Nicole Gatlin is a financial advisor at Kestra Advisory with Series 63 and Series 65 credentials and three years of industry experience. She has worked at Kestra Investment Services, LLC, Charles Schwab, and Fagron, and has a background that includes time in full-time education and at St. Edward's University. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, offering fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party managed solutions. The firm serves large institutional investors including sovereign wealth funds and manages approximately $79.8 billion in assets.

Connie Hertzler is a financial advisor with Kestra Advisory Services LLC, holding a Series 66 designation and six years of industry experience. She previously worked at Royal Alliance, Droms Strauss Wealth Management, and Financial Legacy Associates. Outside of her advisory role, she is involved with Hertzler Wealth Management, LLC, which provides insurance services including life insurance, long-term care insurance, and fixed annuities. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors as well as institutional and individual clients, providing services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base including sovereign wealth funds.

Michael Fox is a CFP® with eight years of industry experience, currently affiliated with Kestra Advisory. His prior experience includes roles at Commonwealth Financial Network and Skeels & Fox Wealth Management. He is also involved in fixed insurance sales, spending approximately 10% of his time on this activity during trading hours. Kestra Advisory provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, and investment due diligence, managing approximately $79.8 billion in assets and serving clients that include sovereign wealth funds.

Michael Bien is a financial advisor with Valic Financial Advisors in Austin, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at AGIA and IntegraShare Solutions, Inc. Outside of his advisory work, he is an agent involved with non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed accounts through a large network of advisors, leveraging centralized technology and model solutions to support a high client-to-advisor ratio.

Austin Somers is a financial advisor with Kestra Advisory in Austin, TX, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Kestra Advisory since 2020 and has also been associated with Higginbotham since 2016, where he focuses on retirement plan services including fund due diligence and employee education. Kestra Advisory Services provides investment advisory and retirement plan consulting to plan sponsors and a wide range of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education, supported by due diligence and discretionary investment management.

Casey Fry is a financial advisor at Kestra Advisory with 19 years of industry experience. He holds the Series 63 and Series 66 licenses and has previously worked at Symonds Wealth Management, Principal Life Insurance Company, Principal Securities Inc., Raymond James Financial Services Advisors Inc., and Southside Bank. Fry is based in Austin, TX. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm manages approximately $79.8 billion in assets and serves a range of clients including large institutional investors and sovereign wealth funds.

Michael Wren is a financial advisor with Kestra Advisory in Austin, TX, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. His prior roles include positions at LPL Financial and KMS Financial Services, Inc. Outside of his advisory work, he owns a hand tool distributorship. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services such as fiduciary consulting, plan design, employee education, and pooled plan solutions, managing approximately $79.8 billion in assets and serving clients including sovereign wealth funds.

Turner Schuster is a CFP® professional with three years of industry experience, currently serving as an advisor at Kestra Advisory. Prior to this role, he worked at Schuster Financial Services and spent over a decade with the Columbia Police Department. He serves on an advisory panel that addresses the needs and mental health challenges of first responders in Boone County. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, employee education, and manages investment solutions supported by thorough due diligence.

Pamela Espinosa is a Series 66 licensed advisor with Kestra Advisory who has 15 years of industry experience. She has worked at Kestra Advisory and Kestra Investment Services since 2017 and previously spent seven years at SII Investments. Pamela is also the manager and member of Davis Advisory Group, LLC, where she provides financial planning, investment management, and insurance services. Kestra Advisory Services offers investment advisory and retirement plan consulting to institutional and individual clients, with services including fiduciary consulting, plan design, and advisor-managed accounts. The firm serves a broad client base, including large institutional investors, and supports a range of investment platforms and third-party solutions.

Jacob Adams is a CFP® professional affiliated with Principal Financial Services in Austin, TX, with 18 years of industry experience. He previously worked at Charles Schwab & Co., Inc. for nine years and held roles at Realized Financial, Inc. and WealthForge Securities before joining Principal in 2025. Adams is also licensed as an insurance agent, involved in the sale and service of life, annuities, disability, long-term care, health, and group insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money managers through various advisory and promoter arrangements.

