Max Jonnaert is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and two years of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, LLC, and Clean Skies Technologies. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, providing advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program. The firm offers both non-discretionary and discretionary investment guidance utilizing multi-asset model portfolios and a centralized operational structure.

Hannah Casabona is a financial advisor at Cetera with three years of industry experience and holds a Series 66 designation. Her prior experience includes two years at Morgan Stanley and roles at multiple Cetera entities. Outside of finance, she has been involved with Casabona Chiropractic since 2015. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to various investment strategies through a large nationwide network of advisors.

Zachary Bransky is a financial advisor with Morgan Stanley in Tempe, AZ, holding Series 63 and Series 65 licenses and seven years of industry experience. He previously worked at Charles Schwab from 2018 to 2022 and at Amazon.com from 2016 to 2018. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process with firm-approved tools and offers both direct client plans and corporate financial planning agreements.

Jian Boldi is a financial advisor with LPL Financial in Chandler, AZ, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with LPL Financial since 2006. Outside of advising, he established Boldi Financial Services, LLC for accounting purposes but continues to operate under LPL Financial for client services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and diversified strategies.

Justin Kerr is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Charles Schwab and its related entities since 2015, including Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of investment guidance supported by multi-asset model portfolios and due diligence on alternative investments.

Kathern Duplisea is a financial advisor with Edward Jones in Tempe, AZ, holding a Series 66 designation and 13 years of industry experience. She has been with Edward Jones since 2009. Outside of her advisory role, she is a co-owner of an appliance repair business in Mesa, AZ. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports a nationwide network of more than 23,000 financial advisors and 15,000 branch offices.

James Wiggins is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and 25 years of industry experience. He has been with J.P. Morgan Securities since 2009 and has worked at JPMorgan Chase Bank, N.A. since 2017. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending investment strategies.

Gary Frisch is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. He has held roles with firms including Avantax and 1st Global Advisors and serves as trustee for multiple trusts and estates. Frisch is also involved in nonprofit governance as treasurer on the board of directors for Sun City Area Interfaith Services, Inc. Cetera Investment Advisers LLC is an SEC-registered advisor supporting a nationwide network of independent advisors who serve individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Ron Mabry is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been a team member since 2001. Beginning his career in the Phoenix office, he held various roles focused on customer service before becoming a registered Financial Advisor in 2006. In 2008, he transferred to the Mesa Branch to work alongside his father as part of the Mabry Group. Ron specializes in family wealth management strategies, legacy planning, liquidity management, personal retirement planning, tax minimization, and retirement income. He employs a goals-based approach, tailoring strategies to clients' specific needs and providing advice and education to support informed decision-making. His process includes routine reviews and adjustments in collaboration with clients to help them achieve their desired lifestyle. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Ron earned a bachelor's degree from Arizona State University Polytechnic Campus. A native Arizonan, he lives in Gilbert with his wife and three children.

Charlotte Kroeppler is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and 21 years of industry experience. She has been with Charles Schwab since 2008. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and alternative investment due diligence.

Jesse Hernandez is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley, Voya, and Vanguard. Outside of his advisory role, he manages a rental property in El Paso, Texas. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Linda Drake is a financial advisor at Edward Jones with 10 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and offers a range of advisory and investment solutions under a fiduciary standard.

Shawn Bowen is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Evan Lucas is a financial advisor at Charles Schwab with 20 years of industry experience. He holds the Series 63 and Series 66 credentials and has held prior roles at The Vanguard Group and Merrill. Outside of finance, he has worked as a model for print advertising with Biomech Insight. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options.

Andrew Davault IV is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 66 and Series 63 credentials and four years of industry experience. His prior work includes roles at OHSO Brewery and Strategy Financial Group, as well as time at Arizona State University. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

John Hall is a financial advisor at Edward Jones with 13 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies and maintains a large network of advisors and branch offices across the country.

Timothy Jongsma is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Ameriprise in Gilbert, AZ. His career has been primarily with Ameriprise, spanning from 2008 to the present with a brief period of unemployment in 2024. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm serves clients through a combination of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Christian Diegel is a CFP® with 20 years of experience in the financial services industry. He is currently affiliated with Cetera and has prior experience at Edward Jones. Diegel also serves as managing member of Chawoogie Buckaroo LLC, a real estate holding company. Cetera is a large nationwide advisory firm serving individual, corporate, and institutional clients with portfolio management, financial planning, and retirement services. The firm operates a multi-manager platform offering a range of investment strategies through discretionary and non-discretionary programs.

Clark Gilliland is a financial advisor at Merrill with four years of industry experience. He holds the Series 66 and Series 63 designations and previously worked at JP Morgan Chase Bank, N.A., J.P. Morgan Securities, and Wells Fargo. Outside of his advisory roles, he has been involved with entities such as Not My First Rodeo and Life Events LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Williams is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in supporting retirees and small business owners with their financial goals. He has been registered in the financial services industry since 1986 and joined Merrill Lynch in 2004. His areas of expertise include divorce transition planning, family wealth management strategies, personal retirement planning, small business strategies, and retirement income. Jeff holds a Bachelor of Arts degree in Finance from Michigan State University and a Master of Business Administration from the University of Detroit Mercy. He has earned multiple professional designations, including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Prior to his financial services career, he had 14 years of experience in commercial banking. In his personal life, Jeff lives in Lake Orion, Michigan with his wife Christine and is involved in community activities such as the Greater Flint Sunrise Rotary and coaching youth baseball, basketball, and flag football with the Lake Orion Dragons. He enjoys traveling, following major sports, and looks forward to improving his golf game and exploring new vacation destinations.