Michael Kopfer is a financial advisor with Primerica Advisors in Sugar Land, TX, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with Primerica Advisors since 2002 and has over two decades of prior experience at Primerica Financial Services. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated Primerica companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and selectively managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure with oversight procedures to manage potential conflicts of interest.

Richard Childs is a financial advisor with UBS Financial Services in Sugar Land, TX, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS since 2014. Outside of his advisory work, he serves on the finance committee of St. Patrick's Catholic Church in Galveston, advising the pastor on church finances. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad array of capital markets services.

Erica Linton is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2024, she worked for Mendocino Farms for four years and Pappas Restaurants Inc. for seven years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brandon Parrino is a financial advisor with Mass Mutual Investors Services based in Houston, TX. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he has held positions at MassMutual Life Insurance Company and was employed by the United Football League. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and also features specialized planning programs such as divorce planning and estate-settlement services.

Karen Jankowski is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 registrations and bringing 39 years of industry experience. She has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and market simulations.

Loryn Woodard is a financial advisor at Edward Jones with seven years of industry experience. She has held roles at Edward Jones since 2018 and previously worked at First Community Credit Union from 2014 to 2018. Woodard holds a Series 66 designation and is based in Houston, TX. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Rebecca Earwood Grant is a financial advisor with Stifel in Houston, Texas, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at B. Riley Wealth Advisors, Inc and B. Riley Wealth Management. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Robert Rao is a financial advisor with Cambridge Investment Research Advisors, Inc. in Houston, TX, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior experience includes roles at Cantella & Co., Inc., Edward Jones, and Merrill. Outside of his advisory work, he is also active as a tennis coach. Cambridge Investment Research Advisors serves a diverse client base, including individuals, institutions, pension funds, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians. The firm provides both discretionary and non-discretionary management and offers proprietary model strategies under the Founders Gate Capital brand.

Albert Krohn Jr. is a financial advisor with RBC Capital Markets in Houston, TX, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with RBC Capital Markets since 2008. Outside of his advisory work, he is a passive owner of mineral rights in Ward County, Texas. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, tailored to clients' risk profiles and implemented through a combination of in-house and third-party investment managers.

Thuy Ngo is a financial advisor with Edward Jones in Houston, TX, holding Series 63 and Series 66 licenses with nine years of industry experience. Before joining Edward Jones in 2019, Ngo worked in real estate at FS Realty and Lone Star Realty, and also spent two years at HD Vest Investment Services. Ngo is involved in business activities outside finance, including ownership interests in two beauty salons and a construction company. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment advisory programs and maintains a large national network of advisors and branch offices.

Robert Clawson is a financial advisor with RBC Capital Markets in Houston, TX, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked at RBC Capital Markets since 2008 and joined City National Bank in 2025. Outside of his advisory role, he is involved with ACE Offshore LLC, a pass-through entity managing deer lease payments and related expenses. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Jay Brown is a financial advisor with Stifel in Houston, TX, holding a Series 63 designation and 57 years of industry experience. His prior work includes ten years at B. Riley Wealth Management followed by three years at B. Riley Wealth Advisors, Inc. before joining Stifel in 2025. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and advisory services with a proprietary investment analysis methodology developed by its Investment Strategy Group. The firm’s approach includes fee-based financial planning and guidance based on forward-looking capital market assumptions.

Scott Skinner is a financial advisor at RBC Capital Markets with 26 years of industry experience. He holds the Series 63, Series 65, and Series 66 licenses and previously worked at UBS Financial Services Inc for nine years. RBC Wealth Management serves a wide range of clients including individual investors, institutions, and charitable organizations, offering a variety of advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Camila Poleto Bernardi is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Her career includes 13 years at CitiGroup Global Markets before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2025. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. Their financial planning process uses structured discovery and firm-approved tools, emphasizing an advisory role without providing individual security recommendations in standalone plans.

Claudia Mollerup Madsen is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning services that utilize firm-approved tools and models to support client planning.

Justin Jenkins is a financial advisor with Raymond James & Associates in Houston, TX, holding a Series 66 designation and 13 years of industry experience. He has been with Raymond James since 2011. Raymond James & Associates is a large, nationally recognized broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering tailored financial planning and investment consulting services through multiple portfolio management styles and affiliated research.

Roxana Fierro is a financial advisor with Morgan Stanley in Houston, TX. She holds a Series 66 designation and has four years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured discovery processes and advanced modeling techniques.

Kien Thai is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, also having prior experience at Merrill and Wells Fargo earlier in his career. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Maily Cruz is a financial advisor with J.P. Morgan Securities in Sugar Land, TX, holding Series 63 and Series 66 credentials and nine years of industry experience. She has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program.

Citlalli Orduna is a financial advisor at Morgan Stanley with seven years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining Morgan Stanley Smith Barney LLC in 2019, she worked at J.P. Morgan Securities, J.P. Morgan Chase Bank, and Wells Fargo Bank. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools but generally acts in an advisory capacity without providing individual security recommendations as part of standalone plans.