Julio Naveda Rivas is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Media Star Promotions, United Parcel Services, and various other companies before joining Charles Schwab. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers multi-asset model portfolios supported by centralized custody and supervisory arrangements.

Charles Davenport is a financial advisor at OSAIC in Austin, TX, holding CFP®, ChFC®, and Series 66 designations with 21 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation, Chase Investment Services Corp., and Merrill. Outside of advisory work, he owns and operates a health and life insurance agency and refers clients to a third-party insurance provider for home and auto coverage. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering both brokerage and advisory services. The firm employs a model-based investment approach with portfolio optimization tools and supports various managed account strategies, underscored by its scale, affiliate network, and private-equity ownership.

Emily Cuba is a Financial Consultant at Fidelity Investments. She has been with Fidelity for over eighteen years, advancing through roles such as Investment Consultant, Planning Consultant, and Senior Relationship Manager before her current position. Throughout her career, Emily has gained extensive experience in assisting clients with investment planning and financial decision-making. She focuses on leveraging her knowledge and client experience to help individuals work toward their unique financial goals with confidence. Outside of her professional work, Emily enjoys activities such as cooking and baking, spending time with family, engaging in outdoor adventures, reading, and traveling.

Corinne Yelle is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 12 years of industry experience. She has worked at Cetera since 2019 and previously was with Foresters Advisory Services and Foresters Financial from 2014 to 2019. Outside of her advisory role, she works as a fitness instructor at Orangetheory Fitness. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of investment strategies and third-party managers.

Jason Connally is a financial advisor with Raymond James & Associates in Austin, TX, holding a Series 66 designation and 17 years of industry experience. He has worked at Dell Inc. since 1998. Outside of advising, he serves as chair of the finance committee for BOOKSPRING in Austin. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a national network of advisers.

Melanie Dohrman is a CFP®-certified financial advisor with 18 years of industry experience, currently associated with LPL Financial. She has held prior roles at SPC, Sigma Financial Corporation, Chase Investment Services Corp., and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Federico Mota is a Financial Consultant at Fidelity Investments. He specializes in collaborating with clients to develop and implement financial plans that align with their short-term and long-term goals, supporting them in pursuing financial wellness. Federico has held several positions at Fidelity Investments since 2021, including Investment Consultant, Workplace Planning Consultant, and High Net Worth Service Associate. Prior to joining Fidelity, he worked as a Senior Financial Solutions Consultant at BBVA from 2019 to 2021. Outside of his professional work, Federico has interests in fitness, food, music, skiing, and traveling.

Richard Coleman Jr. is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Merrill since 1996 and concurrently associated with Bank of America, N.A. since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gideon Derr is a financial advisor with J.P. Morgan Securities in Austin, TX, holding Series 63 and Series 65 credentials and having 23 years of industry experience. He has been with J.P. Morgan Securities since 2007 and also has a long tenure with JPMorgan Chase Bank, N.A. dating back to 2000. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process is supported by centralized due diligence that combines quantitative and qualitative research, utilizing forward-looking capital market assumptions and an ESG eligibility framework.

Sebastian Mencia is a financial advisor with Charles Schwab in Austin, TX, holding Series 63 and Series 66 credentials and three years of industry experience. His work history includes roles at Charles Schwab Premier Bank, Charles Schwab Bank, and Charles Schwab & Co., Inc., as well as positions outside the industry such as at Eikona Technologies and Uber/Doordash. He also receives interest income from staking cryptocurrency through MetaMask. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients with a comprehensive wealth advisory wrap fee program and managed-account services. The firm combines non-discretionary client advisory with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside due diligence on alternative investments.

William Harless is a financial advisor with LPL Financial in Austin, TX, holding a Series 66 designation and four years of industry experience. His professional background includes roles at US Tech Solutions Inc, Wells Fargo Clearing Services LLC, and a prior position at Virginia Tech. Outside of finance, he has worked in the food service industry at Sharkey's Rib and Wing Joint. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and advanced research tools.

Evan Yeakel is a financial advisor with LPL Enterprise holding Series 63 and Series 66 credentials and 31 years of industry experience. His prior work includes extensive tenure at Charles Schwab across various divisions from 2005 to 2024. Yeakel is also a commissioned notary in Cedar Park, Texas. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm utilizes model-driven investment strategies and offers access to third-party asset managers and insurance products through its affiliated entities.

Andrew Norwine is a financial advisor at Charles Schwab with 11 years of industry experience. He has held his current role at Charles Schwab since 2014. Norwine holds the Series 66 designation and is based in Austin, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Christopher Catanzaro is a financial advisor at Edward Jones with three years of industry experience. He has worked at Edward Jones since 2022 and was self-employed prior to that. Before entering the financial industry, he worked at Costco for six years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Leslie Tyler is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. Prior to joining Wells Fargo in 2016, Tyler worked for Prudential Equity Group, LLC from 1997 to 2003. Tyler is licensed to practice law in California, though this activity is currently inactive. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Zachary Champine is a Series 66-licensed financial advisor with Equitable Advisors in Austin, TX. He began his career with the firm in 2025 and has prior experience in various roles including administration of his father's estate. Equitable Advisors serves individual and institutional clients by providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives, offering a range of advisory programs and third-party manager referrals.

Jose Cervantes Sanchez is a financial advisor at Wells Fargo Clearing in Austin, TX, holding a Series 66 designation with less than one year of industry experience. His work history includes roles at Wells Fargo Bank and Fred Loya Insurance. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Peter Dollive is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 designations. He has 41 years of industry experience, including longstanding roles at Cambridge-affiliated firms since 1996. Outside of his advisory work, he serves as Treasurer of the Shanti Children’s Foundation. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, offering financial planning, investment management, and retirement-plan advisory services through various platforms and model strategies.

Edgardo Rey is a CFP®-designated financial advisor with six years of industry experience. He is currently with LPL Financial in Austin, TX, and previously worked at Transamerica Investors Securities Corporation, Transamerica Life Insurance Company, and Prudential Investment Management Services LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, with a platform that supports both discretionary and non-discretionary strategies.

Marshall Owens is a financial advisor at Charles Schwab based in Austin, TX, holding Series 63 and Series 66 licenses with 13 years of industry experience. He has worked at Charles Schwab since 2014 and at Charles Schwab Bank SSB since 2017. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers an integrated structure that includes custody, brokerage, and cash-sweep services.