with two years of industry experience. He holds a Series 66 designation and has worked in various roles at Vanguard entities since 2022. His background includes both financial services and educational positions. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach combines goal-based, algorithm-driven strategies with portfolios constructed mainly from Vanguard funds and ETFs, offering customization options such as ESG and tax-aware features.

John Hurlbut is a financial advisor with Edward Jones in Flower Mound, TX, holding Series 63 and Series 66 designations and 37 years of industry experience. He has been with Edward Jones since 1998 and also operates a farming and ranching business, Case Creek Ranch. Additionally, he serves on the finance committee for Christian Community Action in Lewisville, TX. Edward Jones is a full-service wealth management firm serving over four million clients, including individual and institutional investors. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Christopher Tave is a financial advisor at Vanguard Advisers with 20 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including The Vanguard Group, Gann Square of Nine Capital Advisors, Chelsea Advisory Services, Chelsea Financial Services, and TD Ameritrade. He is based in Plano, Texas. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and predominantly Vanguard funds and ETFs.

Matthew Mcconnell is a financial advisor with Ameriprise in Plano, TX, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked at Ameriprise and its related entities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Alison Silva is a Financial Consultant currently working at Fidelity Investments since 2021. She has been with Fidelity Investments since 2020, initially serving as a Financial Consultant I before her current role. Prior to joining Fidelity, Alison held several positions including National Accounts Director at NexPoint Securities from 2019 to 2020, Vice President Broker Dealer Relations at Legendary Capital from 2018 to 2019, and Vice President Product Management at SC Distributors from 2014 to 2018. Her professional background encompasses financial planning, investment strategies, and risk management. Alison's approach focuses on building trust and lasting relationships while developing tailored financial strategies aligned with clients' goals. She emphasizes client confidence and empowerment throughout the financial planning process.

Robert Roberti is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. His recent career includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Prior to that, he worked at Wells Clearing Services, LLC for 12 years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach employing proprietary models and primarily Vanguard funds and ETFs, managing a large client base through a combination of digital platforms and advisor teams.

Joshua Druz is a financial advisor at Vanguard Advisers with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Fisher Investments, J.P. Morgan Securities LLC, and Morgan Stanley. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios primarily with Vanguard funds and ETFs.

Stephen Koessl is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 26 years of industry experience. His prior roles include positions at Securities America Advisors and Voya Financial Advisors. Outside of advising, he is involved in a family-owned bakery business through KV BRISEIS LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, featuring discretionary and non-discretionary management supported by proprietary and third-party research.

Buffie Anderson is a Financial Advisor partnering with Tarver & Campbell Wealth Partners, where she focuses on developing relationships with both new and existing clients. With a background that includes working as a Registered Sales Associate at Merrill and experience in alternative investments such as Oil and Gas, Qualified Opportunity Zones, and DSTs, she brings a broad range of expertise to her role. Buffie specializes in areas including College Education Planning, Family Wealth Management Strategies, Services for Endowments, Foundations, and Non-profits, Special Needs Planning Strategies, Women and Wealth, and Sports & Entertainment. Buffie earned her Bachelor's Degree in Finance and Real Estate from Texas Tech University. She holds professional designations including Accredited Wealth Management Advisor (AWMA), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her professional philosophy centers on partnering with clients individually to create personalized financial strategies aimed at supporting their long-term goals. Beyond her professional work, Buffie has been actively involved in community service. She founded Prosperity Place, a 501(c)(3) non-profit providing therapy resources for children with special needs from 2006 to 2014, and has served on the Presidential Committee for Individuals with Intellectual Disabilities in Washington D.C. Additionally, she has been Chairperson of the Parent's Advocacy Committee for Angels of Care, a pediatric nursing agency, and currently collaborates with a team starting The GreenHouse, a non-profit that will provide day-habilitation services to adults with complex special needs. Buffie enjoys spending time with her three children and engages in activities such as basketball, cooking, dancing, football, interior decorating, scuba diving, and skiing.

Jeff Schuetts is a CFP® with 31 years of industry experience, currently affiliated with Merrill. He has worked at Merrill since 2007 and Bank of America, NA since 2009. Schuetts serves as a board member for the Denton County Housing Finance Corporation, which provides low-cost loans for housing assistance. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.