Gary Raymond is a financial advisor with MassMutual Investors Services in Austin, TX, holding Series 63 and Series 65 licenses and possessing 42 years of industry experience. He has been with MassMutual Life Insurance Company and MassMutual Investors Services since 1994. Outside of his advisory role, he also works part-time as a sales agent in individual and group health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, annual planning relationships using firm-approved analytical tools.

Roger Toledo is a financial advisor with LPL Financial in Austin, TX, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and First Trust Portfolios L.P. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and retirement consulting services.

Drew Freides is a Series 66 registered financial advisor with UBS Financial Services in Los Angeles, CA, with 25 years of industry experience. He has been with UBS since 2009. Outside of his advisory role, he serves on the board of directors for Villa de Vida, an assisted living facility for adults with developmental disabilities, and participates on investment committees for the San Diego Yacht Club and the United States Sailing Foundation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets expertise.

Colleen Peterson is a Vice President and Financial Consultant currently with Fidelity Investments, where she has served in this role since 2026 and was previously a Financial Consultant from 2018 to 2025. Her financial services career includes experience as a Vice President Financial Consultant at Charles Schwab from 2005 to 2008, as well as roles at First Tennessee Brokerage Services, CitiStreet Equities, and Fidelity Investments beginning in 1996. Her expertise includes creating personalized financial plans and educating clients on their financial holdings. Colleen emphasizes building long-lasting client relationships based on trust and open communication. She holds an Arkansas Insurance License and has worked extensively in private client relationship and brokerage services. Outside of her professional role, Colleen has personal interests that include attending concerts, football, and caring for pets.

Garret Elder is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation. Prior to his advisory role, he worked at JBS USA and has experience with several other organizations, including Donny's Moving Services LLC and Frazee Construction. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets and research resources.

John Gamblin is a CFP® with 21 years of industry experience, currently serving at Wells Fargo Clearing since 2016. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A., where he has been employed since 1996. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Edward Moreland Jr. is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2017. Moreland has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amy Wester is a Series 66 licensed financial advisor with Merrill in Austin, TX, where she has worked since 2009. She has 19 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies designed by internal and third-party managers.

Nancy Mcdonald is a financial advisor at RBC Capital Markets in Austin, TX, holding a Series 66 designation with 17 years of industry experience. Her prior roles include positions at UBS Financial Services, Merrill, and Bank of America, N.A. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers customizable investment programs and portfolio management services utilizing both in-house and third-party managers, with options for tax management and responsible investing.

Morgane Rodiek is a financial advisor at Edward Jones in Austin, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked in various roles within the education sector for eight years. She also owns a residential rental property managed by a third party. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory services including discretionary and non-discretionary strategies, with a nationwide network of over 23,700 financial advisors.

John Attard is a Private Wealth Manager at Merrill Private Wealth Management, specializing in family wealth management strategies, legacy planning, philanthropic planning, portfolio management services, and tax minimization, among other areas. He collaborates with families, entrepreneurs, and financial professionals to address the creation, management, and stewardship of wealth through personalized financial strategies geared toward clients’ long-term goals. With over 30 years of experience in private banking, wealth management, and business consulting, John brings a broad perspective to his client relationships. He has held financial advisory roles at UBS and Citigroup and served more than 14 years as an active duty reservist in the U.S. Navy, retiring as a Lieutenant Commander in 2006. John holds a Bachelor of Science degree in finance and accounting from Southern Illinois University and an MBA with honors in finance and economics from DePaul University’s Kellstadt Graduate School of Business. He has also earned the CERTIFIED FINANCIAL PLANNER® designation along with certifications in Sports & Entertainment Accredited Wealth Management. John is a member of the Bank of America Military Support & Assistance Group (MSAG) and has been involved with the College of DuPage Foundation as a former board member. He is also a member of MenLiving. His personal interests include adventure sports, biking, camping, cooking, golfing, hiking, music, reading, writing, and yoga.

Peggy Godwin is a Series 63-licensed financial advisor with UBS Financial Services in Austin, TX, where she has worked since 2000. She has 43 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Timothy Ma is a financial advisor with J.P. Morgan Securities in Austin, TX, holding a Series 66 credential and 11 years of industry experience. In addition to his advisory role, he is involved in several entrepreneurial ventures, including ownership of Allure Designs, a personal branded product business, and Wampum House, a short-term vacation rental operation. He also works as a contractor in car rentals through Turo Rentals. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser functions, delivering recommendations through a non-discretionary program supported by an in-house manager solutions team and due diligence framework.

Ronald Pinckard is a financial advisor at Cambridge Investment Research Advisors with 53 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research since 2016 and has been self-employed since 1980. Outside of advisory work, he serves as CEO of Innet Financial Group Inc., an independent insurance agency. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing proprietary and third-party strategies across multiple platform arrangements.

Donald Carpenter is a financial advisor at Charles Schwab with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Charles Schwab since 2012. Based in Austin, TX, he supports clients through Schwab’s wealth advisory programs. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and financial planning services. Their investment approach includes multi-asset model portfolios, both non-discretionary and discretionary account options, and a formal process for alternative investments.

Frank Stogner is a financial advisor with Mass Mutual Investors Services in Austin, TX, holding a Series 66 license and 24 years of industry experience. He has been associated with MML Investors Services and Mass Mutual Life Insurance Company since 2002. Outside of advising, he operates a CPA and tax preparation business. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational programs with a focus on collaborative, goal-based planning.

Lori Shinnick is a Series 66-licensed financial advisor with Morgan Stanley in Austin, TX, and has 17 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2016 and with Morgan Stanley Smith Barney LLC since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques to support its financial planning services.

Adam Villalpando is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has been with Wells Fargo Clearing since 2022 and has also worked at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Brian Schoppmann is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been providing wealth planning and investment advice since 2013. He analyzes, constructs, and adjusts client portfolios to help pursue specific goals, risk profiles, and objectives. Brian collaborates with his business partners to offer banking, lending, insurance, and estate planning services to his clients, conducting ongoing research across multiple asset classes including equities, fixed income, passive strategies, and third-party investment managers. Brian holds the CERTIFIED FINANCIAL PLANNER® (CFP®) designation awarded by the Certified Financial Planner Board of Standards, Inc., and a bachelor's degree from Dickinson College. He also holds the Personal Investment Advisor (PIA) designation. In addition to his professional work, Brian serves on the Board of Managers for the TownLake YMCA and is affiliated with The SAFE Alliance. He resides in southwest Austin with his wife, Alexandra.

Lisa Deterding is a financial advisor at Edward Jones in Austin, TX, holding a Series 66 designation with nine years of industry experience. Prior to joining Edward Jones in 2017, she worked at KIPP Austin Public Schools-Vista from 2015 to 2017. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, managed accounts, and affiliated mutual funds, operating under a fiduciary standard.