Thy Yan is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 credentials and 12 years of industry experience. Yan has worked at Wells Fargo Clearing since 2016 and previously was with Wells Fargo Advisor LLC from 2014 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, applying research and analytics based on diversification principles and modern portfolio theory.

Loay Hassan is a financial advisor at Fidelity with Series 65 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity in 2025, he worked at Alpha Wealth Funds, LLC and Larry H. Miller Used Car Supermarket. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Luke Johnston is a financial advisor at Fidelity with six years of industry experience. He holds Series 66 and Series 63 designations. Prior to his current role, he worked at Fidelity Brokerage Services, LLC, Lakanto, Family Dollar Corporate Office, and Hickory. Outside of advising, Johnston is an author involved in editing, marketing, and publishing a novel. He is associated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

David Walker is a financial advisor at Fidelity with Series 66 and Series 63 licenses and two years of industry experience. Prior to joining Fidelity, he worked in various roles including freelance videography and positions at Door Dash and Vivint. Outside of advisory work, he creates videos for clients as a freelance videographer. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management along with model portfolios constructed through a combination of fundamental research, quantitative analysis, and algorithmic methods.

Randy Joseph is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management in Salt Lake City. He joined Merrill Lynch Wealth Management in 2012 following his work in the equipment leasing and financing industry. Randy holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He and his partners were ranked #1 in Utah on Forbes' 2023 Best-in-State Wealth Management Teams list and Randy individually ranked #3 in Utah on Forbes' 2023 Top Next-Gen Wealth Advisors Best-in-State list. Randy specializes in a range of client focus areas including college education planning, divorce transition planning, family wealth management strategies, philanthropic planning, socially responsible and ESG investing, special needs planning strategies, investment strategy, and tax minimization. He also serves as a peer mentor at Merrill Lynch, advising other advisors on best practices. He graduated with a bachelor's degree in Finance and Business Management from the University of Nevada Las Vegas, where he remains active in the Financial Management Association and supports the alumni network. Randy and his wife Eryn reside in Highland, Utah, where they are raising their four sons. Outside of work, Randy coaches youth sports and enjoys outdoor activities such as snowboarding, boating, golf, and pickleball.

Sebastian Riveros is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 63 and Series 66 credentials and four years of industry experience. His prior experience includes multiple roles at Wells Fargo Bank N.A. and teaching positions at Utah Valley University and Salt Lake Community College. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery to intermediary platforms.

Alexander Wood is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and has concurrently worked at Wells Fargo Bank since 2014. Outside of his advisory role, Wood is the sole owner of a rental property management business in Spanish Fork, Utah. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.

Kylie Aldred is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo firms since 2007, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, and serves plan sponsors with customized investment solutions.

Joshua Ward is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Fidelity in various capacities since 2010. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Amanda Arcilesi Simmons is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors Inc. She previously worked at Wells Fargo Advisors for 11 years and has owned and managed ALAS Advisors LLC since 2018. Outside of her advisory work, she is involved with the Girl Scouts of Utah as a board member and finance committee member. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using advanced analytical tools and supports municipal and public-finance work through specialized affiliations.

Jeffrey Horman is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 66 designation and five years of industry experience. His prior work includes roles at RHI General Group, Moxie Pest Control, and Aerel Design. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Shinkoskey is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 66 and Series 63 licenses and 14 years of industry experience. He has been with Fidelity Investments since 2012. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios.

Junny Avila Rodriguez is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, Rodriguez worked at H&R Block and was involved in running a Mexican restaurant business. Rodriguez also has experience with the Honduran National Commission of Banks and Insurance and Price Waterhouse Cooper. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional investors, incorporating proprietary research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Bryce Schulzke is a financial advisor with Raymond James & Associates in Salt Lake City, Utah, holding Series 63 and Series 66 credentials. He has 18 years of industry experience, including prior roles at Morgan Stanley Smith Barney and Morgan Stanley & Co., Inc. Outside of finance, Schulzke occasionally plays and teaches drums as a musician. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser serving individual, institutional, and municipal clients. The firm offers financial planning, non-discretionary consulting, and institutional fiduciary solutions, drawing on a range of portfolio management styles supported by affiliated research and sub-advisers.

David Madsen is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1991 and holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation and the Personal Investment Advisor (PIA) designation. His approach to wealth management includes developing personalized financial strategies tailored to each client’s long-term goals and risk profile, using a combination of individual equity selection, third-party management for fixed income, alternatives, and international diversification. David works with high-net-worth individual and business clients, focusing on areas such as employee financial health, legacy planning, managing new wealth, personal retirement planning, tax minimization, and retirement income. He manages portfolios as a qualified Portfolio Manager and employs a wealth management process that includes diversification, asset allocation, rebalancing, and estate planning in coordination with other advisors. He earned a bachelor’s degree from the United States Air Force Academy in 1979 and an MBA from the University of Southern California in 1982. Prior to joining Merrill Lynch, David served as an Air Force officer and aerospace engineer. His community involvement includes coaching adult recreational tennis. Personal interests outside of work include basketball, boxing, football, reading, refereeing, spending time with family, tennis, watching movies, and writing.

Matthew Neufeld is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Safestreets USA and Ventana Grill, as well as community involvement with The Church of Jesus Christ of Latter-Day Saints and Elks Lodge 2504. Fidelity, through its affiliate Strategic Advisers LLC, offers investment management and advisory services to a diverse client base, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm’s services cover discretionary and non-discretionary advisory work, fund advisory, and delivery of model portfolios, with distinctive features including commodity pool operator registration and use of AI-driven methodologies.

Christopher Kelley is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Credit Suisse Securities and JPMorgan Chase Bank, among other firms. Outside of his advisory role, he is a member and manager of Kelley Cottage LLC, which involves maintaining a property. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jeffrey Benson is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has worked at Edward Jones and Fidelity Investments. His prior experience includes roles at Blu Line Designs, Northland Design Group, and MGB+A The Grassli Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and consult on diversified portfolios.

Steven Jordan is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and is based in Salt Lake City, UT. Jordan has worked at various Fidelity entities since 2006, including Fidelity Brokerage Services and Fidelity Personal and Workplace Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Juan Lacroze is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 designations and bringing 37 years of industry experience. He has worked with Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market simulations.