David Janis is a Series 66 licensed financial advisor with 21 years of industry experience. He is currently with Empower Advisory Group and has previously worked at Personal Capital Advisors Corporation, E*Trade Securities LLC, TD Ameritrade, and Scottrade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm’s integrated model is aligned with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Eric Ragland is a financial advisor at Empower Advisory Group with 10 years of industry experience. He holds the Series 66 and Series 63 registrations. Prior to joining Empower Advisory Group, he worked at firms including Robinhood Markets, Inc., Farmers Financial Solutions, New York Life Insurance Co., and Fidelity Investments. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage clients. The firm delivers an integrated service model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Quade Yaegel is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at T. Rowe Price for 12 years before joining Empower in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm’s integrated model emphasizes long-term portfolio returns and collaborates closely with affiliated Empower entities for recordkeeping and product offerings.

Kristen Stockland is a financial advisor with Wealth Enhancement Advisory Services, LLC based in Denver, CO. She holds Series 65 and Series 66 licenses and has nine years of industry experience. Her previous roles include positions at Cardan Capital Partners, LLC and Purshe Kaplan Sterling Investments. Wealth Enhancement Advisory Services manages over $122 billion in assets through a large network of advisors, offering financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm employs a diversified investment approach that combines passive and active strategies overseen by an internal Investment Committee.

John Suarez is a financial advisor at NewEdge Advisors with 16 years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America and Merrill Lynch from 2010 to 2019. Suarez is also involved with River Basin Distillery, LLC, a distillery business based in New Orleans. NewEdge Advisors serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a variety of portfolio management and consulting services and employs a combination of in-house and third-party investment strategies supported by technology tools and centralized due diligence.

Eleni Yeros is a CFP® and holds a Series 65 license with seven years of industry experience. She has worked at Wambolt & Associates since 2018 and joined both CWM, LLC and Carson Wealth in 2025. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm employs model portfolios managed by an in-house Investment Committee and offers services including portfolio management, financial planning, and retirement-plan solutions, emphasizing fiduciary processes and a range of operational features such as revenue-sharing disclosures and a lead-generation platform.

Elizabeth Musarra is a financial advisor at Cerity Partners Retirement Plan Consultants with the PFS™ designation and four years of industry experience. She has worked at Cerity Partners LLC since 2019 and previously was with Karsten Advisors and operated her own practice, Liz Musarra, from 2004 to 2017. Cerity Partners Retirement Plan Consultants advises sponsors of defined contribution and defined benefit plans, providing ERISA fiduciary services, participant advice, plan design, and administrative support. The firm focuses on asset-allocation driven model portfolios, investment policy statement monitoring, and offers educational and fiduciary training services.

Aaron Spencer is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at GWFS Equities, Inc. since 2015. Outside of his advisory role, he serves as Director and President of the Cherry Creek Vista II Homeowners Association. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates.

James Clark is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 designations. Prior to joining TIAA-CREF, Clark worked at Eagle Strategies, NYLIFE Securities LLC, and New York Life Insurance Co. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals associated with TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Terrie Martinez is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 66 licenses and 14 years of industry experience. Her prior work includes roles at GWFS Equities, Advised Assets Groups, World Financial Group, and Transamerica Financial Advisors. Outside of her advisory work, she provides caregiving for a grandchild. Empower Advisory Group delivers financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage and IRA clients, using an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by sponsors.

Meghan McGuire is a financial advisor at Principal Financial Services with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Principal Securities and Principal Life Insurance since 2022, following prior roles at Transamerica Investors Securities Corporation and AssetMark Financial. McGuire also serves as a bank and trust officer to support and manage Principal retirement plan account relationships. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, businesses, and active-duty military personnel. The firm provides direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Kevin Edwards is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has been advising clients at Advised Assets Group, LLC since 2016. Additionally, he works as a mortgage loan officer with Colorado Home Smartz, LLC, assisting home buyers with mortgage loans. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and focus on long-term portfolio returns and annual rebalancing.

Austin New is a financial advisor with Empower Advisory Group holding a Series 65 designation. He has experience working at Empower Financial Services, Inc since 2024, following six years running Austin New, CPA, and three years at Meador & Jones. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as certain IRA and retail brokerage account holders. The firm uses an integrated model linked to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Patricia Kummer is a Certified Financial Planner® with over 41 years of industry experience. She is currently with Mariner and has previously been associated with Mutual Securities Inc. and her own firms, Kummer Financial Strategies, LLC and Kummer Financial Strategies, Inc. In addition to her advisory work, she is an author based in Highlands Ranch, Colorado. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, tax services, and retirement plan consulting. The firm utilizes discretionary, customized portfolios supported by in-house research and third-party managers, with capabilities spanning equities, fixed income, alternatives, and digital assets.

Laura Saunders is a CFP® with 14 years of industry experience, currently serving at OSAIC Institutions, Inc. since 2023. She has held roles with Gateway Services Group and CUSO Financial Services, L.P. from 2011 onward. OSAIC Institutions, Inc. is an SEC-registered investment adviser that serves individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments within a hybrid adviser and broker-dealer structure.

Adam Kucsan is a financial advisor at Transamerica Retirement Advisors, LLC with 11 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Fidelity and Scottrade. Outside of his advisory role, he is the CEO of Katies Klozet, an app development company he manages during non-trading hours. Transamerica Retirement Advisors serves employer-sponsored retirement plan participants and IRA owners, offering managed portfolios and investment education with an emphasis on asset allocation and retirement guidance. The firm utilizes Morningstar Investment Management’s software and model portfolios to tailor advice and operates at scale with a large client base and advisor team.

Mark Fellows is a financial advisor at Benjamin F. Edwards & Company, Inc. with 39 years of industry experience. He holds a Series 63 designation and has been with Benjamin F. Edwards since 2013. Outside of his advisory role, he serves as trustee and co-trustee for several family trusts and acts as executor for an estate, performing these duties on a limited basis. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, pension plans, charitable organizations, and corporations. The firm offers fee-based wrap programs, financial planning, retirement plan consulting, and investment management, utilizing a combination of discretionary and non-discretionary strategies managed internally and by third parties.

Todd Walker is a financial advisor with Centaurus Financial, Inc. in Centennial, Colorado. He holds Series 63 and Series 65 licenses and has 31 years of industry experience, including over 21 years at Centaurus Financial. Outside of his advisory role, he is involved in fine art collection and advising, including consulting and sales related to art, and teaches classes through community colleges on a contractual basis. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, trusts, and foundations. The firm offers a range of financial planning and portfolio management services, employing various analytical approaches and allowing both discretionary and non-discretionary account management.

Jared Darrington is a CFP® professional with 27 years of industry experience, currently affiliated with Principal Financial Services. He has previously worked with Thrivent Investment Management Inc and Thrivent Financial for over two decades. Darrington holds Series 63 and Series 66 licenses and offers fixed insurance products including life, disability, annuities, and long-term care coverage. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement consulting, and access to third-party money manager solutions.

Darren Clerkin is a CFP® and ChFC® with seven years of industry experience. He is currently with Empower Advisory Group and has previously worked at Personal Capital, COUNTRY Trust Bank and its affiliates, and Transamerica. Outside of his advisory work, Clerkin teaches a nightly financial planning class as an Instructional Assistant Professor at Illinois State University. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, along with Empower Premier IRA and select retail brokerage account holders. The firm emphasizes long-term portfolio returns and annual rebalancing through an integrated service model connected to Empower’s recordkeeping and administrative platforms.