Eric Velazquez is a financial advisor with Merrill holding Series 65 and Series 66 credentials and four years of industry experience. He has worked at Bank of America since 2022 and at Merrill since 2021. Prior to these roles, he was employed at Movado Group Inc and McAdam Financial Group, with earlier experience at Banana Republic and the University of Delaware. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Stathis is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds the Series 63 and Series 66 designations and has been with Vanguard Advisers since 2019. His prior roles include positions at Vanguard Marketing Corporation and The Vanguard Group, both since 2016. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, featuring various tax-aware and customization options.

Alexander Feria is a financial advisor at Vanguard Advisers with six years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Edelman Financial Engines, Charles Schwab, and Arizona State University. Feria is based in Scottsdale, AZ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering tax-aware features and customization options.

Derick Cazares Ramirez is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and beginning his industry career in 2026. His prior experience includes positions at J.P. Morgan Chase and various roles outside finance, including work with Chipotle Mexican Grill and University of Arizona Online. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Christopher Mc Crossan is a financial advisor with Ameriprise, holding a Series 63 designation and over 38 years of industry experience. He has been affiliated with Ameriprise Financial Service, LLC since 1987 and worked with Ameriprise Financial Services, Inc. for 15 years. Outside of advisory work, he is involved in business ownership through Advisor Management Group LLC and Christopher Mccrossan LLC. Ameriprise specializes in retirement-income planning for individuals with substantial investable assets, offering written recommendation reports that integrate research, modeling, and tax-efficiency analysis. The firm serves clients through a centralized retirement-income consulting team and provides a broad range of advisory, brokerage, and insurance solutions.

Mark Rizvi is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 65 and Series 66 licenses and has worked at several firms, including Kovitz Investment Group Partners and ADP TotalSource Co XXI TMD Wealth Management. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily invests through Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Michael Krajnak is a financial advisor with Morgan Stanley in Gilbert, AZ, holding Series 63 and Series 66 designations and 13 years of industry experience. He has been with Morgan Stanley and its related entities since 2018, with prior experience at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

Kristin Maulsby is a financial advisor with Merrill, holding a Series 66 credential and seven years of industry experience. She has worked at Merrill since 2013 and is also involved with Jax Brew Bus, a venture she has been part of since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Brian Lustig is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard Advisers since 2019. Prior to that, he was employed at Nordstrom Inc. from 2013 to 2017. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct personalized portfolios largely from Vanguard funds and ETFs, supported by a large advisor team and digital delivery platform.

Paul Tschudy is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at The Vanguard Group, AmeriFirst Financial, and First American Mortgage Solutions. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

John Leitch is a financial advisor with Primerica Advisors in Mesa, AZ, holding a Series 63 designation and 24 years of industry experience. He has been with Primerica Advisors since 2001 and Primerica Financial Services since 2000. Outside of his advisory role, he is a managing partner of LFC LLC and the founder of the Diabetic Wellness Initiative, a nonprofit focused on diabetes awareness. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its investment services.

Chelsea Chartrand is a financial advisor at Vanguard Advisers with nine years of industry experience. She holds Series 63 and Series 65 licenses and previously worked as a real estate agent with Keller Williams Realty. Chartrand has been affiliated with The Vanguard Group since 2017 and has maintained self-employment activities alongside her advisory roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing proprietary models and primarily Vanguard funds and ETFs.

Jerry Jordan is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Samuel Rivas is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2020 and Bank of America, N.A. since 2021. Prior to this, he was involved with Petersen Properties and Management Inc. and Jiangsu Shanshui Energy Co. Ltd. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers, incorporating strategic and tactical asset allocation and tax-aware options.

Savannah Chilton is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley, she held various roles in industries including mortgage lending and weight loss services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support client strategies.

Justin Repp is a financial advisor at Vanguard Advisers with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley Smith Barney, Merrill, and other firms. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methods and primarily Vanguard funds and ETFs.

Naima Khan is a CFP®-certified financial advisor at Vanguard Advisers with four years of industry experience. She has been with Vanguard in various capacities since 2021 and previously worked at Schwan Financial Group for 14 years. Outside of her advisory role, Khan has been involved with Zainy LLC since 2014. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed largely from Vanguard funds and ETFs, supported by a digital platform that serves a large client base through its extensive team of advisors.

Nikki Alford is a financial advisor at Edward Jones in Tempe, AZ, with 16 years of industry experience and a Series 66 credential. She has been with Edward Jones since 2016 and is also the manager and owner of AGO, LLC. Outside of her advisory work, she oversees property management and bookkeeping for her rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and supports its clients through a large network of financial advisors and branch offices nationwide.

Kelsey Ertmer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and nine years of industry experience. She has worked at Vanguard Advisers since 2019 and has also been affiliated with Vanguard Marketing Corporation and The Vanguard Group since 2017. Her prior experience includes roles at Morgan Stanley, Bonobos, JCPenney, and California State University of Fullerton. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs.

Karrie Barkdoll is a financial advisor at Edward Jones in Tempe, AZ, with 12 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.