Zakary Book is a financial advisor at Fidelity with Series 66 and Series 63 credentials and three years of industry experience. He previously worked at Pontifex Capital and has a background that includes roles at Boise State University and Jacks Urban Eats. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base and offers discretionary portfolio management, fund advisory, and model portfolios, with a noted role in institutional wealth advising and use of AI-driven research methods.

Michael Edwards is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and possessing 36 years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc. and Fortis Financial Group/Woodbury Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, supporting both discretionary and non-discretionary management with model portfolios, third-party subadvisors, and various technology-driven investment approaches.

Benjamin White is a Series 66-licensed financial advisor with Morgan Stanley in Denver, Colorado, with seven years of industry experience. His prior work history includes roles at Edward Jones and Instacart, as well as a decade at Terry White. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions. The firm focuses on tailored financial planning supported by structured tools and emphasizes advisory services without providing individual security recommendations as part of standalone plans.

Ashley Gredys is a financial advisor at Morgan Stanley with seven years of industry experience. She has been with Morgan Stanley since 2017 and previously worked at the University of San Diego from 2013 to 2017. She holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that employs structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Alexander Liss is a CFP® and ChFC® with eight years of industry experience. He is currently affiliated with Cetera and holds ownership and leadership roles in multiple financial services and planning firms, including Alexander Liss Wealth Management, LLC and Dialed-In Planning. His career includes prior experience at Union Pacific and Securities America Inc. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services, with a multi-manager platform that provides access to affiliated and third-party managers across various program structures.

Nathaniel Pagibigan is a financial advisor at Fidelity with a Series 66 credential and has been in the industry since 2026. He has previously worked at Bankers Life and Axos Clearing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Svitlana Murtha is a financial advisor at Ameriprise with 11 years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing for nine years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies.

Zachary Carrick is a financial advisor with RBC Capital Markets in Greenwood Village, CO, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Charles Schwab & Co. Inc., Northwestern Mutual Investment Services LLC, Northwestern Mutual Life Insurance Company, and First Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with customizable portfolio management and financial planning solutions, utilizing both in-house and third-party investment managers.

Seth King Jr. is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 63 and 65 licenses. He has 28 years of industry experience, including roles at Pinnacor Financial Group and Cambridge Investment Research. He is an owning partner in a firm selling life, long-term care, disability, and fixed annuity products and serves on the board of Operation Strength Inc., a nonprofit assisting vulnerable individuals affected by crisis or chronic need. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a range of investment solutions tailored to client objectives.

Andrew Kret is a financial advisor at Raymond James Financial Services Advisors, Inc. with 15 years of industry experience. He holds the Series 65 and Series 63 credentials. His career includes over a decade at Northwestern Mutual Wealth Management Company and ongoing involvement with Sky Hawks and Jordan Smith. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and utilizes analytical tools such as risk profiling and probability modeling to inform client recommendations.

Arne Hogg is a financial advisor at Cetera with 20 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera Investment Services LLC since 2019. Prior to that, he was with Jackson National Life Distributors LLC from 2011 to 2018. He also serves as power of attorney and executor of the estate for his parents and as trustee for the Zaworski Family Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services using multiple program structures and access to third-party and affiliated money managers.

Charlene Hunt is a CFP® professional with over 10 years of experience in financial advising. She has been with Edward Jones in Denver, CO since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of advisors and branch offices, providing both discretionary and non-discretionary strategies along with affiliated mutual funds and other financial services.

Bruce Vermeulen is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and over 44 years of industry experience. He has been with Cambridge since 2010 and also operates as president of the RiderDown Foundation, a nonprofit organization based in Evergreen, Colorado. Additionally, he maintains an independent insurance agency and oversees Vermeulen Consulting Inc., which provides administrative services for personal household accounts. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals and provides a variety of portfolio management options, including proprietary model strategies and access to third-party managers.

Jaclyn Wuth is the Vice President and Branch Leader at Fidelity Investments, a position she has held since 2017. In this role, she coaches skilled professionals to deliver planning experiences tailored to clients' unique needs. Her career at Fidelity Investments began in 2004, and she has held various positions including Assistant Branch Leader, Branch Service Manager, Relationship Manager, Team Manager, Team Leader, Service Delivery Specialist, and Retirement Services Specialist. Throughout her tenure, Jaclyn has developed expertise in branch leadership and client relationship management, contributing to the firm's service delivery and planning capabilities. Her extensive experience within Fidelity Investments reflects a consistent progression through roles focused on client service and team leadership. Outside of her professional responsibilities, Jaclyn's interests include the beach, social events with friends, pets, singing, theater, and volunteering.

Stephen Gates is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 66 designation and has worked at Cetera and its affiliates since 2016, with prior experience at Fourest, LLC since 2009. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a range of portfolio management, financial planning, and consulting services through a national network of independent advisors.

Victoria Hill is a financial advisor at Morgan Stanley with 42 years of industry experience. She has been with Morgan Stanley since 2009. Hill holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, providing advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers a range of investment and planning services.

Loc Nguyen is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads a team of advisors dedicated to serving the community through comprehensive financial planning. Prior to his current position, he served as Vice President and Financial Consultant at Fidelity Investments from 2010 to 2022. Throughout his tenure at Fidelity Investments, Loc Nguyen has focused on helping individuals achieve their financial goals through personalized planning and consultation.

Luke Nowakowski is a Financial Advisor at Merrill Lynch Wealth Management, where he collaborates with professionals and their families to develop financial plans that align with their goals. He works as part of the Burns / Nowakowski Group, which has over 30 years of experience serving clients in managing their financial situations. Luke's approach focuses on helping clients navigate financial decisions by identifying their priorities and constructing tailored plans. He emphasizes transparency and takes his responsibility seriously in managing his clients' financial well-being. His expertise includes comprehensive financial planning and investment advisory services. He grew up in Orchard Park, NY, and holds a bachelor's degree in Political Science from Wittenberg University. After college, Luke served in the United States Air Force as a photojournalist and pursued an MBA at Regis University while enlisted. Following his honorable discharge, he entered the wealth management field, continuing his family legacy in the profession. Luke holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He currently resides in Buffalo, NY, and participates in sports and outdoor activities during his free time.

Brett Ohlen is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and has 11 years of industry experience. He previously worked for Avantax Investment Services and has been the owner of Advocate Tax Worldwide LLC since 2014, providing tax services. Outside of his advisory role, he serves as an assistant football coach at Golden High School. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services with a multi-manager platform that includes both affiliated and third-party managers.

Carolyn Parsons is a financial advisor with Equitable Advisors in Englewood, Colorado, holding a Series 66 designation and 15 years of industry experience. She has been with Equitable Advisors since 2011, including its predecessor, Axa Advisors. Parsons serves as business manager and bookkeeper for a medical consulting practice and is a board member and treasurer for a Christian ministry focused on healthcare professionals. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm uses a range of advisory models and third-party managers to deliver customized investment solutions without sponsoring its own wrap fee program.