Richard Brandi is a financial advisor with Charles Schwab based in Austin, TX, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank ssb since 2003 and 2005, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, leveraging multi-asset model portfolios and research from its Schwab Center for Financial Research.

David Villanueva is a financial advisor with Charles Schwab in Austin, TX, holding a Series 66 designation and 13 years of industry experience. He has worked with Charles Schwab since 2012 and is also involved in woodworking and videography through his wooden toy-making business and CCIPRO Studio LLC. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and cash-sweep services through its integrated Schwab Wealth Advisory program. The firm provides both non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and alternative investment options.

George Bonikos is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping clients build, manage, and optimize their wealth through clear and disciplined strategies tailored to their goals. His areas of expertise include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. George's approach is rooted in curiosity, discipline, and a drive for continuous improvement. He aims to be a trusted partner for clients navigating complex financial decisions and planning for their financial futures. George holds a Bachelor of Science degree in Economics from Hunter College and is a Personal Investment Advisor (PIA). Outside of his professional work, he enjoys adventure sports, camping, chess, cooking, fishing, hiking, music, reading, rock climbing, and spending time with his family.

Robert Evans is a financial advisor with Edward Jones in Austin, TX, holding a Series 66 designation and 13 years of industry experience. He has worked with Edward Jones since 2013, including a prior three-year period, and spent five years at BBVA subsidiaries from 2016 to 2021. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Jacob Arnold is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. His prior work includes roles at Baylor University, Greenstar Power, Jumpp Logistics, and Favor, interspersed with periods as a stay-at-home dad. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party advisory models.

Justin Pounds is a financial advisor with J.P. Morgan Securities in Buda, Texas, holding a Series 66 designation and 11 years of industry experience. Before joining J.P. Morgan in 2026, he worked at Merrill for 11 years and Bank of America for 19 years. Outside of his advisory role, he and his wife own and manage rental properties in Texas. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Travis Knapp is a financial advisor at Ameriprise with 26 years of industry experience and holds a Series 66 designation. He previously worked at Morgan Stanley and its affiliated entities for over a decade. Outside of his advisory role, he is involved in church leadership as a board member of the Lake Travis Methodist Church and owns Knapp Ventures LLC, a design business focused on travel-related products. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Gregory Rychlik is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds a Series 66 designation and has worked at Mass Mutual Investors Services since 2017, following a prior role at MetLife Securities. Outside of his advisory work, he serves as president of a local board, where he provides leadership and guidance on events and fundraisers. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm utilizes detailed client information and firm-approved analytical tools to deliver written recommendations as part of annual financial planning engagements.

Vlad Bahrencu is a financial advisor at Edward Jones in Austin, TX, holding a Series 66 designation with four years of industry experience. He previously worked at RSI, Inc. and Club Corp - Lost Creek Country Club. Outside of his advisory role, he is the managing member of BuildUP Investments, a real estate investing business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Mark Kritzer is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in serving high-net-worth individuals, families, institutions, and corporations across the United States. He brings over 30 years of experience to his role, guiding clients through complex financial decisions and helping them develop customized portfolios aligned with their unique goals and risk profiles. Mark’s approach centers on understanding each client’s concerns and aspirations, allowing him to craft tailored strategies for wealth preservation, growth, and distribution. Throughout his career, Mark has developed expertise in portfolio design, retirement strategies including 401(k) plans, trust and estate planning services provided through Bank of America Private Bank, 529 education plans, charitable giving strategies, and access to credit and lending via Bank of America, N.A. He integrates a client's investment portfolio within a broader context of financial planning, offering coordinated services that address cash flow, tax considerations, and long-term wealth transfer. Mark earned a bachelor’s degree in Finance and Real Estate from the W.P. Carey School of Business at Arizona State University. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Mark resides in Austin, Texas, where he enjoys baseball, basketball, football, golfing, and traveling. He is also active in community volunteering, reflecting the Merrill tradition of service in the communities he serves.