Lauren Costello is a financial advisor with Edward Jones in Tempe, AZ, holding CFP®, Series 66, Series 65, and Series 63 designations and with 27 years of industry experience. Prior to joining Edward Jones in 2018, she held positions at JP Morgan Securities LLC, JP Morgan Chase Bank, Investment Centers of America, EF Legacy Securities, Edelman Financial Services, and UBS Financial Services. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services. The firm manages approximately $1.01 trillion in assets with a large nationwide network of advisors and branch offices.

Zina Shekay is a financial advisor with Morgan Stanley in Tempe, AZ, holding a Series 66 credential and seven years of industry experience. She has previously worked at Merrill and several other firms, including The Resource Link and Advisor Group. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through a structured planning process without providing individual security recommendations as part of standalone plans.

Will Emery is a financial advisor at Thrivent Investment Management with Series 66 credentials and one year of industry experience. Prior to joining Thrivent, he worked in the life insurance sector and has held roles at golf clubs. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, delivering goal-based financial analyses and planning without discretionary management, with options to combine planning and managed accounts under a consolidated billing arrangement.

Alan Tarbet is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in supporting families and young professionals navigating financial planning amid life transitions, with a focus on building wealth and minimizing lifetime tax burdens. Alan's bilingual ability in English and Spanish enables him to work extensively with Hispanic small business owners and families, assisting them in reviewing cash flows, balance sheets, and prioritizing personal and business financial goals. Alan holds a Bachelor's Degree from Brigham Young University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His expertise encompasses legacy planning, personal retirement planning, portfolio management, small business strategies, sports and entertainment, tax minimization, and retirement income. Outside of his professional work, Alan enjoys basketball, golfing, hiking, scuba diving, and spending time with his family.

Eric Velazquez is a financial advisor at Merrill with Series 65 and Series 66 licenses and five years of industry experience. His prior positions include roles at Bank of America, Movado Group Inc, McAdam Financial Group, and Banana Republic. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Derick Cazares Ramirez is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and beginning his industry career in 2026. His prior experience includes positions at J.P. Morgan Chase and various roles outside finance, including work with Chipotle Mexican Grill and University of Arizona Online. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Christopher Mc Crossan is a financial advisor with Ameriprise, holding a Series 63 designation and over 38 years of industry experience. He has been affiliated with Ameriprise Financial Service, LLC since 1987 and worked with Ameriprise Financial Services, Inc. for 15 years. Outside of advisory work, he is involved in business ownership through Advisor Management Group LLC and Christopher Mccrossan LLC. Ameriprise specializes in retirement-income planning for individuals with substantial investable assets, offering written recommendation reports that integrate research, modeling, and tax-efficiency analysis. The firm serves clients through a centralized retirement-income consulting team and provides a broad range of advisory, brokerage, and insurance solutions.

Michael Krajnak is a financial advisor at Morgan Stanley in Gilbert, AZ, with 14 years of industry experience. He holds the Series 63 and Series 66 designations. His career includes roles at Bank of America, Merrill, and Morgan Stanley Private Bank. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Kristin Maulsby is a financial advisor at Merrill with eight years of industry experience and holds a Series 66 designation. She has worked at Merrill since 2013 and is also involved with Jax Brew Bus, an outside business she has been engaged with since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions, supported by internal and third-party investment management teams.

Martin Ercoline IV is a Series 66-licensed financial professional with seven years of industry experience. He is currently with Cetera and also operates financial services under the DBAs Advanced Wealth Management and FFEC Wealth Partners. In addition to his advisory work, he is a high school wrestling coach at American Leadership Academy in Gilbert, AZ. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a range of portfolio management and consulting services through a multi-manager platform that offers access to both affiliated and third-party investment managers.

Maile Lueck is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds Series 66 and Series 63 licenses and previously worked at Charles Schwab and JPMorgan Chase Bank, N.A. Outside of finance, she has held various roles including work with community-focused organizations such as New Life Church. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their approach combines quantitative and qualitative research to deliver written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Paul Tschudy is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at The Vanguard Group, AmeriFirst Financial, and First American Mortgage Solutions. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

Jose Medina is a financial advisor with LPL Financial in Tempe, AZ, holding a Series 66 license and one year of industry experience. His prior roles include positions at Tarantino Wealth Management and LPL Financial, as well as experience outside finance working at Rio Grande Mexican Restaurant. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of representatives, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Brandon Wolvington is a financial advisor with LPL Financial in Tempe, AZ, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at The Vanguard Group and several technology companies. Outside of advising, he is a business owner of Wolvington Vending LLC and a co-owner of Cactus Creek Academy, a preschool. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a broad range of advisory services and platforms, utilizing both model portfolios and customized strategies delivered through a large network of investment adviser representatives.

John Leitch is a financial advisor with Primerica Advisors in Mesa, AZ, holding a Series 63 designation and 24 years of industry experience. He has been with Primerica Advisors since 2001 and Primerica Financial Services since 2000. Outside of his advisory role, he is a managing partner of LFC LLC and the founder of the Diabetic Wellness Initiative, a nonprofit focused on diabetes awareness. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its investment services.

Steve James is a financial advisor with Cambridge Investment Research Advisors who holds Series 63 and Series 66 licenses and has 26 years of industry experience. He has been with Cambridge Investment Research entities since 2004 and operates an OSJ within the firm. Outside of advisory work, he is involved in several business activities including serving as president of a real estate holding company and owning a property and casualty insurance company. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports discretionary and non-discretionary management through multiple platforms and provides access to third-party advisers and proprietary model strategies.

Jaffey Keodouangdy is a financial advisor at LPL Financial with a Series 66 credential and one year of industry experience. Prior to joining LPL Financial, he served in the US Army for seven years and held various roles in the private sector and nonprofit activities, including financial aid and home care services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, providing access to model portfolios, third-party asset management, and institutional platforms.

Jerry Jordan is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Vivian Tran is a financial advisor with J.P. Morgan Securities in Phoenix, AZ, holding Series 63 and Series 66 licenses and six years of industry experience. Her prior roles include positions at Wells Fargo Bank and Wells Fargo Clearing Services. Outside of her advisory work, she owns and operates an e-commerce business focused on buying and selling products through online platforms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary written asset allocation advice and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Brian Bates is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His prior roles include positions at PNC Investments, BBVA Wealth Solutions, J.P. Morgan Securities, and Securities America Advisors. He is based in Phoenix, AZ. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by technology tools for operational and research purposes.