Joel Swogger is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years with Wells Fargo Advisors LLC and over 20 years with Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kirstin Chavez is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has seven years of industry experience. She has worked at Cetera since 2021 and operates her own financial planning business. Outside of finance, she is a professional opera singer who performs internationally and is a professor at the University of Utah, where she teaches singing and business skills for freelance performers. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of investment management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform with various discretionary and non-discretionary program options.

Jacob Nelson is a financial advisor at Fidelity with Series 66 and Series 63 credentials and five years of industry experience. He has held various roles within Fidelity since 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Justin Jenkins is a financial advisor with Ameriprise in Salt Lake City, UT, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has previously worked with Key Investment Services, KeyBank, and Wells Fargo in various advisory and investment roles. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Andrew Rogers is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at Rogers Insurance Agency, LLC and held positions at Kelly Services Global, LLC and Teleperformance Inc. Andrew is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.

Cody Adams is a financial advisor with Morgan Stanley in Salt Lake City, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007. Outside of his advisory role, he is a partner at Mariposa Properties, a real estate business based in Salt Lake City. Morgan Stanley Wealth Management provides a broad range of advisory services to both individual and institutional clients, offering customized financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling to support its financial planning process.

Brian Monson is a financial advisor with Ameriprise in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with a focus on assets managed within Ameriprise accounts.

Matthew Hassler is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding Series 66 and Series 63 credentials and four years of industry experience. His previous work includes positions at Lyft and Ally Bank, as well as three years at IBM. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with a focus on model portfolios composed of mutual funds, ETFs, and ETPs.

Zachary Bright is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. He has held various roles within Fidelity Investments, including Annuity Planning Consultant from 2019 to 2023 and Portfolio Specialist from 2012 to 2019. Throughout his career, Zachary has focused on understanding clients' financial priorities, analyzing their finances, and co-creating plans to help them pursue their financial goals while avoiding potential pitfalls. Zachary holds insurance licenses in Arkansas and California, which support his work in financial and annuity planning. His approach involves partnering with clients as a trusted resource to keep their financial plans on track. Outside of his professional responsibilities, Zachary enjoys fishing, hiking, parenthood, spending time with pets, attending theater, and writing.

Vladimir Robles is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at EA Insurance Group and held various roles in education and customer service. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services and is involved in managing multiple registered investment companies and model portfolios.

Bailey Bell is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining Fidelity, she worked at various service and hospitality roles and spent six years affiliated with Utah Valley University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage a broad investable universe.

Mathis Burton is an Investment Consultant at Fidelity Investments, where he has held this role since 2026. Prior to this, he gained experience at Fidelity Investments as a Planning Consultant from 2025 to 2026, Financial Representative from 2023 to 2025, and Customer Relationship Advocate in 2023. He holds a California Insurance License, which supports his work in financial planning and investment consultation. Mathis emphasizes building partnerships based on trust with his clients to develop financial plans that provide peace of mind. Outside of his professional duties, Mathis is interested in family activities, food, hiking, outdoor adventures, soccer, and traveling.

Joseph Leavis is a financial advisor at Fidelity with Series 66 and Series 63 credentials and three years of industry experience. His prior work includes roles at DoorDash and Costco. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including multi-manager and fund-of-funds structures.

Teresa Dahl is a financial advisor with UBS Financial Services in Salt Lake City, Utah, holding a Series 66 designation and 20 years of industry experience. She has been with UBS since 2006. Outside of her advisory role, Dahl is involved in real estate through ownership and management activities at Tasuil LLC and provides consultation on family investment opportunities via Triple T Capital LLC. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary market research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of capital markets and investment solutions.

Michael Kundinger is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the Series 66 designation and has previously worked at U.S. Bancorp Investments, Inc. and Morgan Stanley in various roles. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Jennifer Mcdermott is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2004 to 2017 before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves individuals and institutional clients with a variety of advisory programs, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and analytical tools, providing advisory services without individual security recommendations as part of its standalone programs.

Kirsten Richards is a Series 66-licensed financial advisor with 17 years of industry experience. She is currently with Morgan Stanley, where she has worked since 2024 and previously from 2017 to 2019. Her prior roles include several years at Wells Fargo Advisors and Wells Fargo Clearing. Richards is also the sole proprietor of K Arcilesi LLC, an investment-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved planning tools.

Stephen Reimann is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 65, Series 63, and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2016. Stephen is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management across a range of investment vehicles.

Luke Harkness is a financial advisor at Fidelity with Series 63 and Series 65 credentials and one year of industry experience. His prior experience includes a role at Morgan Stanley. He has also held a student government position at the University of Utah ASUU. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios delivered to intermediary platforms.

Weston Curtis is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he held roles in pest control, construction, and community organizations, including the Church of Jesus Christ of Latter-day Saints. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.