Jae Yang is a financial advisor with MassMutual Investors Services who holds a Series 66 designation and has one year of industry experience. He is also president of Jae Jin Yang, CPA, PC, an accounting firm he founded in 2013. In addition to his advisory role, he manages J Plus Asset Management, LLC, providing financial planning and wealth management services. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations, offering financial planning, asset management, and educational seminars.

Eric Vo is a financial advisor at Merrill Lynch Wealth Management based in Austin, TX. He specializes in assisting high-net-worth clients and those experiencing significant financial events, such as retirement, business sale, or inheritance. Eric employs a comprehensive approach to wealth management that encompasses retirement income, wealth preservation, legacy planning, and personal wealth analysis to address the full spectrum of his clients' financial needs. Eric holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Accredited Wealth Management Advisor™ (AWMA), Chartered Retirement Planning Counselor™ (CRPC), and Personal Investment Advisor (PIA). He earned his bachelor's degree from the University of Houston System in 2018. With proficiency in both English and Vietnamese, Eric focuses on delivering customized, strategic financial guidance grounded in integrity and collaboration. Outside of his professional work, Eric is involved with community organizations such as Ascend Austin and the Austin Asian Community Health Initiative. His personal interests include badminton, camping, cooking, golfing, music, rock climbing, traveling, and volleyball.

Yifan O'Connor is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked with J.P. Morgan Securities and affiliated entities since 2017, previously spending time at Bank of America. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Robert Flores is a Series 66-licensed financial advisor with Equitable Advisors in Austin, TX, where he has worked since 2007, including time at Axa Advisors, LLC. He has 19 years of industry experience. Flores serves as vice president of finance for the Ingleside Education Foundation and holds board memberships with the Corpus Christi Estate Planning Council, the Greater Austin Hispanic Chamber of Commerce, and FINSECA. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm uses risk assessment to match clients with advisory program models or discretionary managers, leveraging both proprietary and third-party investment solutions.

Noah Chambers is a financial advisor at Fidelity with a Series 66 designation and five years of industry experience. His career includes roles at Fidelity Investments and prior positions at Crouzet and Target. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.

Eric Ross is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked with Ameriprise Financial Services, Inc. from 2002 to 2020. Outside of his advisory role, Ross owns Beyond The Money, LLC, a business unrelated to investing. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations. The firm supports its clients through a range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Michael Grindle is a CFP®-certified financial advisor with Edward Jones in Austin, TX, with 26 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

John Tuccio is a financial advisor with UBS Financial Services in Austin, TX, holding a Series 63 designation and 42 years of industry experience. He has worked at UBS Financial Services since 1991. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Miguel Davila Penaloza is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. His background includes roles at Edward Jones, Meta Inc, and Apple Inc. He is based in Leander, TX. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Melinda Kaiser is a financial advisor with LPL Financial in Austin, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She previously worked for NEXT Financial Group, Inc. for 24 years before joining LPL Financial in 2025. Outside of her advisory role, she is involved with JoeandMel, LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Thompson Smith is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He has worked at J.P. Morgan since 2017 and previously was with GuideStone Financial Resources. Smith serves as a board member on the finance committee of The DoSeum, a nonprofit focused on informal education in STEM, the arts, and literacy for children. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these advisory services alongside affiliated brokerage and investment management capabilities.

Truman Haugen is a Series 66-credentialed financial advisor with J.P. Morgan Securities in Austin, TX. His experience includes roles at JPMorgan Chase Bank, N.A. and Kinneberg Management Group, as well as studies at the University of Georgia. Haugen has been with J.P. Morgan Securities since 2026. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework.

Jon Garcia is a financial advisor with Charles Schwab in Austin, TX, holding a Series 66 designation and 13 years of industry experience. He has been with Charles Schwab since 2012. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment process.

Ulysses Cisneros is a Series 65-licensed financial advisor at Fisher Investments with seven years of industry experience. Prior to joining Fisher Investments in 2025, he worked at Empower Advisory Group and Personal Capital. Fisher Investments serves a global client base including institutional and high-net-worth individuals, offering discretionary portfolio management across equity, fixed income, and blended mandates. The firm employs a centralized investment process combining quantitative and qualitative research, along with tax-aware management and risk strategies.

Robert F. Escudero is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management. He provides clients with access to the investment resources of Merrill and the banking services of Bank of America to address various aspects of their financial lives. He designs and implements customized wealth management strategies aimed at helping clients and their families pursue personal financial goals while managing investment risk. Robert has been in the financial services industry since 2015 and joined Merrill Lynch Wealth Management in 2020. His areas of expertise include executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER™ certification from the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor designation. He earned a bachelor's degree in Economics and completed an Accredited Certificate Program from Pepperdine University. Robert is involved in the community through Habitat for Humanity in Williamson County and maintains connections with Pepperdine University organizations such as the Pepperdine Rugby Club and Sigma Phi Epsilon - Cal Psi Chapter. His personal interests include cooking, gardening, hiking, spending time with family, and traveling.

Mark Drinnan is a financial advisor with Morgan Stanley in Austin, TX, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021, and previously was with Wells Fargo Advisors and Wells Fargo Clearing from 2011 to 2021. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process that employs firm‑approved tools and models.

Gregg Abernathy is a financial advisor with UBS Financial Services in Austin, TX, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at UBS since 2008 and has been affiliated with the Walter A. Haas School of Business since 1993. Outside of his advisory role, he is a sole proprietor of Angier Vineyards, a limited wine sales business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven advice tailored to clients’ goals and risk tolerances.

George Howe is a financial advisor with LPL Financial in Austin, TX, holding a Series 66 designation and 25 years of industry experience. He previously worked with U.S. Capital Wealth Advisors, LLC, USCA Securities LLC, and Usca Ria LLC. Howe is co-owner of SB Wealth Advisors LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Johnathan Parohinog is a Series 66-credentialed financial advisor with Thrivent Investment Management, based in Cedar Park, TX. He has two years of industry experience, including prior roles at automotive and service companies such as Toyota and TQL. Outside of advising, he is a co-owner of FILO Residencies LLC, a business involved in arranging corporate leases. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering holistic, goal-based financial plans without portfolio management or institutional advisory functions.

Daniel Lacey is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at multiple firms, including Kramer Financial and FSC Securities Corporation. Outside of advisory roles, he operates a sole proprietorship providing tax preparation services. OSAIC Wealth, Inc. serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services supported by firm-provided asset-allocation tools and access to third-party money managers. The firm utilizes a variety of platforms and investment options, operating with both discretionary and non-discretionary account management.