Amy Kohlert is a financial advisor at Edward Jones with 11 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2014. Based in Katy, TX, her practice is part of a large nationwide firm. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Jennifer Davies is a financial advisor at Morgan Stanley with 31 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Invesco Advisers, Inc. and Elite Marketing Group (ProEquities). She has been with Morgan Stanley since 2019. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services directly and through Corporate Financial Planning agreements.

John Wilson is a financial advisor at Osaic with 27 years of industry experience. He holds Series 63 and Series 66 licenses and worked previously for Lincoln Financial Advisors for 23 years. In addition to his advisory role, he offers various insurance products including health insurance, disability insurance, annuities, and long-term care insurance, and provides life settlements on life insurance policies through a sole proprietorship. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, retirement plan consulting, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct portfolios across multiple asset classes.

Parker Wagner is a Financial Advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. His prior roles include positions at Formentera Operations, Valero Energy Corporation, and Dynamic Systems. He has also been involved with Appelt Aggieland Visitor Center and Texas A&M University. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services tailored using proprietary research and model-based asset allocations.

Mark Leifrig is a CFP® professional at Edward Jones with eight years of industry experience. He has worked at Edward Jones since 2018 and previously spent three years at Santa Fe Relocation Services. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Nicholas Baker is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 11 years of industry experience. He has worked with IMG Financial Group and Minnesota Life Insurance Company, among others. Outside of his advisory work, he serves on advisory boards for the Harris County Municipal Utility District and the Houston A&M Club, and acts as a brand ambassador for Total Nutrition and Richmond Landing Family Dentistry. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and supports multiple program structures and investment options.

Michael Cothern is a Series 66-registered financial advisor with Mass Mutual Investors Services in Houston, TX, with two years of industry experience. Prior to joining Mass Mutual, he worked at Discount Sports Rings USA Inc and held roles at Turner Industries and Buc-ee's LTD. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, including recent additions in divorce, estate, and employer-sponsored planning.

Andrew Buchta is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with nine years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Kalyani Sanghavi is a financial advisor with Ameriprise in Sugar Land, TX, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to generate tailored retirement recommendations and delivers a broad range of advisory, brokerage, and insurance solutions.

Bruce Crawford is a financial advisor with Raymond James & Associates in Houston, TX, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has served as President and Director of the Harris County Municipal Utility District #189 Board since 2007. Outside of his advisory role, Crawford is President of Burnt Corn LLC, the general partner of Evergreen Partners Ltd, a family-owned business in which he and his siblings hold partnership interests. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Michelle Cohen is a Financial Consultant at Fidelity Investments, where she collaborates with clients to develop and implement customized financial plans utilizing Fidelity's technology. She has held this position since 2021. Prior to her current role, Michelle worked at Stavis & Cohen Financial in various capacities from 2015 to 2021, including Financial Advisor, Financial Planner, Client Service Associate, Insurance Coordinator, and Staff Assistant. This experience has contributed to her knowledge in financial planning and client services.

Maria Forero is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 37 years of industry experience. She has been with Raymond James since 2017 and previously worked at UBS Financial Services from 2010 to 2017. Outside of her advisory role, she manages a personal rental real estate business. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Clayton Nall is a financial advisor with LPL Financial in Sugar Land, TX, holding the Series 63 and Series 66 designations and bringing 27 years of industry experience. His prior work includes roles at Bank of America and Merrill Lynch. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, banks, corporations, and charitable organizations through a national network. The firm provides a range of advisory programs, financial planning, and retirement consulting supported by research and model portfolios.

Kenneth Albers is a Wealth Management Advisor with Merrill Lynch Wealth Management. In his role, he partners with clients to develop personalized financial strategies that align with their long-term goals, leveraging insights from Merrill and offering banking and lending solutions through Bank of America. Kenneth holds a Bachelor's Degree and a Doctorate from Rice University, as well as a Master's Degree from Southern Methodist University. He is designated as a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). Committed to community involvement, Kenneth volunteers with local organizations, reflecting the Merrill tradition of service.

Alfonso Duarte Rioseco is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 credential and 14 years of industry experience. He previously worked at Actinver Wealth Management and Actinver Securities from 2011 to 2019 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2019. Outside of advising, he is the sole proprietor of ADR Global LLC, which involves managing a private jet. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that include investment advisory and estate planning strategies.

David Harkins is a financial advisor at Merrill with 33 years of industry experience. He holds the Series 63 designation and has been with Merrill since 1992, also working at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zachary Short is a CFP® with six years of industry experience, currently serving as a financial advisor at Cetera. His prior roles include positions at IMG Financial Group, Minnesota Life Insurance Company, and Renaissance Financial. He serves as a board member for Harris County Water Control and Improvement District No. 158. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large network of independent advisors, offering portfolio management, financial planning, retirement services, and access to third-party money managers to individual, corporate, and institutional clients.

Adriana Penaloza is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has also worked with JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Anne Routon is a financial advisor at Raymond James & Associates with 33 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Raymond James since 2013. Outside of her advisory role, she owns a rental real estate property in Houston. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services with a range of portfolio management styles and is notable for providing municipal advisory services alongside market-making and execution roles in municipal and government bonds.

Carlo Valerio is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at UBS Financial Services for nine years. Outside of his advisory role, he is a part owner of Avance Alimentos, a company producing and distributing fresh food products in Mexico and the United States. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates structured discovery conversations and firm-approved tools, with services that include but do not rely on individual security recommendations.