Zackary Flodeen is a CFP® with 17 years of industry experience, currently serving as a financial advisor at MAI Capital Management, LLC. His prior experience includes roles at Evoke Advisors, The Vanguard Group, Tenet Financial Group, Fisher Investments, Voya Investment Management, Charles Schwab, and Allspring Funds Management. MAI Capital Management provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high- and ultra-high-net-worth individuals, families, trusts, sports professionals, and institutional clients. The firm manages a wide range of investment strategies and also offers trust and insurance administrative services.

Eric McDowell is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 66 and Series 63 designations and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. McDowell is also an owner of a long-term rental property in Scottsdale, Arizona. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and entities, often serving clients with prior employer retirement plan relationships. The firm offers both point-in-time planning services and ongoing portfolio management using model or customized portfolios.

William Steward is a financial advisor with Independent Financial Group, LLC in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior experience includes roles at Massachusetts Mutual Life Insurance Company and Ameriprise Financial Services. He is also an insurance agent operating outside of Independent Financial Group under Patel Wealth Management, LLC, which offers insurance, brokerage, and advisory services. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm utilizes a combination of strategic asset allocation, multi-manager portfolios, and both active and passive investment strategies through various platforms and third-party programs.

Brandon Capps is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and having 21 years of industry experience. He has worked at Park Avenue Securities and Guardian Life since 2016. Outside of his advisory role, he is involved with the Kansas Pharmacist Association, assisting with member recruitment and promoting association benefits. He is also engaged with VibeQuest LLC, a company focused on airline comfort travel products. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management, model-based strategies, and digital advisory solutions, integrating insurance products and alternative investments through its connection with Guardian Life.

Shannon Knight is a financial advisor at Schwab Wealth Advisory with 25 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at Charles Schwab since 2006, as well as prior roles at KeyBanc Capital Markets and Prudential Equity Group. Outside of her advisory work, she is involved in the management of Nickel Plate Clothing Company LLC, overseeing marketing, pricing, and distribution. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice and financial planning. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with recommendations tailored to individual client goals and risk tolerance.

Hannah Krumreich is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. Her career includes roles at Charles Schwab Bank, JP Morgan Securities, and Fidelity Brokerage Services. She holds Series 63 and Series 66 licenses and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm emphasizes asset allocation and investment selection guided by proprietary research and standard models, with client authorization required for trades.

Logan Robertson is a CFA® charterholder and Series 65 licensed financial advisor with four years of industry experience. He is currently with Beacon Pointe Advisors, LLC and previously worked at Versant Capital Management. His background also includes a role outside finance with Tempe Boat Rentals and study at Arizona State University. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions to a diverse client base, including individuals, corporations, pension plans, and institutional investors. The firm combines asset-allocation modeling with third-party independent managers and offers both active and passive strategies across public and private markets.

Elizabeth Duran is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 licenses and 14 years of industry experience. Her prior work includes roles at Wells Fargo Bank, Merrill, and Bank of America. Schwab Wealth Advisory, Inc. serves clients enrolled in the Schwab Wealth Advisory program by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab & Co.’s asset-allocation models and internal research tools. The firm offers tailored recommendations with at-least-annual reviews and operates with a large scale and distinct operational structures compared to many peers.

Mubera Madar is a CFP® professional with 26 years of experience in the financial services industry, currently serving at Schwab Wealth Advisory since 2022. She has been with Charles Schwab since 2000. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment guidance relies on Schwab’s proprietary asset-allocation models and research tools, offering tailored recommendations reviewed at least annually.

Jacob Guttman is a financial advisor with Carson Wealth based in Phoenix, AZ, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has held roles at Rosevest Financial, CWM, LLC, Geneos Wealth Management, and United Planners, and has operated several business ventures including JAG Ventures LLC and Guttman Tax Advisory Group LLC. CWM, LLC is an SEC-registered investment adviser managing approximately $50.6 billion through over 650 advisors and partner offices. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios constructed by an Investment Committee and providing tailored solutions with integrated custodial and technology platforms.

Jesus Zepeda Castro is a CFP® professional with two years of industry experience. He currently works at Savant Wealth Management and previously held roles at Lido Advisors, Creative Planning, and Sonmore Financial. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and maintains integrated accounting, legal, and trust affiliates.

Chadi Mneiny is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He previously worked at The Vanguard Group for nine years before joining Charles Schwab & Co., Inc. in 2026. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Tod Ross is a financial advisor with Principal Financial Services in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His prior roles include positions at Equitable Advisors, Allstate Financial Services, PFS Investments, and Primerica Financial Services. He is also registered as a representative for fixed insurance products such as life, disability, annuities, and long-term care. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager solutions, utilizing both adviser and promoter arrangements to support client investment management.

James Hebets II is a financial advisor with Kestra Advisory in Phoenix, AZ, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Kestra Advisory since 2016 and Kestra Investment Services, LLC since 2012. Outside of advisory work, Hebets serves on multiple nonprofit boards including Future For Kids, Honor Health Foundation, and Finseca Foundation, and he is the owner and CEO of Life Masters Classes, a lead generation and education content business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving large clients such as sovereign wealth funds and pooled employer plans.

Hunter Giboney is a CFP® professional with 13 years of industry experience and is currently with Schwab Wealth Advisory Inc. in Phoenix, AZ. He has worked at Charles Schwab and Schwab Bank since 2017, and has prior experience at Ameriprise Financial Services, Zeiders Enterprises, and AllState Insurance Company. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm utilizes Charles Schwab & Co.’s asset-allocation models and research tools to deliver tailored recommendations, with trades executed only upon client authorization.

Edward Dulin Jr. is a financial advisor at Mariner with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Mariner Wealth Advisors since 2019. His prior experience includes roles at Msec, LLC, Bank of America, NA, and Merrill. Outside of advisory work, he owns a business focused on buying, fixing, and selling homes. Mariner serves a broad range of clients, including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm employs customized, discretionary portfolios supported by in-house research and third-party managers, with additional capabilities in tax integration and family office services.

Rylee Good is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and based in Phoenix, AZ. Good has been with Schwab Wealth Advisory and Charles Schwab-related firms since 2025, following prior experience working at Barro's Pizza and completing full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm uses Charles Schwab’s asset-allocation models and internal research tools to tailor recommendations according to each client’s goals and risk tolerance, while trades require client authorization.

Alexander Engel is a financial advisor at Empower Advisory Group with a Series 66 designation and one year of industry experience. He previously worked at Empower Financial Services, Summit Funding, and FirstBank. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm’s services integrate proprietary and third-party methodologies focused on long-term portfolio returns and client savings rates within a large-scale advisory model.

Joshua Davis is a financial advisor at Cerity Partners LLC with credentials including Series 65 and Series 63 licenses. He has been in the financial industry since 2026 and has prior experience at Baseline LLC and Taza LLC. Cerity Partners advises a diverse client base, including individuals, families, trusts, institutions, and investment entities, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services and employs an investment framework that integrates quantitative screening, manager selection, and access to alternative and private market solutions for qualified clients.

Jennifer Senft is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her career includes roles at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, Vanguard Advisers, Inc., and other financial firms. TIAA-CREF Individual & Institutional Services provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, and small retirement plans, often serving clients with ties to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, including customized discretionary management under a fiduciary standard.