Russell Trombley is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2017. He has worked with various Vanguard entities since 2013. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios largely composed of Vanguard funds and ETFs, supported by a large team of advisors and a digital delivery platform.

Fredric Susser is a CFP®-certified financial advisor with 28 years of industry experience. He is currently with Charles Schwab and Co., Inc., having joined the firm and Charles Schwab Bank in 2022. Prior to this, he worked at TD Ameritrade from 2010 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and cash management solutions.

Jillian Mc Gann is a financial advisor at Robert W. Baird & Co. with six years of industry experience. She has worked at Robert W. Baird since 2019 and previously at McMaster-Carr Supply Company from 2013 to 2018. Jillian holds the Series 66 designation and is based in Scottsdale, AZ. She is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises a range of clients including high-net-worth individuals, families, pensions, and charitable organizations. The group offers customized financial planning and portfolio management services, employing both in-house and third-party managers to implement traditional and complex investment strategies.

Dominic Griffis is a financial advisor at OSAIC with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Merrill and Sage Point Financial. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, and corporations, offering a wide range of brokerage and advisory services supported by multiple platforms and third-party managers. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Alison Smith is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with four years of industry experience. Her work history includes roles at Morgan Stanley and Morgan Stanley Private Bank, N.A., as well as a period working at Orangetheory Fitness. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm‑approved planning tools to model financial outcomes.

Shelly Malone is a financial advisor with OSAIC, holding a Series 66 designation and 19 years of industry experience. She has previously worked with firms including Advisor Group, Transamerica Financial, Humana, World Financial Group, Liberty Mutual, and Allstate Insurance. Malone is also the owner of a life insurance business affiliated with Symmetry, conducting appointments primarily on weekends. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers through a range of advisory platforms.

Albert Compitello is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 65 and Series 66 licenses and bringing 14 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2022 and previously at Morgan Stanley & Co. LLC from 2013 to 2022. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Shawn Williams is a financial advisor with Primerica Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses and over 10 years of industry experience. He has worked with Primerica Advisors since 2018 and previously with Price Gregory International. Outside of advisory work, Williams is the owner of Revolve, Inc., and serves as an independent consultant for ASQ Consulting. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by third-party asset managers and operates at scale with thousands of advisors and substantial assets under management.

John Peterson is a financial advisor at Primerica Advisors in Scottsdale, AZ, holding Series 63 and Series 65 licenses with four years of industry experience. Prior to joining Primerica Advisors in 2022, he worked at Honeywell, Inc. for 23 years. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliates of Primerica. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail clients rather than institutional pension or profit-sharing plans.

Wayne Ballinger is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anfernee Alexander is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. He has previously worked at LPL Financial and the Charlotte Mecklenburg Schools. Outside of his advisory role, he is the owner of Alexanders BBQ LLC, a food and beverage business. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mostly from Vanguard funds and ETFs and offers various customization options.

Trever Walborn is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. His background includes roles at The Vanguard Group and Maricopa County Juvenile Probation Department. Walborn serves as a fiduciary limited agent for an immediate family member and acts as custodian for multiple UTMA accounts. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm operates at scale with over 2,200 advisors, combining digital delivery with team servicing.

Michael Mcavoy is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior work includes roles at Oppenheimer & Co and Morgan Stanley Smith Barney. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Amanda Fox is a CFP® professional with 17 years of industry experience. She currently works at Fidelity Investments and has previously held roles at Morgan Stanley and The Vanguard Group. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm’s distinctive operations include managing fund-of-funds structures and employing AI-driven methods in portfolio development.

Joseph Papandrea is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group since 2006. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and advisory teams.

James Wade is a financial advisor at OSAIC with 21 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining OSAIC in 2024, he worked at Triad Advisors, Inc. for 13 years. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to various managed account solutions using firm-provided asset-allocation tools and third-party platforms.

Philippus Cilliers is a financial advisor with Ameriprise in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 16 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Outside of advising, he is involved in tax preparation through a co-owned business and serves on a local condominium association board. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Gurgen Terlemezian is a financial advisor with J.P. Morgan Securities in Scottsdale, AZ, holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2019. Prior to that, he worked at Wells Fargo Bank, N.A., Rubio's Coastal Grill, and the University of Arizona. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Michael Hay is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has worked with Wells Fargo Advisors since 2012 and joined Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Trung Thanh Ngo is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works closely with clients to develop personalized financial strategies aimed at pursuing long-term goals. Drawing on Merrill’s investment resources and the banking and lending solutions of Bank of America, he focuses on tailored wealth management aligned with each client’s financial priorities. Thanh’s areas of expertise include college education planning, family wealth management, legacy planning, retirement income, tax minimization, portfolio management, and strategies for small businesses, endowments, foundations, and non-profits. He follows Merrill’s tradition of community involvement, dedicating time to volunteer with local organizations. Outside of his professional activities, Thanh enjoys baseball, basketball, bowling, fishing, football, golfing, reading, running, traveling, and spending time with his family.